$1.89B
Net Interest Income
$175.12M
Net Income
-
Efficiency Ratio
35.91%
Net Int. Margin
14.6%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | - | $3.11B | $2.62B | $2.09B | - | - | - | - | - | - | - |
| Interest Expense | $339.31M | $339.31M | $290.44M | $194.78M | $115.89M | $76.51M | $86.69M | $75.60M | $79.36M | - | - |
| Net Interest Income | - | - | - | - | - | - | - | $-75.60M | $-79.35M | $-74.00M | $-65.60M |
| Total Revenue | $3.15B | $3.15B | $2.66B | $2.12B | $1.74B | $1.21B | $1.08B | $1.17B | $1.11B | $843.74M | $745.57M |
| Revenue Growth % | 0.0% | 18.6% | 25.5% | 22.0% | 43.7% | 11.5% | -7.8% | 5.4% | 32.0% | 13.2% | nan% |
| Income Before Tax | $401.03M | $401.03M | $271.10M | $227.25M | $272.57M | $337.15M | $435.42M | $170.07M | $76.41M | $37.90M | $57.44M |
| Income Tax Expense | $92.64M | $92.64M | $61.65M | $52.13M | $65.15M | $80.09M | $57.19M | $42.05M | $6.32M | $8.66M | $22.83M |
| Net Income | $308.39M | $308.39M | $209.45M | $175.12M | $207.42M | $256.30M | $377.84M | $36.61M | $70.10M | $29.24M | $34.60M |
| Net Margin % | 9.8% | 9.8% | 7.9% | 8.3% | 11.9% | 21.2% | 34.9% | 3.1% | 6.3% | 3.5% | 4.6% |
| Basic EPS | nan | 12.25 | 7.78 | 5.71 | 6.42 | 7.05 | 11.85 | 1.09 | 2.06 | 0.87 | 1.04 |
| Diluted EPS | nan | 11.52 | 7.43 | 5.49 | 6.19 | 6.79 | 11.70 | 1.06 | 1.99 | 0.86 | 1.03 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $71.71M | $73.91M | $54.36M | $100.17M | $165.48M | $297.27M | $35.90M | $52.92M | $68.68M | $39.93M |
| Loans & Leases (Gross) | - | - | - | - | - | - | - | - | $827.75M | $660.50M |
| Loans & Leases (Net) | - | - | - | - | - | - | $1.06B | $859.95M | $704.71M | $561.55M |
| Goodwill & Intangibles | $279.27M | $279.27M | $279.27M | $279.27M | $279.27M | $267.97M | $267.01M | $267.01M | $267.01M | $267.01M |
| Premises & Equipment | $132.57M | $119.96M | $108.70M | $93.23M | $78.40M | $79.42M | $54.54M | $49.55M | $48.52M | $47.10M |
| Other Assets | $35.20M | $24.19M | $41.58M | $54.71M | $51.31M | $43.55M | $22.91M | $12.26M | $8.84M | $11.05M |
| Total Assets | $6.47B | $5.27B | $4.59B | $3.78B | $2.76B | $2.11B | $1.57B | $1.33B | $1.16B | $977.88M |
| Long-term Debt | $4.50B | $3.56B | $2.94B | $2.26B | $1.38B | $946.46M | $991.18M | $857.93M | $788.54M | $649.91M |
| Accounts Payable & Accrued | $305.85M | $249.97M | $261.16M | $198.32M | $156.10M | $124.07M | $122.16M | $89.32M | $77.12M | $71.67M |
| Total Liabilities | $5.13B | $4.07B | $3.35B | $2.59B | $1.67B | $1.19B | $1.20B | $980.42M | $877.77M | $736.18M |
| Common Stock | - | - | - | - | - | - | - | - | - | - |
| Retained Earnings | $2.01B | $1.70B | $1.49B | $1.31B | $1.11B | $849.47M | $372.68M | $336.42M | $264.69M | $235.46M |
| Treasury Stock | $1.03B | $815.41M | $526.12M | $372.93M | $229.86M | $113.20M | $56.79M | $23.02M | $5.70M | $624.00K |
| AOCI | $-9.50M | $-13.69M | $-6.26M | $-5.99M | $-8.54M | $-6.90M | $-3.07M | $-13.80M | $-7.09M | $-11.58M |
| Total Stockholders Equity | $1.34B | $1.20B | $1.24B | $1.19B | $1.09B | $917.35M | $376.61M | $347.77M | $281.69M | $241.70M |
| Total Liabilities & Equity | $6.47B | $5.27B | $4.59B | $3.78B | $2.76B | $2.11B | $1.57B | $1.33B | $1.16B | $977.88M |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $381.33M | $308.39M | $209.45M | $175.12M | $207.42M | $256.30M | $377.84M | $36.61M | $70.10M | $29.24M | $34.60M |
| Depreciation & Amortization | $51.89M | $41.83M | $40.21M | $38.16M | $36.87M | $35.38M | $19.73M | $15.05M | $15.19M | $14.39M | $15.56M |
| Deferred Taxes | $97.08M | $70.56M | $112.72M | $8.54M | $17.03M | $39.31M | $3.24M | $4.74M | $21.97M | $-4.74M | $-2.20M |
| Stock-based Compensation | $57.07M | $33.10M | $31.82M | $26.74M | $21.95M | $21.18M | $18.04M | $11.97M | $11.66M | $11.31M | $8.52M |
| Operating Cash Flow | $3.05B | $1.82B | $1.54B | $1.17B | $894.00M | $471.87M | $740.87M | $848.64M | $684.84M | $447.17M | $393.37M |
| Capital Expenditures | - | - | - | - | - | $29.67M | $29.49M | $20.06M | $16.08M | $16.53M | $14.40M |
| Acquisitions | - | - | - | - | - | $29.15M | $-109.92M | - | - | - | - |
| Investing Cash Flow | $-3.99B | $-2.45B | $-1.91B | $-1.49B | $-1.67B | $-980.37M | $83.58M | $-941.40M | $-720.93M | $-524.57M | $-464.45M |
| Common Stock Repurchased | $440.99M | $214.59M | $289.29M | $153.19M | $143.07M | $116.66M | $56.41M | $33.78M | $17.31M | $5.08M | $437.00K |
| Financing Cash Flow | $1.08B | $711.82M | $318.88M | $526.54M | $724.87M | $365.15M | $-535.97M | $95.48M | $22.48M | $104.58M | $99.88M |
| Net Change in Cash | $131.16M | $85.19M | $-54.77M | $199.04M | $-47.48M | $-143.32M | $288.24M | $3.71M | $-20.89M | $31.90M | $16.80M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $802.68M | $689.92M | $2.31B | $1.93B |
| Gross Profit | $460.71M | $400.36M | $1.33B | $1.12B |
| Operating Expenses | $263.93M | $246.64M | $775.56M | $686.85M |
| Operating Income | $196.78M | $153.71M | $552.78M | $429.56M |
| Interest Expense | $86.95M | $76.90M | $250.28M | $213.45M |
| Other Income/Expense | - | $-4.68M | $-1.02M | $-5.69M |
| Income Before Tax | $110.17M | $55.49M | $302.25M | $193.70M |
| Income Tax Expense | $29.86M | $12.07M | $72.84M | $47.95M |
| Net Income | $80.31M | $43.41M | $229.41M | $145.75M |
| Basic EPS | 3.22 | 1.64 | 9.07 | 5.36 |
| Diluted EPS | 3.03 | 1.57 | 8.53 | 5.14 |
| Basic Shares Outstanding | $24.95M | $26.42M | $25.31M | $27.18M |
| Diluted Shares Outstanding | $26.47M | $27.71M | $26.88M | $28.38M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $53.60M | $73.91M |
| Property Plant & Equipment | $128.69M | $119.96M |
| Goodwill | $279.27M | $279.27M |
| Intangible Assets | $4.91M | $10.95M |
| Total Assets | $5.96B | $5.27B |
| Long-term Debt | $4.11B | $3.56B |
| Deferred Tax Liabilities | $286.93M | $223.59M |
| Total Liabilities | $4.68B | $4.07B |
| Common Stock | - | - |
| Retained Earnings | $1.93B | $1.70B |
| Treasury Stock | $994.67M | $815.41M |
| Total Stockholders Equity | $1.28B | $1.20B |
| Total Liabilities & Equity | $5.96B | $5.27B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $80.31M | $43.41M | $229.41M | $145.75M |
| Depreciation & Amortization | $12.36M | $10.04M | $32.77M | $30.01M |
| Stock-based Compensation | - | - | $24.58M | $23.52M |
| Deferred Income Tax | - | - | $61.54M | $105.20M |
| Operating Cash Flow | - | - | $1.32B | $1.11B |
| Capital Expenditure | - | - | $35.44M | $33.24M |
| Investing Cash Flow | - | - | $-1.64B | $-1.33B |
| Stock Repurchased | - | - | $179.26M | $238.05M |
| Financing Cash Flow | - | - | $356.73M | $101.91M |
| Net Change in Cash | - | - | $34.30M | $-123.06M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.