$283.57M
Net Interest Income
$75.25M
Net Income
69.9%
Efficiency Ratio
1.66%
Net Int. Margin
4.1%
ROE
| Breakdown | TTM (Sep 30, 2025) |
FY 2025 (Sep 30, 2025) |
FY 2024 (Sep 30, 2024) |
FY 2023 (Sep 30, 2023) |
FY 2022 (Sep 30, 2022) |
FY 2021 (Sep 30, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $763.18M | $763.18M | $734.07M | $611.92M | $409.33M | $389.35M |
| Interest Expense | $470.49M | $470.49M | $455.62M | $328.35M | $141.94M | $157.72M |
| Net Interest Income | $292.69M | $292.69M | $278.46M | $283.57M | $267.40M | $231.63M |
| Provision for Credit Losses | $2.50M | $2.50M | $-1.50M | $-1.50M | $1.00M | - |
| Net Interest Income After Provision | $290.19M | $290.19M | $279.96M | $285.07M | $266.40M | $240.63M |
| Non-Interest Income | $28.78M | $28.78M | $24.70M | $21.43M | $23.80M | $55.30M |
| Non-Interest Expense | $204.26M | $204.26M | $204.35M | $213.13M | $198.15M | $195.84M |
| Compensation & Benefits | $109.50M | $109.50M | $107.78M | $112.78M | $109.34M | $108.87M |
| Other Non-Interest Expense | $28.04M | $28.04M | $29.20M | $28.98M | $26.54M | $28.34M |
| Income Before Tax | $114.72M | $114.72M | $100.31M | $93.37M | $92.05M | $100.09M |
| Income Tax Expense | $23.76M | $23.76M | $20.73M | $18.12M | $17.49M | $19.09M |
| Net Income | $90.96M | $90.96M | $79.59M | $75.25M | $74.56M | $81.01M |
| Basic EPS | 0.32 | 0.32 | 0.28 | 0.27 | 0.26 | 0.29 |
| Diluted EPS | 0.32 | 0.32 | 0.28 | 0.26 | 0.26 | 0.29 |
| Breakdown | FY 2025 (Sep 30, 2025) |
FY 2024 (Sep 30, 2024) |
FY 2023 (Sep 30, 2023) |
FY 2022 (Sep 30, 2022) |
FY 2021 (Sep 30, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $24.18M | $26.29M | $29.13M | $18.96M | $27.35M |
| Interest-Bearing Deposits | $405.26M | $437.43M | $437.61M | $350.60M | $460.98M |
| Investment Securities - AFS | $520.66M | $526.25M | $508.32M | $457.91M | $421.78M |
| Loans & Leases (Net) | $15.66B | $15.32B | $15.17B | $14.26B | $12.51B |
| Premises & Equipment | $40.02M | $33.19M | $34.71M | $34.53M | $37.42M |
| Other Assets | $111.69M | $114.12M | $117.27M | $95.43M | $91.59M |
| Total Assets | $17.46B | $17.09B | $16.92B | $15.79B | $14.06B |
| Domestic Deposits | - | $10.20B | $9.45B | $8.92B | $8.99B |
| Total Liabilities | $15.56B | $15.23B | $14.99B | $13.95B | $12.33B |
| Common Stock | $3.32M | $3.32M | $3.32M | $3.32M | $3.32M |
| Retained Earnings | $946.78M | $915.49M | $886.98M | $870.05M | $853.66M |
| Treasury Stock | $774.34M | $772.20M | - | $771.99M | $768.03M |
| AOCI | $-21.23M | $-15.61M | $85.21M | $23.15M | $-67.80M |
| Total Stockholders Equity | $1.89B | $1.86B | $1.93B | $1.84B | $1.73B |
| Total Liabilities & Equity | $17.46B | $17.09B | $16.92B | $15.79B | $14.06B |
| Breakdown | TTM (Sep 30, 2025) |
FY 2025 (Sep 30, 2025) |
FY 2024 (Sep 30, 2024) |
FY 2023 (Sep 30, 2023) |
FY 2022 (Sep 30, 2022) |
FY 2021 (Sep 30, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $134.41M | $90.96M | $79.59M | $75.25M | $74.56M | $81.01M |
| Deferred Taxes | $1.36M | $1.35M | $2.70M | $3.73M | $-26.88M | $-14.25M |
| Stock-based Compensation | $16.69M | $9.65M | $9.50M | $10.00M | $11.01M | $13.71M |
| Net Change in Loans HFS | $188.35M | $133.10M | $131.92M | $45.08M | $66.16M | $67.02M |
| Operating Cash Flow | $194.73M | $82.42M | $88.60M | $90.72M | $38.93M | $83.16M |
| Purchases of Securities | $373.67M | $160.34M | $133.53M | $144.66M | $250.02M | $297.47M |
| Capital Expenditures | $19.67M | $11.45M | $3.06M | $5.10M | $2.70M | $1.34M |
| Investing Cash Flow | $-433.03M | $-383.98M | $-124.71M | $-1.01B | $-1.88B | $547.36M |
| Net Change in Deposits | - | - | - | $520.03M | $-72.51M | $-231.95M |
| Net Change in Short-term Borrowings | - | - | - | - | - | $-525.00M |
| Long-term Debt Issued | $225.00M | $225.00M | $725.00M | $350.00M | $600.00M | $100.00M |
| Long-term Debt Repaid | $878.80M | $427.00M | $427.32M | $77.88M | $3.65M | $4.69M |
| Common Stock Repurchased | $5.51M | $3.98M | $1.93M | $5.98M | $6.29M | - |
| Dividends Paid | $104.22M | $59.53M | $58.95M | $58.29M | $58.30M | $56.64M |
| Financing Cash Flow | $206.10M | $267.28M | $33.08M | $1.02B | $1.72B | $-640.22M |
SEC Filing Format - Data shown as it appears in the Q1 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | |
|---|---|---|
| Current | Prior Year | |
| Interest Expense | - | $118.44M |
| Income Before Tax | - | $28.39M |
| Income Tax Expense | - | $5.96M |
| Net Income | - | $22.43M |
| Basic EPS | - | 0.08 |
| Diluted EPS | - | 0.08 |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Prior Year |
|---|---|---|
| Cash & Cash Equivalents | $429.44M | - |
| Property Plant & Equipment | $40.02M | - |
| Total Assets | $17.46B | - |
| Total Liabilities | $15.56B | - |
| Common Stock | $3.32M | - |
| Retained Earnings | $946.78M | - |
| Treasury Stock | $774.34M | - |
| Total Stockholders Equity | $1.89B | - |
| Total Liabilities & Equity | $17.46B | - |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | |
|---|---|---|
| Current | Prior Year | |
| Net Income | - | $22.43M |
| Stock-based Compensation | - | $2.35M |
| Deferred Income Tax | - | $-10.00K |
| Operating Cash Flow | - | $45.55M |
| Capital Expenditure | - | $637.00K |
| Investing Cash Flow | - | $-2.73M |
| Debt Repayment | - | $175.67M |
| Stock Repurchased | - | $767.00K |
| Dividends Paid | - | $14.90M |
| Financing Cash Flow | - | $-40.61M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.