$828.59M
Net Interest Income
$88.22M
Net Income
82.6%
Efficiency Ratio
2.71%
Net Int. Margin
2.0%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $336.17M | $283.02M | $279.34M | $265.70M | $270.76M | $266.02M | $207.38M |
| Interest Expense | $98.77M | $82.77M | $77.31M | $76.81M | $91.57M | $96.16M | $78.73M |
| Net Interest Income | $237.41M | $200.25M | $202.03M | $188.90M | $179.19M | $169.85M | $128.65M |
| Net Interest Income After Provision | $232.51M | $193.15M | $194.43M | $182.30M | $172.37M | $122.87M | $122.52M |
| Non-Interest Income | $46.08M | $41.25M | $42.85M | $-236.12M | $37.35M | $33.53M | $25.35M |
| Service Charges & Fees | $9.93M | $8.55M | $8.24M | $8.31M | $8.43M | $8.14M | $7.93M |
| Other Non-Interest Income | - | - | - | $5.75M | $15.75M | $2.90M | $12.71M |
| Non-Interest Expense | $189.43M | $140.43M | $136.96M | $130.12M | $137.54M | $159.75M | $109.87M |
| Compensation & Benefits | $91.52M | $83.97M | $80.70M | $79.86M | $78.90M | $93.76M | $65.22M |
| Occupancy Expense | $11.98M | $11.73M | $11.23M | $10.62M | $12.75M | $14.47M | $10.11M |
| Technology & Equipment | $22.43M | $19.78M | $18.39M | $18.02M | $21.38M | $19.50M | $17.99M |
| Professional Fees | $5.64M | $3.04M | $3.04M | $2.92M | $3.33M | $8.98M | $4.25M |
| Other Non-Interest Expense | - | - | - | $5.88M | $7.14M | $12.05M | $5.38M |
| Income Before Tax | $89.16M | $93.97M | $100.32M | $-183.94M | $72.18M | $-3.35M | $38.00M |
| Income Tax Expense | $-10.35M | $-12.18M | $87.00K | $33.73M | $11.41M | $2.83M | $11.67M |
| Net Income | $99.51M | $106.14M | $100.23M | $-217.67M | $60.77M | $-6.19M | $26.33M |
| Basic EPS | 0.49 | 0.53 | 0.50 | -1.09 | 0.32 | -0.03 | 0.16 |
| Diluted EPS | 0.49 | 0.53 | 0.50 | -1.08 | 0.32 | -0.03 | 0.16 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $126.10M | $117.37M | $158.70M | $128.65M | $92.59M | $98.30M | $72.89M |
| Investment Securities - AFS | $3.83B | $3.81B | $3.90B | $4.00B | $4.02B | $4.16B | $4.10B |
| Investment Securities - HTM | $599.56M | $514.12M | $499.16M | $440.85M | $420.71M | $427.46M | $436.71M |
| Loans & Leases (Gross) | $23.09B | - | - | - | $17.78B | - | - |
| Loans & Leases (Net) | $22.75B | $18.33B | $18.08B | $17.69B | $17.55B | $17.50B | $13.95B |
| Goodwill & Intangibles | $1.12B | - | - | - | $914.96M | - | - |
| Premises & Equipment | $118.22M | - | - | - | $64.55M | $78.78M | $60.91M |
| Other Assets | $756.40M | $596.79M | $599.88M | $615.40M | $667.47M | $656.57M | $545.68M |
| Total Assets | $30.59B | $25.46B | $25.46B | $24.99B | $25.56B | $25.51B | $21.04B |
| Total Deposits | $25.47B | $21.12B | $21.22B | $20.80B | $21.29B | $21.22B | $17.54B |
| Other Liabilities | $560.61M | $495.00M | $503.31M | $551.10M | $560.39M | $548.38M | $489.95M |
| Total Liabilities | $26.25B | $21.65B | $21.77B | $21.40B | $21.95B | $21.84B | $18.08B |
| Common Stock | $2.36M | $2.12M | $2.12M | $2.12M | $2.14M | $2.15M | $1.77M |
| Retained Earnings | $2.07B | $2.00B | $1.92B | $1.84B | $2.08B | $2.05B | $2.08B |
| AOCI | $-227.36M | $-263.50M | $-299.53M | $-323.78M | $-584.33M | $-496.11M | $-654.29M |
| Total Stockholders Equity | $4.34B | $3.81B | $3.68B | $3.58B | $3.61B | $3.67B | $2.97B |
| Total Liabilities & Equity | $30.59B | $25.46B | $25.46B | $24.99B | $25.56B | $25.51B | $21.04B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $99.51M | $106.14M | $100.23M | $-217.67M | $60.77M | $58.79M | $26.33M |
| Depreciation & Amortization | $14.71M | $32.24M | $21.41M | $10.49M | $10.02M | $17.01M | $6.74M |
| Deferred Taxes | $12.83M | $-26.38M | $-41.22M | $-64.91M | $17.05M | $19.01M | $9.89M |
| Stock-based Compensation | $3.92M | $12.98M | $9.00M | $4.75M | $5.69M | $13.58M | $7.83M |
| Net Change in Loans HFS | $148.56M | $-7.25M | $-7.96M | $103.00K | $-1.63M | $848.00K | $151.00K |
| Other Operating Adjustments | $-571.00K | $318.00K | $301.00K | $154.00K | $-11.00K | $-21.00K | $329.00K |
| Operating Cash Flow | $104.08M | $328.34M | $171.20M | $47.32M | $88.72M | $195.12M | $86.85M |
| Purchases of Securities | $99.10M | $1.33B | $1.33B | $1.33B | $199.53M | - | - |
| Sales of Securities | $296.27M | $1.34B | $1.34B | $1.34B | $115.72M | $955.30M | $85.22M |
| Maturities of Securities | $115.28M | $350.11M | $219.52M | $83.69M | $90.11M | $282.91M | $173.58M |
| Investing Cash Flow | $204.27M | $-568.29M | $-405.73M | $-81.34M | $-29.85M | $1.09B | $64.67M |
| Common Stock Repurchased | $54.66M | $51.93M | $51.93M | $46.46M | $15.05M | $12.63M | - |
| Dividends Paid | $29.48M | $76.24M | $50.36M | $24.09M | $24.26M | $58.28M | $36.07M |
| Financing Cash Flow | $-401.89M | $-356.51M | $-218.84M | $-604.06M | $58.54M | $-1.09B | $-93.75M |
| Net Change in Cash | $-93.54M | $-596.47M | $-453.37M | $-638.08M | $117.40M | $196.40M | $57.77M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $82.77M | $96.16M | $230.41M | $234.72M |
| Income Before Tax | $93.97M | $-3.35M | $10.35M | $83.59M |
| Income Tax Expense | $-12.18M | $2.83M | $21.64M | $24.80M |
| Net Income | $106.14M | $-6.19M | $-11.29M | $58.79M |
| Basic EPS | 0.53 | -0.03 | -0.06 | 0.34 |
| Diluted EPS | 0.53 | -0.03 | -0.06 | 0.34 |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Short-term Investments | $293.04M | $914.29M |
| Total Assets | $25.46B | $25.56B |
| Total Liabilities | $21.65B | $21.95B |
| Common Stock | $2.12M | $2.14M |
| Retained Earnings | $2.00B | $2.08B |
| Total Stockholders Equity | $3.81B | $3.61B |
| Total Liabilities & Equity | $25.46B | $25.56B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $106.14M | $-6.19M | $-11.29M | $58.79M |
| Depreciation & Amortization | - | - | $32.24M | $17.01M |
| Stock-based Compensation | - | - | $12.98M | $13.58M |
| Deferred Income Tax | - | - | $-26.38M | $19.01M |
| Operating Cash Flow | - | - | $328.34M | $195.12M |
| Sales of Investments | - | - | $350.11M | $282.91M |
| Investing Cash Flow | - | - | $-568.29M | $1.09B |
| Stock Repurchased | - | - | $51.93M | $12.63M |
| Dividends Paid | - | - | $76.24M | $58.28M |
| Financing Cash Flow | - | - | $-356.51M | $-1.09B |
| Net Change in Cash | - | - | $-596.47M | $196.40M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.