$375.31M
Net Interest Income
$257.29M
Net Income
26.7%
Efficiency Ratio
0.52%
Net Int. Margin
7.5%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $3.37B | $3.37B | $3.62B | $3.45B | $1.23B | $425.54M |
| Interest Expense | $2.99B | $2.99B | $3.19B | $3.08B | $944.50M | $214.83M |
| Net Interest Income | $377.50M | $377.50M | $433.48M | $375.31M | $282.46M | $210.70M |
| Provision for Credit Losses | $400.00K | $400.00K | $196.00K | $77.00K | $171.00K | $-1.46M |
| Net Interest Income After Provision | $377.10M | $377.10M | $433.29M | $375.23M | $282.29M | $212.16M |
| Non-Interest Income | $15.94M | $15.94M | $12.45M | $14.80M | $13.64M | $-46.88M |
| Non-Interest Expense | $141.25M | $141.25M | $122.96M | $104.10M | $91.20M | $88.08M |
| Compensation & Benefits | $53.83M | $53.83M | $49.57M | $45.51M | $41.88M | $41.80M |
| Other Non-Interest Expense | $4.25M | $4.25M | $4.44M | $3.98M | $3.91M | $9.63M |
| Income Before Tax | $251.79M | $251.79M | $322.78M | $285.94M | $204.73M | $77.20M |
| Net Income | $387.52M | $226.58M | $290.45M | $257.29M | $184.21M | $69.46M |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $1.18M | $5.15M | $53.41M | $7.59M | $204.99M |
| Interest-Bearing Deposits | $2.05B | $1.96B | $1.64B | $1.49B | $85.15M |
| Investment Securities - AFS | $15.64B | $16.47B | $15.34B | $13.63B | $12.90B |
| Investment Securities - HTM | $50.19M | $63.32M | $78.91M | $99.07M | $145.49M |
| Total Investment Securities | $15.69B | $16.54B | $15.42B | $13.73B | $13.54B |
| Loans & Leases (Net) | $4.29B | $3.68B | $3.06B | $2.76B | $3.12B |
| Other Assets | $79.57M | $82.35M | $334.53M | $48.15M | $60.73M |
| Total Assets | $68.81B | $71.99B | $67.14B | $62.90B | $32.55B |
| Domestic Deposits | $915.30M | $877.08M | $922.88M | $655.49M | $884.03M |
| Other Liabilities | $75.05M | $81.64M | $65.71M | $42.87M | $57.92M |
| Total Liabilities | $65.03B | $68.14B | $63.60B | $59.48B | $30.01B |
| Retained Earnings | $1.98B | $1.91B | $1.79B | $1.69B | $1.55B |
| Total Stockholders Equity | $3.78B | $3.85B | $3.54B | $3.42B | $2.53B |
| Total Liabilities & Equity | $68.81B | $71.99B | $67.14B | $62.90B | $32.55B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $387.52M | $226.58M | $290.45M | $257.29M | $184.21M | $69.46M |
| Net Change in Trading Assets | - | - | $94.00K | $-111.00K | $-360.00K | $-46.34M |
| Operating Cash Flow | $-567.49M | $-207.51M | $222.07M | $-2.64M | $1.76B | $380.64M |
| Purchases of Securities | $3.03B | $2.05B | $1.76B | $2.00B | $3.08B | $7.88B |
| Sales of Securities | - | $771.68M | $72.96M | - | - | - |
| Investing Cash Flow | $-6.38B | $4.08B | $-4.41B | $-3.28B | $-33.68B | $3.52B |
| Net Change in Deposits | $-74.09M | $46.49M | $-40.18M | $271.15M | $-228.54M | $-204.96M |
| Common Stock Repurchased | $4.35B | $2.47B | $2.61B | $5.06B | $3.44B | $544.00M |
| Dividends Paid | $286.40M | $163.25M | $168.46M | $157.16M | $42.05M | $19.70M |
| Financing Cash Flow | $6.97B | $-3.88B | $4.14B | $3.33B | $31.72B | $-5.74B |
| Net Change in Cash | $29.40M | $-3.96M | $-48.26M | $45.82M | $-197.40M | $-1.85B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $777.98M | $822.09M | $2.33B | $2.32B |
| Income Before Tax | $73.40M | $67.09M | $188.91M | $231.59M |
| Net Income | - | - | $170.00M | $208.40M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Total Assets | $75.73B | $71.99B |
| Total Liabilities | $71.87B | $68.14B |
| Retained Earnings | $1.96B | $1.91B |
| Total Stockholders Equity | $3.86B | $3.85B |
| Total Liabilities & Equity | $75.73B | $71.99B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | - | - | $170.00M | $208.40M |
| Operating Cash Flow | - | - | $-226.58M | $-43.88M |
| Investing Cash Flow | - | - | $-2.95B | $-4.42B |
| Stock Issued | - | - | $1.71B | $2.23B |
| Stock Repurchased | - | - | $1.80B | $2.11B |
| Dividends Paid | - | - | $122.69M | $125.55M |
| Financing Cash Flow | - | - | $3.18B | $4.46B |
| Net Change in Cash | - | - | $4.78M | $-3.17M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.