$283.57M
Net Interest Income
$75.25M
Net Income
69.9%
Efficiency Ratio
1.66%
Net Int. Margin
4.1%
ROE
| Breakdown | Q1 2025 (Sep 30, 2025) |
Q4 2025 (Sep 30, 2025) |
Q3 2025 (Jun 30, 2025) |
Q2 2025 (Mar 31, 2025) |
Q4 2024 (Sep 30, 2024) |
Q3 2024 (Jun 30, 2024) |
Q2 2024 (Mar 31, 2024) |
Q1 2024 (Dec 31, 2023) |
Q4 2023 (Sep 30, 2023) |
Q3 2023 (Jun 30, 2023) |
Q2 2023 (Mar 31, 2023) |
Q1 2023 (Dec 31, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $186.77M | $199.05M | $191.41M | $185.95M | $188.52M | $184.91M | $183.49M | $177.16M | $168.74M | $156.66M | $147.55M | $138.97M |
| Interest Expense | $118.44M | $121.73M | $116.41M | $113.90M | $119.80M | $115.63M | $112.11M | $108.07M | $98.38M | $87.88M | $78.28M | $63.81M |
| Net Interest Income | $68.33M | $77.32M | $74.99M | $72.05M | $68.72M | $69.27M | $71.38M | $69.09M | $70.36M | $68.78M | $69.27M | $75.16M |
| Provision for Credit Losses | $-1.50M | $1.00M | $1.50M | $1.50M | $1.00M | $-500.00K | $-1.00M | $-1.00M | $500.00K | - | $-1.00M | $-1.00M |
| Net Interest Income After Provision | $69.83M | $76.32M | $73.49M | $70.55M | $67.72M | $69.77M | $72.38M | $70.09M | $69.86M | $68.78M | $70.27M | $76.16M |
| Non-Interest Income | $6.50M | $8.16M | $7.05M | $7.07M | $6.42M | $6.25M | $5.72M | $6.32M | $5.10M | $5.84M | $5.33M | $5.16M |
| Non-Interest Expense | $47.94M | $52.05M | $53.19M | $51.09M | $51.08M | $50.79M | $52.20M | $50.28M | $51.48M | $52.88M | $55.57M | $53.19M |
| Compensation & Benefits | $26.61M | $27.58M | $27.65M | $27.67M | $26.32M | $26.84M | $27.50M | $27.12M | $28.66M | $25.33M | $30.39M | $28.40M |
| Other Non-Interest Expense | $6.21M | $8.19M | $7.35M | $6.30M | $7.66M | $7.57M | $7.04M | $6.93M | $7.24M | $8.47M | $6.96M | $6.31M |
| Income Before Tax | $28.39M | $32.44M | $27.36M | $26.53M | $23.05M | $25.23M | $25.90M | $26.13M | $23.48M | $21.75M | $20.02M | $28.12M |
| Income Tax Expense | $5.96M | $6.44M | $5.84M | $5.51M | $4.84M | $5.28M | $5.19M | $5.42M | $3.93M | $4.14M | $4.12M | $5.93M |
| Net Income | $22.43M | $26.00M | $21.51M | $21.02M | $18.21M | $19.95M | $20.71M | $20.71M | $19.55M | $17.60M | $15.91M | $22.19M |
| Basic EPS | 0.08 | 0.09 | 0.08 | 0.07 | 0.06 | 0.07 | 0.07 | 0.07 | 0.07 | 0.06 | 0.06 | 0.08 |
| Diluted EPS | 0.08 | 0.09 | 0.08 | 0.07 | 0.06 | 0.07 | 0.07 | 0.07 | 0.06 | 0.06 | 0.06 | 0.08 |
| Breakdown | Q1 2025 (Sep 30, 2025) |
Q4 2025 (Sep 30, 2025) |
Q3 2025 (Jun 30, 2025) |
Q2 2025 (Mar 31, 2025) |
Q4 2024 (Sep 30, 2024) |
Q3 2024 (Jun 30, 2024) |
Q2 2024 (Mar 31, 2024) |
Q1 2024 (Dec 31, 2023) |
Q4 2023 (Sep 30, 2023) |
Q3 2023 (Jun 30, 2023) |
Q2 2023 (Mar 31, 2023) |
Q1 2023 (Dec 31, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $32.58M | $24.18M | $28.79M | $36.43M | $26.29M | $29.41M | $27.38M | $45.86M | $29.13M | $23.28M | $28.47M | $31.52M |
| Interest-Bearing Deposits | $433.35M | $405.26M | $423.79M | $427.15M | $437.43M | $531.02M | $566.95M | $505.91M | $437.61M | $412.94M | $392.66M | $412.07M |
| Investment Securities - AFS | $507.71M | $520.66M | $525.21M | $533.92M | $526.25M | $522.97M | $520.17M | $525.17M | $508.32M | $513.30M | $482.58M | $473.13M |
| Loans & Leases (Gross) | $15.41B | - | $15.67B | $15.43B | - | - | - | - | - | - | - | - |
| Loans & Leases (Net) | $15.34B | $15.66B | $15.60B | $15.36B | $15.32B | $15.19B | $15.15B | $15.21B | $15.17B | $14.88B | $14.56B | $14.47B |
| Premises & Equipment | $32.69M | $40.02M | $39.06M | $38.50M | $33.19M | $33.66M | $33.88M | $34.21M | $34.71M | $34.90M | $34.53M | $35.25M |
| Other Assets | $98.27M | $111.69M | $107.26M | $103.93M | $114.12M | $83.09M | $90.95M | $103.44M | $117.27M | $109.92M | $159.30M | $107.83M |
| Total Assets | $17.06B | $17.46B | $17.38B | $17.11B | $17.09B | $17.03B | $17.02B | $17.05B | $16.92B | $16.59B | $16.26B | $16.13B |
| Domestic Deposits | - | - | - | - | $10.20B | - | - | - | $9.45B | - | - | $9.01B |
| Total Liabilities | $15.14B | $15.56B | $15.49B | $15.22B | $15.23B | $15.12B | $15.11B | $15.19B | $14.99B | $14.71B | $14.43B | $14.28B |
| Common Stock | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M |
| Retained Earnings | $923.14M | $946.78M | $935.74M | $929.20M | $915.49M | $912.08M | $906.91M | $900.97M | $886.98M | $882.03M | $879.05M | $877.71M |
| Treasury Stock | $771.57M | $774.34M | $771.86M | $771.12M | $772.20M | $772.20M | $772.20M | $772.20M | - | $775.85M | $775.85M | $775.15M |
| AOCI | $26.81M | $-21.23M | $-16.00M | $792.00K | $-15.61M | $42.61M | $42.42M | $10.19M | $85.21M | $50.98M | $4.70M | $23.02M |
| Total Stockholders Equity | $1.91B | $1.89B | $1.89B | $1.90B | $1.86B | $1.92B | $1.91B | $1.87B | $1.93B | $1.89B | $1.83B | $1.85B |
| Total Liabilities & Equity | $17.06B | $17.46B | $17.38B | $17.11B | $17.09B | $17.03B | $17.02B | $17.05B | $16.92B | $16.59B | $16.26B | $16.13B |
| Breakdown | Q1 2025 (Sep 30, 2025) |
Q4 2025 (Sep 30, 2025) |
Q3 2025 (Jun 30, 2025) |
Q2 2025 (Mar 31, 2025) |
Q4 2024 (Sep 30, 2024) |
Q3 2024 (Jun 30, 2024) |
Q2 2024 (Mar 31, 2024) |
Q1 2024 (Dec 31, 2023) |
Q4 2023 (Sep 30, 2023) |
Q3 2023 (Jun 30, 2023) |
Q2 2023 (Mar 31, 2023) |
Q1 2023 (Dec 31, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $22.43M | $26.00M | $64.96M | $21.02M | $18.21M | $19.95M | $41.42M | $20.71M | $19.55M | $55.70M | $38.10M | $22.19M |
| Deferred Taxes | $-10.00K | $1.32M | $28.00K | $20.00K | $2.90M | $-200.00K | $-118.00K | $-25.00K | $3.91M | $-174.00K | $-155.00K | $-45.00K |
| Stock-based Compensation | $2.35M | $2.61M | $7.04M | $4.69M | $2.38M | $7.13M | $4.92M | $2.32M | $2.40M | $7.60M | $5.22M | $2.63M |
| Net Change in Loans HFS | $22.72M | $75.78M | $57.32M | $32.54M | $43.52M | $88.40M | $22.79M | $2.12M | $11.14M | $33.94M | $19.60M | $9.68M |
| Operating Cash Flow | $45.55M | $-11.10M | $93.52M | $66.77M | $-58.68M | $147.28M | $50.54M | $36.33M | $13.83M | $76.90M | $43.13M | $78.81M |
| Purchases of Securities | $86.10M | $18.64M | $141.71M | $127.23M | $12.43M | $121.09M | $96.73M | $80.83M | $20.47M | $124.19M | $63.72M | $40.32M |
| Capital Expenditures | $637.00K | $2.14M | $9.31M | $7.58M | $715.00K | $2.35M | $1.51M | $703.00K | $1.05M | $4.05M | $2.46M | $1.96M |
| Investing Cash Flow | $-2.73M | $-73.62M | $-310.37M | $-46.33M | $-111.87M | $-12.84M | $30.13M | $-41.84M | $-284.53M | $-724.10M | $-346.93M | $-248.83M |
| Net Change in Deposits | - | - | - | - | - | - | - | - | - | - | - | $92.04M |
| Long-term Debt Issued | - | $125.00M | $100.00M | - | $150.00M | $575.00M | $575.00M | $575.00M | - | $350.00M | $350.00M | $350.00M |
| Long-term Debt Repaid | $175.67M | $480.00K | $426.52M | $276.13M | $150.56M | $276.77M | $251.33M | $100.81M | $75.64M | $2.23M | $1.74M | $1.14M |
| Common Stock Repurchased | $767.00K | $2.47M | $1.51M | $767.00K | $1.00K | $1.92M | $1.92M | $1.92M | $342.00K | $5.64M | $5.63M | $4.92M |
| Dividends Paid | $14.90M | $14.86M | $44.67M | $29.80M | $14.75M | $44.20M | $29.50M | $14.77M | $14.56M | $43.73M | $29.18M | $14.67M |
| Financing Cash Flow | $-40.61M | $61.58M | $205.71M | $-20.58M | $73.83M | $-40.75M | $46.92M | $90.53M | $301.24M | $713.86M | $355.37M | $244.04M |
SEC Filing Format - Data shown as it appears in the Q1 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | |
|---|---|---|
| Current | Prior Year | |
| Interest Expense | - | $118.44M |
| Income Before Tax | - | $28.39M |
| Income Tax Expense | - | $5.96M |
| Net Income | - | $22.43M |
| Basic EPS | - | 0.08 |
| Diluted EPS | - | 0.08 |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Prior Year |
|---|---|---|
| Cash & Cash Equivalents | $429.44M | - |
| Property Plant & Equipment | $40.02M | - |
| Total Assets | $17.46B | - |
| Total Liabilities | $15.56B | - |
| Common Stock | $3.32M | - |
| Retained Earnings | $946.78M | - |
| Treasury Stock | $774.34M | - |
| Total Stockholders Equity | $1.89B | - |
| Total Liabilities & Equity | $17.46B | - |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | |
|---|---|---|
| Current | Prior Year | |
| Net Income | - | $22.43M |
| Stock-based Compensation | - | $2.35M |
| Deferred Income Tax | - | $-10.00K |
| Operating Cash Flow | - | $45.55M |
| Capital Expenditure | - | $637.00K |
| Investing Cash Flow | - | $-2.73M |
| Debt Repayment | - | $175.67M |
| Stock Repurchased | - | $767.00K |
| Dividends Paid | - | $14.90M |
| Financing Cash Flow | - | $-40.61M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.