$125.00M
Net Interest Income
$-68.00M
Net Income
-
Efficiency Ratio
0.21%
Net Int. Margin
-0.3%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $158.95M | $126.46M | $123.50M | $92.09M | $103.04M | $108.57M | $112.42M | $88.98M | $85.63M | $93.87M | $80.76M | $66.74M | $85.10M | $95.75M |
| Net Interest Income | $28.64M | $35.68M | $32.62M | $28.05M | $22.59M | $6.75M | $31.12M | $37.54M | $8.69M | $37.94M | $36.69M | $37.68M | $49.29M | $49.58M |
| Total Revenue | $2.69B | $1.61B | $1.36B | $1.04B | $1.77B | $646.95M | $1.30B | $1.38B | $693.54M | $1.20B | $1.24B | $666.07M | $480.79M | $1.29B |
| Revenue Growth % (YoY) | 52.1% | 148.1% | 4.6% | -25.0% | 155.2% | -46.2% | 5.2% | 107.7% | 44.2% | -7.1% | nan% | nan% | nan% | nan% |
| Compensation & Benefits | $1.20B | $874.77M | $623.46M | $609.61M | $558.96M | $607.53M | $553.42M | $541.10M | $484.50M | $589.58M | $579.14M | $603.77M | $519.02M | $670.80M |
| Marketing Expense | $262.05M | $274.27M | $276.05M | $275.62M | $206.24M | $200.53M | $210.94M | $206.30M | $143.15M | $193.41M | $218.84M | $181.60M | $175.41M | $210.70M |
| Other Non-Interest Expense | $163.72M | $70.34M | $63.81M | $49.12M | $59.18M | $47.91M | $45.00M | $35.91M | $36.81M | $37.16M | $35.76M | $32.27M | $33.11M | $40.01M |
| Income Before Tax | $169.04M | $-184.20M | $24.26M | $-223.10M | $674.91M | $-497.32M | $192.04M | $298.37M | $-243.01M | $117.62M | $138.37M | $-415.99M | $-505.42M | $106.36M |
| Income Tax Expense | $100.83M | $-60.34M | $-9.83M | $-10.66M | $26.12M | $-15.89M | $14.12M | $7.66M | $-10.39M | $2.68M | $-782.00K | $-4.50M | $-12.76M | $10.13M |
| Net Income | $68.02M | $-123.85M | $-1.78M | $-10.38M | $33.50M | $-22.01M | $1.29M | $16.21M | $-11.12M | $6.21M | $7.44M | $-18.52M | $-17.62M | $6.91M |
| Net Margin % | 2.5% | -7.7% | -0.1% | -1.0% | 1.9% | -3.4% | 0.1% | 1.2% | -1.6% | 0.5% | 0.6% | -2.8% | -3.7% | 0.5% |
| Basic EPS | 0.12 | -0.06 | -0.01 | -0.07 | 0.24 | -0.16 | 0.01 | 0.12 | -0.08 | 0.05 | 0.06 | -0.15 | -0.14 | 0.06 |
| Diluted EPS | 0.12 | -0.06 | -0.01 | -0.08 | 0.24 | -0.19 | 0.01 | 0.11 | -0.09 | 0.04 | 0.05 | -0.16 | -0.19 | 0.04 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $2.70B | $5.84B | $5.09B | $1.41B | $1.27B | $1.23B | $1.31B | $861.41M | $1.11B | $957.25M | $882.78M | $893.38M | $722.29M | $825.93M |
| Goodwill & Intangibles | $10.61B | - | - | - | $1.14B | - | - | - | - | - | - | - | - | - |
| Premises & Equipment | $260.00M | $201.28M | $193.84M | $202.97M | $214.00M | $229.38M | $233.26M | $243.48M | $250.86M | $256.41M | $263.25M | $267.32M | $274.19M | $274.48M |
| Other Assets | $2.46B | $1.75B | $1.93B | $1.59B | $1.61B | $1.25B | $1.20B | $1.05B | $1.02B | $927.53M | $846.20M | $860.29M | $799.16M | $1.98B |
| Total Assets | $60.69B | $33.58B | $30.36B | $25.25B | $24.51B | $25.12B | $23.65B | $22.22B | $19.23B | $20.65B | $20.86B | $21.20B | $20.08B | $22.60B |
| Other Liabilities | $3.87B | - | - | - | $1.65B | - | - | - | - | - | - | $390.27M | $393.20M | $979.21M |
| Total Liabilities | $37.79B | $24.72B | $22.91B | $16.67B | $15.47B | $16.77B | $14.83B | $13.61B | $10.93B | $12.14B | $12.49B | $13.09B | $11.61B | $13.69B |
| Retained Earnings | $124.00M | $55.20M | $178.51M | $180.22M | $313.00M | $278.95M | $300.96M | $300.49M | $284.30M | $294.77M | $288.52M | $281.00M | $300.39M | $316.38M |
| AOCI | - | $-1.72M | $-1.21M | $-54.00K | $-48.00K | $60.00K | $85.00K | $72.00K | $52.00K | $68.00K | $60.00K | $-32.00K | $69.00K | $58.00K |
| Total Stockholders Equity | $22.90B | $8.85B | $7.45B | $8.58B | $9.04B | $8.35B | $8.81B | $8.61B | $8.30B | $8.51B | $8.36B | $8.11B | $8.47B | $8.91B |
| Total Liabilities & Equity | $60.69B | $33.58B | $30.36B | $25.25B | $24.51B | $25.12B | $23.65B | $22.22B | $19.23B | $20.65B | $20.86B | $21.20B | $20.08B | $22.60B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $68.02M | $-123.85M | $-12.17M | $-10.38M | $33.50M | $-4.50M | $1.29M | $16.21M | $-11.12M | $-4.88M | $7.44M | $-18.52M | $-17.62M | $64.04M |
| Depreciation & Amortization | $-28.78M | $78.34M | $54.44M | $26.91M | $5.37M | $83.63M | $55.03M | $27.02M | $4.32M | $83.68M | $25.36M | $30.68M | $23.99M | $70.03M |
| Stock-based Compensation | $181.37M | $161.63M | $90.07M | $40.02M | $35.08M | $109.92M | $70.00M | $31.00M | $35.25M | $144.75M | $102.66M | $51.96M | $47.62M | $168.38M |
| Net Change in Loans HFS | $47.64B | $81.43B | $50.01B | $21.00B | $28.41B | $72.08B | $44.16B | $19.74B | $17.28B | $61.00B | $38.99B | $16.79B | $19.06B | $115.27B |
| Operating Cash Flow | $-1.23B | $-2.70B | $-2.65B | $-797.00M | $1.84B | $-4.47B | $-3.14B | $-3.01B | $1.39B | $-1.28B | $-1.61B | $-1.33B | $1.22B | $9.60B |
| Purchases of Securities | - | - | - | - | - | - | - | - | - | $5.47M | $5.47M | $5.47M | - | - |
| Sales of Securities | - | - | - | - | - | - | - | - | - | $6.48M | $6.48M | $6.48M | - | - |
| Capital Expenditures | $39.99M | $51.01M | $29.50M | $14.01M | $19.21M | $48.79M | $30.05M | $14.03M | $-876.00K | $60.88M | $40.13M | $23.82M | $5.17M | $87.96M |
| Acquisitions | $2.24B | $78.54M | - | - | - | - | - | - | - | - | - | - | - | - |
| Investing Cash Flow | $-2.47B | $-57.64M | $-54.58M | $75.27M | $-36.17M | $-459.82M | $-226.03M | $35.46M | $122.04M | $738.96M | $641.74M | $58.63M | $196.57M | $382.17M |
| Common Stock Repurchased | - | - | - | - | - | - | - | - | - | - | - | - | $11.70M | $166.00M |
| Financing Cash Flow | $780.43M | $7.32B | $6.52B | $861.01M | $-1.76B | $5.04B | $3.56B | $2.73B | $-1.37B | $747.41M | $1.10B | $1.44B | $-1.52B | $-11.31B |
| Net Change in Cash | $-2.92B | $4.57B | $3.82B | $139.29M | $40.23M | $111.77M | $200.43M | $-243.45M | $145.18M | $202.82M | $128.69M | $168.59M | $-102.55M | $-1.32B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Operating Expenses | $1.79B | - | $4.39B | - |
| Income Before Tax | $-184.20M | - | $-383.04M | - |
| Income Tax Expense | $-60.34M | - | $-80.83M | - |
| Net Income | $-123.85M | $177.93M | $-136.02M | - |
| Basic EPS | -0.06 | - | -0.17 | - |
| Diluted EPS | -0.06 | - | -0.17 | - |
| Basic Shares Outstanding | $2.11B | - | $815.63M | - |
| Diluted Shares Outstanding | $2.11B | - | $815.63M | - |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $5.84B | $1.27B |
| Property Plant & Equipment | $201.28M | $213.85M |
| Total Assets | $33.58B | $24.51B |
| Deferred Tax Liabilities | $551.87M | $17.45M |
| Total Liabilities | $24.72B | $15.47B |
| Retained Earnings | $55.20M | $312.83M |
| Total Stockholders Equity | $8.85B | $9.04B |
| Total Liabilities & Equity | $33.58B | $24.51B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $-123.85M | $177.93M | $-136.02M | - |
| Depreciation & Amortization | $78.34M | - | $132.78M | - |
| Stock-based Compensation | - | - | $161.63M | - |
| Change in Payables | - | - | $43.72M | - |
| Operating Cash Flow | - | - | $-2.70B | - |
| Capital Expenditure | - | - | $51.01M | - |
| Acquisitions | - | - | $78.54M | - |
| Investing Cash Flow | - | - | $-57.64M | - |
| Stock Issued | - | - | $38.58M | - |
| Financing Cash Flow | - | - | $7.32B | - |
| Net Change in Cash | - | - | $4.57B | - |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.