$987.58M
Net Interest Income
$268.35M
Net Income
60.7%
Efficiency Ratio
2.82%
Net Int. Margin
8.8%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $442.40M | $452.92M | $453.78M | $443.69M | $467.99M | $492.36M | $483.30M |
| Interest Expense | $184.19M | $202.81M | $207.66M | $210.55M | $228.73M | $258.23M | $257.28M |
| Net Interest Income | $258.21M | $250.11M | $246.12M | $233.14M | $239.26M | $234.13M | $226.02M |
| Provision for Credit Losses | $25.96M | $11.58M | $15.70M | $15.11M | $14.91M | $9.25M | $19.54M |
| Net Interest Income After Provision | $232.66M | $238.53M | $230.42M | $218.03M | $228.26M | $224.88M | $206.48M |
| Non-Interest Income | $29.99M | $25.57M | $27.81M | $22.27M | $25.20M | $22.89M | $24.18M |
| Non-Interest Expense | $172.81M | $166.17M | $164.33M | $160.23M | $160.47M | $164.58M | $157.71M |
| Compensation & Benefits | $89.95M | $85.20M | $83.15M | $82.75M | $82.31M | $81.78M | $75.59M |
| Occupancy Expense | $10.75M | $10.93M | $10.95M | $11.34M | $11.78M | $12.24M | $10.97M |
| Professional Fees | - | - | - | - | $5.15M | $4.95M | $4.50M |
| Other Non-Interest Expense | $41.22M | $37.39M | $35.89M | $32.12M | $29.21M | $32.42M | $29.66M |
| Income Before Tax | $89.84M | $97.93M | $93.90M | $80.07M | $92.99M | $83.19M | $72.96M |
| Income Tax Expense | $20.58M | $26.08M | $25.14M | $21.60M | $23.69M | $21.73M | $19.23M |
| Net Income | $69.26M | $71.85M | $68.77M | $58.48M | $69.30M | $61.45M | $53.73M |
| Basic EPS | 0.90 | 0.96 | 0.91 | 0.78 | 0.91 | 0.82 | 0.72 |
| Diluted EPS | 0.90 | 0.95 | 0.91 | 0.78 | 0.91 | 0.81 | 0.72 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $11.51M | $13.59M | $15.60M | $12.73M | $12.08M | $14.75M | $12.63M |
| Interest-Bearing Deposits | $206.27M | $545.92M | $785.70M | $431.02M | $479.04M | $875.12M | $420.82M |
| Investment Securities - AFS | $9.26B | - | - | - | $9.10B | - | - |
| Allowance for Loan Losses | - | - | - | - | - | $228.25M | $225.70M |
| Loans & Leases (Net) | $24.05B | $23.48B | $23.71B | $23.77B | $24.07B | - | - |
| Premises & Equipment | $61.10M | - | - | - | $61.36M | - | - |
| Other Assets | $809.13M | $817.87M | $785.36M | $746.79M | $753.21M | $741.82M | $779.78M |
| Total Assets | $35.04B | $35.08B | $35.46B | $34.83B | $35.24B | $35.78B | $35.43B |
| Total Deposits | $29.35B | $28.62B | $28.65B | $28.06B | $27.87B | $27.86B | $27.76B |
| Long-term Debt | $296.86M | - | - | - | $683.92M | - | - |
| Other Liabilities | $757.98M | $1.02B | $896.81M | $762.50M | $923.17M | $832.02M | $971.12M |
| Total Liabilities | $31.99B | $32.04B | $32.51B | $31.93B | $32.43B | $32.98B | $32.73B |
| Common Stock | $741.00K | $752.00K | $752.00K | $752.00K | $747.00K | $747.00K | $748.00K |
| Retained Earnings | $2.97B | $2.93B | $2.88B | $2.83B | $2.80B | $2.75B | $2.71B |
| AOCI | $-189.59M | $-205.16M | $-231.24M | $-236.23M | $-284.54M | $-238.36M | $-301.62M |
| Total Stockholders Equity | $3.05B | $3.03B | $2.95B | $2.90B | $2.81B | $2.81B | $2.70B |
| Total Liabilities & Equity | $35.04B | $35.08B | $35.46B | $34.83B | $35.24B | $35.78B | $35.43B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $69.26M | $71.85M | $68.77M | $58.48M | $69.30M | $61.45M | $101.71M |
| Provision for Credit Losses | $25.96M | - | - | - | $14.91M | - | - |
| Depreciation & Amortization | $11.11M | $39.90M | $27.32M | $14.07M | $13.79M | $46.32M | $28.81M |
| Deferred Taxes | $-6.14M | $780.00K | $5.16M | $13.33M | $-6.76M | $-37.17M | $-25.15M |
| Stock-based Compensation | $5.56M | $14.91M | $10.18M | $5.17M | $5.58M | $15.99M | $10.58M |
| Operating Cash Flow | $124.90M | $233.72M | $133.98M | $16.40M | $185.53M | $248.25M | $202.18M |
| Purchases of Securities | $1.22B | $2.53B | $1.92B | $826.79M | $822.54M | $1.59B | $624.64M |
| Sales of Securities | $470.86M | $872.21M | $612.29M | $206.40M | $236.81M | $198.20M | $115.25M |
| Maturities of Securities | $761.05M | $1.55B | $1.16B | $625.24M | $601.79M | $1.35B | $640.47M |
| Investing Cash Flow | $-552.86M | $338.43M | $85.46M | $271.88M | $129.35M | $280.37M | $261.03M |
| Net Change in Deposits | $734.62M | $752.58M | $780.24M | $192.12M | $9.48M | $1.32B | $1.23B |
| Common Stock Repurchased | - | - | - | - | - | - | - |
| Dividends Paid | $23.28M | $68.62M | $45.35M | $22.18M | $21.64M | $63.87M | $42.24M |
| Financing Cash Flow | $86.24M | $-503.76M | $90.73M | $-335.64M | $-713.63M | $-227.03M | $-618.04M |
| Net Change in Cash | $-341.72M | $68.39M | $310.18M | $-47.37M | $-398.75M | $301.58M | $-154.83M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $5.39M | $5.02M | $15.95M | $15.24M |
| Interest Expense | $202.81M | $258.23M | $636.07M | $794.04M |
| Income Before Tax | $97.93M | $83.19M | $271.91M | $223.36M |
| Income Tax Expense | $26.08M | $21.73M | $72.81M | $60.19M |
| Net Income | $71.85M | $61.45M | $199.09M | $163.16M |
| Basic EPS | 0.96 | 0.82 | 2.65 | 2.19 |
| Diluted EPS | 0.95 | 0.81 | 2.63 | 2.17 |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $559.50M | $491.12M |
| Total Assets | $35.08B | $35.24B |
| Long-term Debt | $320.43M | $708.55M |
| Total Liabilities | $32.04B | $32.43B |
| Common Stock | $752.00K | $747.00K |
| Retained Earnings | $2.93B | $2.80B |
| Total Stockholders Equity | $3.03B | $2.81B |
| Total Liabilities & Equity | $35.08B | $35.24B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $71.85M | $61.45M | $199.09M | $163.16M |
| Depreciation & Amortization | - | - | $39.90M | $46.32M |
| Stock-based Compensation | - | - | $14.91M | $15.99M |
| Deferred Income Tax | - | - | $780.00K | $-37.17M |
| Operating Cash Flow | - | - | $233.72M | $248.25M |
| Sales of Investments | - | - | $1.55B | $1.35B |
| Investing Cash Flow | - | - | $338.43M | $280.37M |
| Dividends Paid | - | - | $68.62M | $63.87M |
| Financing Cash Flow | - | - | $-503.76M | $-227.03M |
| Net Change in Cash | - | - | $68.39M | $301.58M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.