$3.81B
Net Interest Income
$872.00M
Net Income
39.5%
Efficiency Ratio
14.70%
Net Int. Margin
27.3%
ROE
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|
| Interest Income | $1.39B | $1.34B | $1.31B | $1.32B | $1.28B | $1.22B |
| Net Interest Income | $1.07B | $1.02B | $996.00M | $1.01B | $981.00M | $922.00M |
| Provision for Credit Losses | $488.00M | $511.00M | $456.00M | $522.00M | $512.00M | $575.00M |
| Net Interest Income After Provision | $584.00M | $511.00M | $540.00M | $487.00M | $469.00M | $347.00M |
| Non-Interest Income | $163.00M | $176.00M | $188.00M | $159.00M | $182.00M | $174.00M |
| Other Non-Interest Income | $47.00M | $45.00M | $41.00M | $41.00M | $42.00M | $39.00M |
| Non-Interest Expense | $484.00M | $473.00M | $453.00M | $482.00M | $444.00M | $429.00M |
| Compensation & Benefits | $234.00M | $230.00M | $218.00M | $230.00M | $220.00M | $206.00M |
| Other Non-Interest Expense | $202.00M | $189.00M | $186.00M | $203.00M | $181.00M | $176.00M |
| Income Before Tax | $263.00M | $214.00M | $275.00M | $164.00M | $207.00M | $92.00M |
| Income Tax Expense | $64.00M | $47.00M | $62.00M | $38.00M | $50.00M | $21.00M |
| Net Income | $199.00M | $167.00M | $213.00M | $126.00M | $157.00M | $71.00M |
| Basic EPS | 1.67 | 1.40 | 1.79 | 1.06 | 1.32 | 0.59 |
| Diluted EPS | 1.67 | 1.40 | 1.78 | 1.06 | 1.31 | 0.59 |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|
| Cash & Due from Banks | $658.00M | $769.00M | $627.00M | $458.00M | $577.00M | $667.00M |
| Trading Assets | - | - | - | $68.00M | - | - |
| Investment Securities - AFS | $1.60B | $1.62B | $1.60B | $1.54B | $1.51B | $1.61B |
| Total Investment Securities | $1.66B | $1.68B | $1.67B | $1.61B | $1.58B | $1.68B |
| Allowance for Loan Losses | $2.81B | $2.75B | $2.69B | $2.71B | $2.65B | $2.56B |
| Goodwill & Intangibles | $1.47B | $1.47B | $1.47B | $1.47B | $1.47B | $1.47B |
| Other Assets | $1.30B | $1.32B | $1.34B | $1.32B | $1.30B | $1.30B |
| Total Assets | $26.98B | $26.63B | $26.03B | $25.91B | $25.58B | $25.09B |
| Long-term Debt | $22.34B | $22.05B | $21.49B | $21.44B | $21.14B | $20.67B |
| Other Liabilities | $649.00M | $652.00M | $669.00M | $686.00M | $607.00M | $657.00M |
| Total Liabilities | $23.61B | $23.30B | $22.75B | $22.72B | $22.37B | $21.93B |
| Retained Earnings | $2.50B | $2.42B | $2.38B | $2.30B | $2.29B | $2.26B |
| Treasury Stock | $826.00M | $794.00M | $774.00M | $759.00M | $757.00M | $739.00M |
| AOCI | $-47.00M | $-51.00M | $-65.00M | $-81.00M | $-59.00M | $-95.00M |
| Total Stockholders Equity | $3.38B | $3.33B | $3.28B | $3.19B | $3.21B | $3.15B |
| Total Liabilities & Equity | $26.98B | $26.63B | $26.03B | $25.91B | $25.58B | $25.09B |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|
| Net Income | $199.00M | $380.00M | $213.00M | $126.00M | $383.00M | $71.00M |
| Depreciation & Amortization | $214.00M | $142.00M | $70.00M | $70.00M | $207.00M | $136.00M |
| Deferred Taxes | $10.00M | $-5.00M | $15.00M | $1.00M | $-43.00M | $-12.00M |
| Stock-based Compensation | $28.00M | $21.00M | $10.00M | $7.00M | $23.00M | $16.00M |
| Operating Cash Flow | $2.27B | $1.44B | $665.00M | $752.00M | $1.95B | $1.27B |
| Purchases of Securities | $248.00M | $200.00M | $109.00M | $121.00M | $151.00M | $148.00M |
| Acquisitions | - | - | - | - | $64.00M | $64.00M |
| Investing Cash Flow | $-2.35B | $-1.34B | $-331.00M | $-1.03B | $-2.24B | $-1.23B |
| Long-term Debt Repaid | $5.49B | $3.50B | $1.45B | $926.00M | $2.76B | $1.90B |
| Common Stock Repurchased | $70.00M | $37.00M | $16.00M | $3.00M | $32.00M | $13.00M |
| Dividends Paid | $376.00M | $251.00M | $126.00M | $125.00M | $373.00M | $247.00M |
| Financing Cash Flow | $351.00M | $274.00M | $-113.00M | $148.00M | $13.00M | $-290.00M |
| Net Change in Cash | $264.00M | $369.00M | $221.00M | $-128.00M | $-278.00M | $-251.00M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Income Before Tax | $263.00M | $207.00M | $752.00M | $503.00M |
| Income Tax Expense | $64.00M | $50.00M | $173.00M | $120.00M |
| Net Income | $199.00M | $157.00M | $579.00M | $383.00M |
| Basic EPS | 1.67 | 1.32 | 4.86 | 3.20 |
| Diluted EPS | 1.67 | 1.31 | 4.84 | 3.18 |
| Basic Shares Outstanding | $118.76M | $119.67M | $119.04M | $119.76M |
| Diluted Shares Outstanding | $119.42M | $120.12M | $119.59M | $120.18M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $658.00M | $458.00M |
| Goodwill | $1.47B | $1.47B |
| Intangible Assets | $284.00M | $286.00M |
| Total Assets | $26.98B | $25.91B |
| Long-term Debt | $22.34B | $21.44B |
| Total Liabilities | $23.61B | $22.72B |
| Retained Earnings | $2.50B | $2.30B |
| Treasury Stock | $826.00M | $759.00M |
| Total Stockholders Equity | $3.38B | $3.19B |
| Total Liabilities & Equity | $26.98B | $25.91B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $199.00M | $157.00M | $579.00M | $383.00M |
| Depreciation & Amortization | - | - | $214.00M | $207.00M |
| Stock-based Compensation | - | - | $28.00M | $23.00M |
| Deferred Income Tax | - | - | $10.00M | $-43.00M |
| Change in Working Capital | - | - | $30.00M | $134.00M |
| Operating Cash Flow | - | - | $2.27B | $1.95B |
| Acquisitions | - | - | - | $64.00M |
| Investing Cash Flow | - | - | $-2.35B | $-2.24B |
| Debt Repayment | - | - | $5.49B | $2.76B |
| Stock Repurchased | - | - | $70.00M | $32.00M |
| Dividends Paid | - | - | $376.00M | $373.00M |
| Financing Cash Flow | - | - | $351.00M | $13.00M |
| Net Change in Cash | - | - | $264.00M | $-278.00M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.