$283.57M
Net Interest Income
$75.25M
Net Income
69.9%
Efficiency Ratio
1.66%
Net Int. Margin
4.1%
ROE
| Breakdown | TTM (Sep 30, 2025) |
FY 2025 (Sep 30, 2025) |
FY 2024 (Sep 30, 2024) |
FY 2023 (Sep 30, 2023) |
FY 2022 (Sep 30, 2022) |
FY 2021 (Sep 30, 2021) |
FY 2020 (Sep 30, 2020) |
FY 2019 (Sep 30, 2019) |
FY 2018 (Sep 30, 2018) |
FY 2017 (Sep 30, 2017) |
FY 2016 (Sep 30, 2016) |
FY 2015 (Sep 30, 2015) |
FY 2014 (Sep 30, 2014) |
FY 2013 (Sep 30, 2013) |
FY 2012 (Sep 30, 2012) |
FY 2011 (Sep 30, 2011) |
FY 2010 (Sep 30, 2010) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $763.18M | $763.18M | $734.07M | $611.92M | $409.33M | $389.35M | $455.30M | $482.09M | $443.05M | $409.00M | $388.44M | $383.48M | $374.68M | $383.97M | $417.85M | $427.49M | $437.89M |
| Interest Expense | $470.49M | $470.49M | $455.62M | $328.35M | $141.94M | $157.72M | $213.03M | $216.67M | $162.10M | $130.10M | $118.03M | $113.35M | $103.25M | $115.42M | $155.65M | $179.84M | $210.38M |
| Net Interest Income | $292.69M | $292.69M | $278.46M | $283.57M | $267.40M | $231.63M | $242.27M | $265.42M | $280.94M | $278.90M | $270.42M | $270.13M | $271.43M | $268.55M | $262.21M | $247.65M | $227.51M |
| Provision for Credit Losses | $2.50M | $2.50M | $-1.50M | $-1.50M | $1.00M | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Interest Income After Provision | $290.19M | $290.19M | $279.96M | $285.07M | $266.40M | $240.63M | $239.27M | $275.42M | $291.94M | $295.90M | $278.42M | $273.13M | $252.43M | $231.55M | $160.21M | $149.15M | $121.51M |
| Non-Interest Income | $28.78M | $28.78M | $24.70M | $21.43M | $23.80M | $55.30M | $53.25M | $20.46M | $21.54M | $19.85M | $24.95M | $24.26M | $21.90M | $28.47M | $24.46M | $30.98M | $58.64M |
| Non-Interest Expense | $204.26M | $204.26M | $204.35M | $213.13M | $198.15M | $195.84M | $192.27M | $193.67M | $192.31M | $182.40M | $181.00M | $187.99M | $175.48M | $177.66M | $171.06M | $168.06M | $161.93M |
| Compensation & Benefits | $109.50M | $109.50M | $107.78M | $112.78M | $109.34M | $108.87M | $104.01M | $103.99M | $101.32M | $95.68M | $96.28M | $95.64M | $90.33M | $86.47M | $80.11M | $76.01M | $83.92M |
| Other Non-Interest Expense | $28.04M | $28.04M | $29.20M | $28.98M | $26.54M | $28.34M | $31.14M | $28.41M | $26.52M | $24.00M | $22.30M | $23.65M | $24.44M | $27.82M | $28.96M | $26.24M | $22.76M |
| Income Before Tax | $114.72M | $114.72M | $100.31M | $93.37M | $92.05M | $100.09M | - | - | - | - | - | - | - | - | - | - | - |
| Income Tax Expense | $23.76M | $23.76M | $20.73M | $18.12M | $17.49M | $19.09M | $16.93M | $21.98M | $35.76M | $44.46M | $41.81M | $36.80M | $32.97M | $26.40M | $2.13M | $2.73M | $6.87M |
| Net Income | $90.96M | $90.96M | $79.59M | $75.25M | $74.56M | $81.01M | $83.32M | $80.24M | $85.41M | $88.88M | $80.55M | $72.59M | $65.89M | $55.96M | $11.48M | $9.34M | $11.34M |
| Basic EPS | 0.32 | 0.32 | 0.28 | 0.27 | 0.26 | 0.29 | 0.30 | 0.29 | 0.31 | 0.32 | 0.28 | nan | nan | nan | nan | nan | nan |
| Diluted EPS | 0.32 | 0.32 | 0.28 | 0.26 | 0.26 | 0.29 | 0.29 | 0.28 | 0.30 | 0.32 | 0.28 | nan | nan | nan | nan | nan | nan |
| Breakdown | FY 2025 (Sep 30, 2025) |
FY 2024 (Sep 30, 2024) |
FY 2023 (Sep 30, 2023) |
FY 2022 (Sep 30, 2022) |
FY 2021 (Sep 30, 2021) |
FY 2020 (Sep 30, 2020) |
FY 2019 (Sep 30, 2019) |
FY 2018 (Sep 30, 2018) |
FY 2017 (Sep 30, 2017) |
FY 2016 (Sep 30, 2016) |
FY 2015 (Sep 30, 2015) |
FY 2014 (Sep 30, 2014) |
FY 2013 (Sep 30, 2013) |
FY 2012 (Sep 30, 2012) |
FY 2011 (Sep 30, 2011) |
FY 2010 (Sep 30, 2010) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $24.18M | $26.29M | $29.13M | $18.96M | $27.35M | $25.27M | $31.73M | $29.06M | $35.24M | $27.91M | $22.43M | $26.89M | $34.69M | $38.91M | $35.53M | $38.80M |
| Interest-Bearing Deposits | $405.26M | $437.43M | $437.61M | $350.60M | $460.98M | $472.76M | $243.41M | $240.72M | $232.97M | $203.32M | $132.94M | $154.52M | $251.30M | $269.35M | $259.31M | $704.94M |
| Investment Securities - AFS | $520.66M | $526.25M | $508.32M | $457.91M | $421.78M | $453.44M | - | - | - | - | - | - | - | - | - | - |
| Investment Securities - HTM | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $392.53M | $646.94M |
| Total Investment Securities | - | - | - | - | - | - | - | - | - | - | - | - | - | $421.43M | $408.43M | $671.56M |
| Loans & Leases (Net) | $15.66B | $15.32B | $15.17B | $14.26B | $12.51B | $13.10B | $13.20B | $12.87B | $12.42B | $11.71B | $11.19B | $10.63B | $10.08B | $10.22B | $9.75B | $9.18B |
| Premises & Equipment | $40.02M | $33.19M | $34.71M | $34.53M | $37.42M | $41.59M | $61.58M | $63.40M | $60.88M | $61.00M | $57.19M | $56.44M | $58.52M | - | - | - |
| Other Assets | $111.69M | $114.12M | $117.27M | $95.43M | $91.59M | $104.83M | $87.96M | $44.34M | $61.09M | $63.99M | $58.28M | $64.88M | $71.64M | $90.72M | $88.85M | $100.46M |
| Total Assets | $17.46B | $17.09B | $16.92B | $15.79B | $14.06B | $14.64B | $14.54B | $14.14B | $13.69B | $12.91B | $12.37B | $11.80B | $11.27B | $11.52B | $10.89B | $11.08B |
| Total Deposits | - | - | - | - | - | - | - | - | - | - | - | - | $8.46B | $8.98B | $8.72B | $8.85B |
| Domestic Deposits | - | $10.20B | $9.45B | $8.92B | $8.99B | $9.23B | $8.77B | $8.49B | $8.15B | $8.33B | $8.29B | $8.65B | $8.46B | - | - | - |
| Total Liabilities | $15.56B | $15.23B | $14.99B | $13.95B | $12.33B | $12.97B | $12.85B | $12.38B | $12.00B | $11.25B | $10.64B | $9.96B | $9.40B | $9.71B | $9.12B | $9.32B |
| Common Stock | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M |
| Retained Earnings | $946.78M | $915.49M | $886.98M | $870.05M | $853.66M | $865.51M | $837.66M | $807.89M | $760.07M | $698.93M | $641.79M | $589.68M | $529.02M | $473.25M | $461.84M | $452.63M |
| Treasury Stock | $774.34M | $772.20M | - | $771.99M | $768.03M | $767.65M | $764.59M | $754.27M | $735.53M | $681.57M | $548.56M | $379.11M | $278.21M | $280.94M | $282.09M | $288.37M |
| AOCI | $-21.23M | $-15.61M | $85.21M | $23.15M | $-67.80M | $-131.97M | $-69.38M | $23.22M | $-7.49M | $-19.63M | $-13.06M | $-10.79M | $-8.60M | $-5.92M | $-16.28M | $-18.06M |
| Total Stockholders Equity | $1.89B | $1.86B | $1.93B | $1.84B | $1.73B | $1.67B | $1.70B | $1.76B | $1.69B | $1.66B | $1.73B | $1.84B | $1.87B | $1.81B | $1.77B | $1.75B |
| Total Liabilities & Equity | $17.46B | $17.09B | $16.92B | $15.79B | $14.06B | $14.64B | $14.54B | $14.14B | $13.69B | $12.91B | $12.37B | $11.80B | $11.27B | $11.52B | $10.89B | $11.08B |
| Breakdown | TTM (Sep 30, 2025) |
FY 2025 (Sep 30, 2025) |
FY 2024 (Sep 30, 2024) |
FY 2023 (Sep 30, 2023) |
FY 2022 (Sep 30, 2022) |
FY 2021 (Sep 30, 2021) |
FY 2020 (Sep 30, 2020) |
FY 2019 (Sep 30, 2019) |
FY 2018 (Sep 30, 2018) |
FY 2017 (Sep 30, 2017) |
FY 2016 (Sep 30, 2016) |
FY 2015 (Sep 30, 2015) |
FY 2014 (Sep 30, 2014) |
FY 2013 (Sep 30, 2013) |
FY 2012 (Sep 30, 2012) |
FY 2011 (Sep 30, 2011) |
FY 2010 (Sep 30, 2010) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $134.41M | $90.96M | $79.59M | $75.25M | $74.56M | $81.01M | $83.32M | $80.24M | $85.41M | $88.88M | $80.55M | $72.59M | $65.89M | $55.96M | $11.48M | $9.34M | $11.34M |
| Deferred Taxes | $1.36M | $1.35M | $2.70M | $3.73M | $-26.88M | $-14.25M | $21.80M | $21.94M | $3.95M | $3.55M | $11.10M | $9.19M | $9.66M | $6.49M | $-19.27M | $-8.24M | $-10.54M |
| Stock-based Compensation | $16.69M | $9.65M | $9.50M | $10.00M | $11.01M | $13.71M | $12.12M | $11.78M | $11.36M | $11.25M | $13.44M | $13.98M | $12.16M | $11.36M | $11.12M | $10.14M | $13.14M |
| Net Change in Loans HFS | $188.35M | $133.10M | $131.92M | $45.08M | $66.16M | $67.02M | $60.26M | $50.99M | $25.96M | $24.95M | $20.47M | $27.01M | $27.91M | $65.55M | $9.64M | - | $207.49M |
| Other Operating Adjustments | - | - | - | - | - | - | - | - | - | - | $255.00K | $296.00K | $104.00K | $391.00K | $631.00K | $821.00K | $2.38M |
| Operating Cash Flow | $194.73M | $82.42M | $88.60M | $90.72M | $38.93M | $83.16M | $121.80M | $103.00M | $146.99M | $108.69M | $84.91M | $102.10M | $103.51M | $140.81M | $155.63M | $135.57M | $116.52M |
| Purchases of Securities | $373.67M | $160.34M | $133.53M | $144.66M | $250.02M | $297.47M | $171.46M | $158.01M | - | - | - | - | - | - | $93.51M | $12.42M | $380.07M |
| Net Change in Loans | - | - | - | - | - | - | - | $3.03B | $3.34B | $3.42B | $3.02B | $2.76B | $2.43B | $2.46B | $2.93B | - | - |
| Capital Expenditures | $19.67M | $11.45M | $3.06M | $5.10M | $2.70M | $1.34M | $3.21M | $3.78M | $8.37M | $4.15M | $9.12M | $5.52M | $2.82M | $2.82M | $7.33M | $2.62M | $4.40M |
| Investing Cash Flow | $-433.03M | $-383.98M | $-124.71M | $-1.01B | $-1.88B | $547.36M | $147.58M | $-341.98M | $-474.86M | $-754.81M | $-454.38M | $-600.39M | $-668.65M | $145.19M | $-741.36M | $-392.40M | $-125.87M |
| Net Change in Deposits | - | - | - | $520.03M | $-72.51M | $-231.95M | $459.17M | $274.80M | $339.96M | $-179.74M | $45.51M | $-368.02M | $189.38M | $-516.92M | $265.51M | $-136.03M | $281.44M |
| Net Change in Short-term Borrowings | - | - | - | - | - | $-525.00M | $-281.13M | $326.99M | $317.04M | $1.16B | $696.23M | $444.83M | $-5.43M | $-52.73M | $316.33M | $50.02M | - |
| Long-term Debt Issued | $225.00M | $225.00M | $725.00M | $350.00M | $600.00M | $100.00M | $250.00M | $275.00M | $15.09M | - | $40.29M | $600.29M | $450.00M | $320.00M | $35.00M | $34.67M | - |
| Long-term Debt Repaid | $878.80M | $427.00M | $427.32M | $77.88M | $3.65M | $4.69M | $350.11M | $420.71M | $281.81M | $208.10M | $186.35M | $15.14M | $51.05M | $10.34M | $3.00M | $15.00M | - |
| Common Stock Repurchased | $5.51M | $3.98M | $1.93M | $5.98M | $6.29M | - | $413.00K | $9.09M | $19.74M | $54.03M | $128.36M | $172.55M | $101.36M | - | - | - | $1.81M |
| Dividends Paid | $104.22M | $59.53M | $58.95M | $58.29M | $58.30M | $56.64M | $55.47M | $50.47M | $37.63M | $27.71M | $23.41M | $19.49M | $4.89M | - | - | - | $15.56M |
| Financing Cash Flow | $206.10M | $267.28M | $33.08M | $1.02B | $1.72B | $-640.22M | $-46.48M | $244.35M | $329.42M | $683.10M | $445.33M | $472.25M | $460.55M | $-308.26M | $599.15M | $-192.06M | $446.04M |
SEC Filing Format - Data shown as it appears in the Q1 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | |
|---|---|---|
| Current | Prior Year | |
| Interest Expense | - | $118.44M |
| Income Before Tax | - | $28.39M |
| Income Tax Expense | - | $5.96M |
| Net Income | - | $22.43M |
| Basic EPS | - | 0.08 |
| Diluted EPS | - | 0.08 |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Prior Year |
|---|---|---|
| Cash & Cash Equivalents | $429.44M | - |
| Property Plant & Equipment | $40.02M | - |
| Total Assets | $17.46B | - |
| Total Liabilities | $15.56B | - |
| Common Stock | $3.32M | - |
| Retained Earnings | $946.78M | - |
| Treasury Stock | $774.34M | - |
| Total Stockholders Equity | $1.89B | - |
| Total Liabilities & Equity | $17.46B | - |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | |
|---|---|---|
| Current | Prior Year | |
| Net Income | - | $22.43M |
| Stock-based Compensation | - | $2.35M |
| Deferred Income Tax | - | $-10.00K |
| Operating Cash Flow | - | $45.55M |
| Capital Expenditure | - | $637.00K |
| Investing Cash Flow | - | $-2.73M |
| Debt Repayment | - | $175.67M |
| Stock Repurchased | - | $767.00K |
| Dividends Paid | - | $14.90M |
| Financing Cash Flow | - | $-40.61M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.