$828.59M
Net Interest Income
$88.22M
Net Income
82.6%
Efficiency Ratio
2.71%
Net Int. Margin
2.0%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $1.16B | $1.16B | $946.77M | $796.46M | $605.18M | $435.16M |
| Interest Expense | $335.65M | $335.65M | $339.17M | $246.05M | $37.13M | $5.33M |
| Net Interest Income | $828.59M | $828.59M | $607.60M | $550.41M | $568.05M | $429.83M |
| Provision for Credit Losses | - | - | - | - | - | $-9.69M |
| Net Interest Income After Provision | $802.38M | $802.38M | $540.22M | $530.36M | $550.13M | $439.51M |
| Non-Interest Income | $-105.94M | $-105.94M | $123.92M | $-237.75M | $176.16M | $193.16M |
| Service Charges & Fees | $35.03M | $35.03M | $32.00M | $28.63M | $30.39M | $24.27M |
| Other Non-Interest Income | - | - | $36.83M | $21.46M | $17.96M | $16.85M |
| Non-Interest Expense | $596.94M | $596.94M | $508.37M | $418.60M | $469.60M | $443.96M |
| Compensation & Benefits | $336.04M | $336.04M | $302.35M | $253.04M | $298.19M | $295.92M |
| Occupancy Expense | $45.55M | $45.55M | $46.52M | $35.99M | $40.76M | $40.47M |
| Technology & Equipment | $78.62M | $78.62M | $75.38M | $55.31M | $57.27M | $50.84M |
| Professional Fees | $14.64M | $14.64M | $20.07M | $17.39M | $16.81M | $24.48M |
| Other Non-Interest Expense | - | - | $27.79M | $21.14M | $30.53M | $2.48M |
| Income Before Tax | $99.51M | $99.51M | $155.77M | $-126.00M | $256.69M | $188.71M |
| Income Tax Expense | $11.29M | $11.29M | $36.20M | $-63.31M | $56.93M | $34.05M |
| Net Income | $88.22M | $88.22M | $119.56M | $232.18M | $199.76M | $154.66M |
| Basic EPS | 0.43 | 0.43 | 0.66 | 1.43 | 1.21 | 0.90 |
| Diluted EPS | 0.44 | 0.43 | 0.66 | 1.43 | 1.21 | 0.90 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $126.10M | $92.59M | $87.23M | $106.04M | $144.63M |
| Investment Securities - AFS | $3.83B | $4.02B | $4.41B | $6.69B | $8.51B |
| Investment Securities - HTM | $599.56M | $420.71M | $449.72M | $476.65M | - |
| Loans & Leases (Gross) | $23.09B | $17.78B | - | - | - |
| Loans & Leases (Net) | $22.75B | $17.55B | $13.80B | $13.42B | $12.16B |
| Goodwill & Intangibles | $1.12B | $914.96M | $557.63M | - | - |
| Premises & Equipment | $118.22M | $64.55M | $60.13M | $62.49M | - |
| Other Assets | $756.40M | $667.47M | $536.27M | $461.58M | $456.08M |
| Total Assets | $30.59B | $25.56B | $21.13B | $22.65B | $23.51B |
| Total Deposits | $25.47B | $21.29B | $17.60B | $18.97B | $19.63B |
| Other Liabilities | $560.61M | $560.39M | $513.99M | $459.88M | $443.19M |
| Total Liabilities | $26.25B | $21.95B | $18.16B | $20.18B | $20.11B |
| Common Stock | $2.36M | $2.14M | $1.77M | $1.76M | $1.86M |
| Retained Earnings | $2.07B | $2.08B | $2.05B | $1.88B | $1.77B |
| AOCI | $-227.36M | $-584.33M | $-608.35M | $-923.19M | $-56.70M |
| Total Stockholders Equity | $4.34B | $3.61B | $2.97B | $2.47B | $3.41B |
| Total Liabilities & Equity | $30.59B | $25.56B | $21.13B | $22.65B | $23.51B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $88.22M | $88.22M | $119.56M | $232.18M | $199.76M | $154.66M |
| Depreciation & Amortization | $78.84M | $46.94M | $27.03M | $12.29M | $14.96M | $14.48M |
| Deferred Taxes | $-119.68M | $-13.55M | $36.06M | $-18.27M | $6.02M | $-5.31M |
| Stock-based Compensation | $30.66M | $16.91M | $19.27M | $16.05M | $10.51M | $9.41M |
| Net Change in Trading Assets | - | - | - | - | - | - |
| Net Change in Loans HFS | $133.44M | $141.31M | $-784.00K | $-3.40M | $3.35M | $47.00K |
| Other Operating Adjustments | $202.00K | $-253.00K | $-32.00K | $25.00K | $17.00K | $-526.00K |
| Operating Cash Flow | $650.94M | $432.42M | $283.84M | $261.69M | $229.94M | $174.49M |
| Purchases of Securities | $4.09B | $1.43B | $199.53M | - | $740.77M | $3.32B |
| Sales of Securities | $4.31B | $1.64B | $1.07B | $1.90B | $431.19M | $23.80M |
| Maturities of Securities | $768.61M | $465.39M | $373.02M | $423.88M | $1.05B | $939.58M |
| Acquisitions | - | $1.41M | $-24.88M | - | $13.40M | $13.44M |
| Investing Cash Flow | $-851.10M | $-364.02M | $1.06B | $2.40B | $-1.08B | $-1.99B |
| Common Stock Repurchased | $204.97M | $106.59M | $27.68M | - | $201.62M | $23.22M |
| Dividends Paid | $180.17M | $105.72M | $82.54M | $66.67M | $65.89M | $51.56M |
| Financing Cash Flow | $-1.58B | $-758.41M | $-1.03B | $-2.14B | $-215.57M | $988.98M |
| Net Change in Cash | $-1.78B | $-690.01M | $313.80M | $523.57M | $-1.06B | $-822.28M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $82.77M | $96.16M | $230.41M | $234.72M |
| Income Before Tax | $93.97M | $-3.35M | $10.35M | $83.59M |
| Income Tax Expense | $-12.18M | $2.83M | $21.64M | $24.80M |
| Net Income | $106.14M | $-6.19M | $-11.29M | $58.79M |
| Basic EPS | 0.53 | -0.03 | -0.06 | 0.34 |
| Diluted EPS | 0.53 | -0.03 | -0.06 | 0.34 |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Short-term Investments | $293.04M | $914.29M |
| Total Assets | $25.46B | $25.56B |
| Total Liabilities | $21.65B | $21.95B |
| Common Stock | $2.12M | $2.14M |
| Retained Earnings | $2.00B | $2.08B |
| Total Stockholders Equity | $3.81B | $3.61B |
| Total Liabilities & Equity | $25.46B | $25.56B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $106.14M | $-6.19M | $-11.29M | $58.79M |
| Depreciation & Amortization | - | - | $32.24M | $17.01M |
| Stock-based Compensation | - | - | $12.98M | $13.58M |
| Deferred Income Tax | - | - | $-26.38M | $19.01M |
| Operating Cash Flow | - | - | $328.34M | $195.12M |
| Sales of Investments | - | - | $350.11M | $282.91M |
| Investing Cash Flow | - | - | $-568.29M | $1.09B |
| Stock Repurchased | - | - | $51.93M | $12.63M |
| Dividends Paid | - | - | $76.24M | $58.28M |
| Financing Cash Flow | - | - | $-356.51M | $-1.09B |
| Net Change in Cash | - | - | $-596.47M | $196.40M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.