$205.88M
Net Interest Income
$36.09M
Net Income
78.2%
Efficiency Ratio
1.97%
Net Int. Margin
3.4%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $470.95M | $470.95M | $451.43M | $394.98M | $309.67M | $270.15M |
| Interest Expense | $249.32M | $249.32M | $273.44M | $189.10M | $42.89M | $37.02M |
| Net Interest Income | $221.63M | $221.63M | $177.98M | $205.88M | $266.78M | $233.13M |
| Provision for Credit Losses | $9.82M | $9.82M | $14.45M | $4.79M | $5.49M | $-9.95M |
| Net Interest Income After Provision | $211.81M | $211.81M | $163.53M | $201.09M | $261.29M | $243.09M |
| Non-Interest Income | $37.07M | $37.07M | $1.89M | $27.38M | $30.40M | $38.83M |
| Non-Interest Expense | $180.89M | $180.89M | $181.34M | $182.42M | $174.82M | $155.74M |
| Compensation & Benefits | $119.15M | $119.15M | $109.49M | $120.85M | $116.93M | $99.53M |
| Occupancy Expense | $24.48M | $24.48M | $23.48M | $22.93M | $22.59M | $20.07M |
| Technology & Equipment | $17.13M | $17.13M | $15.58M | $15.04M | $13.36M | $11.50M |
| Professional Fees | $10.76M | $10.76M | $14.16M | $9.82M | $8.16M | $7.36M |
| Other Non-Interest Expense | - | - | $3.42M | $1.43M | $5.51M | $8.87M |
| Income Before Tax | $67.99M | $67.99M | $-15.91M | $46.05M | $116.88M | $126.18M |
| Income Tax Expense | $16.22M | $16.22M | $-4.26M | $9.96M | $30.70M | $34.13M |
| Net Income | $51.77M | $51.77M | $-11.65M | $36.09M | $86.17M | $92.05M |
| Basic EPS | nan | 0.51 | -0.11 | 0.35 | 0.82 | 0.88 |
| Diluted EPS | nan | 0.51 | -0.11 | 0.35 | 0.81 | 0.88 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $340.69M | $289.11M | $423.14M | $179.10M | $70.70M |
| Interest-Bearing Deposits | $111.00K | $110.00K | $109.00K | $131.00K | $261.00K |
| Investment Securities - AFS | $1.12B | $1.03B | $1.09B | $1.33B | $1.70B |
| Investment Securities - HTM | - | - | - | $421.52M | $429.73M |
| Loans & Leases (Gross) | $8.29B | $7.92B | $7.87B | $7.68B | $6.36B |
| Loans & Leases (Net) | $8.22B | $7.86B | $7.82B | $7.62B | $6.30B |
| Goodwill & Intangibles | $110.72M | $110.72M | - | - | - |
| Premises & Equipment | $82.98M | $81.77M | $83.58M | $83.88M | $78.71M |
| Other Assets | $335.65M | $324.05M | $308.43M | $284.75M | $249.62M |
| Total Assets | $11.02B | $10.48B | $10.65B | $10.41B | $9.22B |
| Total Deposits | $8.44B | $8.10B | $7.85B | $8.00B | $7.57B |
| Long-term Debt | $1.18B | $1.08B | $1.53B | $1.13B | $377.31M |
| Total Liabilities | $9.86B | $9.40B | $9.61B | $9.35B | $8.15B |
| Common Stock | $1.32M | $1.31M | $1.31M | $1.31M | $1.25M |
| Retained Earnings | $933.72M | $881.95M | $893.60M | $857.52M | $765.13M |
| Treasury Stock | $476.13M | $460.98M | $454.13M | $371.71M | $271.65M |
| AOCI | $-75.97M | $-110.37M | $-158.74M | $-179.30M | $-45.92M |
| Total Stockholders Equity | $1.16B | $1.08B | $1.04B | $1.05B | $1.08B |
| Total Liabilities & Equity | $11.02B | $10.48B | $10.65B | $10.41B | $9.22B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $60.67M | $51.77M | $-11.65M | $36.09M | $86.17M | $92.05M |
| Provision for Credit Losses | $12.76M | $9.82M | $14.45M | $4.79M | $5.49M | $-9.95M |
| Depreciation & Amortization | - | $8.60M | $8.20M | $7.80M | - | - |
| Deferred Taxes | - | $14.15M | $-5.99M | $3.38M | $12.77M | $17.71M |
| Stock-based Compensation | $8.33M | $4.74M | $6.50M | $7.98M | $7.44M | $8.88M |
| Operating Cash Flow | $79.88M | $68.40M | $33.32M | $40.72M | $142.16M | $98.70M |
| Purchases of Securities | $455.73M | $272.14M | $404.74M | $124.62M | $147.18M | $667.01M |
| Sales of Securities | $15.66M | $15.66M | $321.23M | $277.02M | $126.77M | $90.34M |
| Maturities of Securities | $346.75M | $214.06M | $157.53M | $100.86M | $281.96M | $368.25M |
| Capital Expenditures | $17.36M | $9.84M | $7.45M | $7.63M | $7.20M | $5.49M |
| Acquisitions | - | - | - | - | - | $-20.42M |
| Investing Cash Flow | $-902.44M | $-454.16M | $39.47M | $39.65M | $-614.73M | $-443.61M |
| Net Change in Deposits | $486.05M | $347.93M | $249.59M | $-154.60M | $-71.79M | $581.48M |
| Net Change in Short-term Borrowings | $220.92M | $31.96M | $-237.82M | $-93.17M | $446.81M | $-244.03M |
| Long-term Debt Issued | $325.33M | $175.33M | $271.20M | $536.11M | $335.89M | $37.12M |
| Common Stock Repurchased | $13.35M | $13.35M | $5.89M | $80.50M | $94.00M | $107.77M |
| Financing Cash Flow | $800.02M | $437.35M | $-206.81M | $163.66M | $580.83M | $-7.09M |
| Net Change in Cash | $-22.55M | $51.58M | $-134.03M | $244.02M | $108.27M | $-351.99M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $63.03M | - | $187.58M | - |
| Income Before Tax | $19.82M | - | $48.34M | - |
| Income Tax Expense | $4.96M | - | $12.27M | - |
| Net Income | $14.87M | - | $36.07M | - |
| Basic EPS | 0.15 | - | 0.35 | - |
| Diluted EPS | 0.15 | - | 0.35 | - |
| Basic Shares Outstanding | $102.03M | - | $101.94M | - |
| Diluted Shares Outstanding | $102.03M | - | $101.94M | - |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $253.40M | $289.22M |
| Property Plant & Equipment | $82.81M | $81.77M |
| Total Assets | $10.86B | $10.48B |
| Long-term Debt | $1.26B | $1.08B |
| Total Liabilities | $9.71B | $9.40B |
| Common Stock | $1.32M | $1.31M |
| Retained Earnings | $918.02M | $881.95M |
| Treasury Stock | $464.45M | $460.98M |
| Total Stockholders Equity | $1.14B | $1.08B |
| Total Liabilities & Equity | $10.86B | $10.48B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $14.87M | - | $36.07M | - |
| Stock-based Compensation | - | - | $3.59M | - |
| Deferred Income Tax | - | - | $-5.05M | - |
| Operating Cash Flow | - | - | $44.02M | - |
| Capital Expenditure | - | - | $7.46M | - |
| Sales of Investments | - | - | $156.70M | - |
| Investing Cash Flow | - | - | $-402.73M | - |
| Stock Repurchased | - | - | $2.84M | - |
| Financing Cash Flow | - | - | $322.89M | - |
| Net Change in Cash | - | - | $-35.82M | - |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.