$1.89B
Net Interest Income
$175.12M
Net Income
-
Efficiency Ratio
35.91%
Net Int. Margin
14.6%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Expense | $89.03M | $86.95M | $82.78M | $80.54M | $76.99M | $76.90M | $70.95M |
| Total Revenue | $839.39M | $802.68M | $764.04M | $745.54M | $729.55M | $689.92M | $628.44M |
| Revenue Growth % (YoY) | 15.1% | 16.3% | 21.6% | nan% | nan% | nan% | nan% |
| Income Before Tax | $98.78M | $110.17M | $101.05M | $91.03M | $77.40M | $55.49M | $73.56M |
| Income Tax Expense | $19.80M | $29.86M | $24.90M | $18.08M | $13.70M | $12.07M | $19.65M |
| Net Income | $78.98M | $80.31M | $76.15M | $72.94M | $63.70M | $43.41M | $53.91M |
| Net Margin % | 9.4% | 10.0% | 10.0% | 9.8% | 8.7% | 6.3% | 8.6% |
| Basic EPS | nan | 3.22 | 3.01 | 2.84 | 2.42 | 1.64 | 2.00 |
| Diluted EPS | nan | 3.03 | 2.86 | 2.69 | 2.29 | 1.57 | 1.93 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $71.71M | $53.60M | $55.56M | $55.51M | $73.91M | $67.50M | $60.14M |
| Goodwill & Intangibles | $279.27M | $279.27M | $279.27M | $279.27M | $279.27M | $279.27M | $279.27M |
| Premises & Equipment | $132.57M | $128.69M | $127.69M | $124.79M | $119.96M | $117.97M | $115.06M |
| Other Assets | $35.20M | $30.31M | $26.70M | $25.24M | $24.19M | $28.75M | $44.23M |
| Total Assets | $6.47B | $5.96B | $5.72B | $5.46B | $5.27B | $4.98B | $4.82B |
| Long-term Debt | $4.50B | $4.11B | $3.96B | $3.76B | $3.56B | $3.29B | $3.19B |
| Accounts Payable & Accrued | $305.85M | $252.91M | $257.51M | $237.42M | $249.97M | $259.54M | $333.97M |
| Total Liabilities | $5.13B | $4.68B | $4.50B | $4.26B | $4.07B | $3.80B | $3.67B |
| Common Stock | - | - | - | - | - | - | - |
| Retained Earnings | $2.01B | $1.93B | $1.85B | $1.77B | $1.70B | $1.63B | $1.59B |
| Treasury Stock | $1.03B | $994.67M | $956.27M | $900.95M | $815.41M | $764.17M | $740.85M |
| AOCI | $-9.50M | $-7.87M | $-8.85M | $-10.78M | $-13.69M | $-9.42M | $-10.75M |
| Total Stockholders Equity | $1.34B | $1.28B | $1.23B | $1.20B | $1.20B | $1.18B | $1.15B |
| Total Liabilities & Equity | $6.47B | $5.96B | $5.72B | $5.46B | $5.27B | $4.98B | $4.82B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $78.98M | $80.31M | $149.09M | $72.94M | $63.70M | $43.41M | $53.91M |
| Depreciation & Amortization | $9.07M | $12.36M | $20.41M | $10.06M | $10.20M | $30.01M | $19.97M |
| Deferred Taxes | $9.02M | $61.54M | $17.33M | $9.19M | $7.52M | $105.20M | $3.04M |
| Stock-based Compensation | $8.52M | $24.58M | $16.04M | $7.94M | $8.30M | $23.52M | $15.40M |
| Operating Cash Flow | $498.81M | $1.32B | $838.51M | $391.14M | $430.52M | $1.11B | $709.50M |
| Investing Cash Flow | $-802.81M | $-1.64B | $-1.04B | $-509.59M | $-578.96M | $-1.33B | $-849.95M |
| Common Stock Repurchased | $35.33M | $179.26M | $140.86M | $85.54M | $51.24M | $238.05M | $214.73M |
| Financing Cash Flow | $355.09M | $356.73M | $255.95M | $107.33M | $216.97M | $101.91M | $35.16M |
| Net Change in Cash | $50.90M | $34.30M | $56.77M | $-10.81M | $68.29M | $-123.06M | $-106.13M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $802.68M | $689.92M | $2.31B | $1.93B |
| Gross Profit | $460.71M | $400.36M | $1.33B | $1.12B |
| Operating Expenses | $263.93M | $246.64M | $775.56M | $686.85M |
| Operating Income | $196.78M | $153.71M | $552.78M | $429.56M |
| Interest Expense | $86.95M | $76.90M | $250.28M | $213.45M |
| Other Income/Expense | - | $-4.68M | $-1.02M | $-5.69M |
| Income Before Tax | $110.17M | $55.49M | $302.25M | $193.70M |
| Income Tax Expense | $29.86M | $12.07M | $72.84M | $47.95M |
| Net Income | $80.31M | $43.41M | $229.41M | $145.75M |
| Basic EPS | 3.22 | 1.64 | 9.07 | 5.36 |
| Diluted EPS | 3.03 | 1.57 | 8.53 | 5.14 |
| Basic Shares Outstanding | $24.95M | $26.42M | $25.31M | $27.18M |
| Diluted Shares Outstanding | $26.47M | $27.71M | $26.88M | $28.38M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $53.60M | $73.91M |
| Property Plant & Equipment | $128.69M | $119.96M |
| Goodwill | $279.27M | $279.27M |
| Intangible Assets | $4.91M | $10.95M |
| Total Assets | $5.96B | $5.27B |
| Long-term Debt | $4.11B | $3.56B |
| Deferred Tax Liabilities | $286.93M | $223.59M |
| Total Liabilities | $4.68B | $4.07B |
| Common Stock | - | - |
| Retained Earnings | $1.93B | $1.70B |
| Treasury Stock | $994.67M | $815.41M |
| Total Stockholders Equity | $1.28B | $1.20B |
| Total Liabilities & Equity | $5.96B | $5.27B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $80.31M | $43.41M | $229.41M | $145.75M |
| Depreciation & Amortization | $12.36M | $10.04M | $32.77M | $30.01M |
| Stock-based Compensation | - | - | $24.58M | $23.52M |
| Deferred Income Tax | - | - | $61.54M | $105.20M |
| Operating Cash Flow | - | - | $1.32B | $1.11B |
| Capital Expenditure | - | - | $35.44M | $33.24M |
| Investing Cash Flow | - | - | $-1.64B | $-1.33B |
| Stock Repurchased | - | - | $179.26M | $238.05M |
| Financing Cash Flow | - | - | $356.73M | $101.91M |
| Net Change in Cash | - | - | $34.30M | $-123.06M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.