$354.51M
Net Interest Income
$428.47M
Net Income
-
Efficiency Ratio
2.52%
Net Int. Margin
11.6%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $225.38M | $205.96M | $212.29M | $207.83M | $221.25M | $240.48M | $242.87M |
| Interest Expense | $118.27M | $120.71M | $132.85M | $125.11M | $141.17M | $168.33M | $176.46M |
| Net Interest Income | $107.11M | $85.25M | $79.44M | $82.71M | $80.08M | $72.16M | $66.41M |
| Net Interest Income After Provision | - | $88.81M | $61.51M | $67.38M | $58.02M | $54.04M | $62.80M |
| Compensation & Benefits | $141.09M | $144.78M | $134.70M | $138.22M | $147.23M | $146.19M | $139.63M |
| Income Before Tax | - | $136.45M | $237.36M | $106.14M | $78.44M | $-2.22M | $58.43M |
| Income Tax Expense | $7.69M | $35.77M | $59.51M | $25.01M | $15.02M | $-282.00K | $14.75M |
| Net Income | $57.77M | $106.68M | $181.46M | $82.56M | $63.16M | $2.39M | $45.09M |
| Basic EPS | 1.61 | 2.94 | 4.97 | 2.26 | 1.73 | 0.07 | 1.23 |
| Diluted EPS | 1.61 | 2.94 | 4.97 | 2.26 | 1.73 | 0.07 | 1.23 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $14.10M | $216.43M | $225.75M | $220.52M | $30.50M | $219.68M | $145.48M |
| Investment Securities - AFS | $1.30B | - | - | - | - | - | - |
| Investment Securities - HTM | $211.30M | - | - | - | $210.77M | - | - |
| Total Investment Securities | $1.41B | $1.39B | $1.29B | $1.24B | $1.16B | $996.38M | $948.79M |
| Allowance for Loan Losses | $132.08M | $107.53M | $125.35M | $120.08M | $114.89M | $102.14M | $96.76M |
| Goodwill & Intangibles | $158.03M | $158.03M | $158.03M | $158.03M | $158.03M | $158.03M | $158.03M |
| Premises & Equipment | $75.53M | $93.17M | $85.04M | $89.58M | $95.19M | $124.58M | $131.67M |
| Other Assets | $279.27M | $212.32M | $245.05M | $222.30M | $203.82M | $184.30M | $181.43M |
| Total Assets | $14.06B | $13.88B | $13.71B | $14.19B | $13.78B | $14.08B | $14.50B |
| Total Deposits | $1.67B | $1.48B | $1.38B | $1.31B | $1.19B | $1.07B | $890.47M |
| Long-term Debt | $7.78B | $7.82B | $7.90B | $8.66B | $8.31B | $8.94B | $9.57B |
| Other Liabilities | $558.18M | $528.92M | $494.39M | $457.71M | $483.19M | $434.94M | $406.97M |
| Total Liabilities | $10.49B | $10.29B | $10.23B | $10.83B | $10.48B | $10.87B | $11.28B |
| Retained Earnings | $3.68B | $3.65B | $3.58B | $3.41B | $3.34B | $3.29B | $3.30B |
| AOCI | $2.62M | $3.50M | $-2.21M | $-429.00K | $1.47M | $-1.43M | $-2.26M |
| Total Stockholders Equity | $3.69B | $3.65B | $3.57B | $3.42B | $3.35B | $3.29B | $3.29B |
| Total Liabilities & Equity | $14.06B | $13.88B | $13.71B | $14.19B | $13.78B | $14.08B | $14.50B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $57.77M | $106.68M | $264.02M | $82.56M | $63.16M | $2.39M | $118.50M |
| Depreciation & Amortization | $22.36M | $68.26M | $52.41M | $23.12M | $26.50M | $106.02M | $69.62M |
| Deferred Taxes | $78.16M | $-82.47M | $-88.92M | $4.32M | $1.09M | $-22.71M | $-4.81M |
| Stock-based Compensation | $3.21M | $10.06M | $6.51M | $3.12M | $3.09M | $8.95M | $6.00M |
| Operating Cash Flow | $137.62M | $285.37M | $172.93M | $91.17M | $180.53M | $482.36M | $345.32M |
| Purchases of Securities | $136.78M | $416.08M | $240.48M | $139.01M | $212.53M | $391.02M | $272.03M |
| Capital Expenditures | $7.49M | $18.74M | $7.07M | $3.38M | $-17.38M | $38.28M | $33.84M |
| Investing Cash Flow | $-162.64M | $519.05M | $709.83M | $136.36M | $334.87M | $2.08B | $1.82B |
| Net Change in Deposits | $192.41M | $290.63M | $195.91M | $127.28M | $115.37M | $327.16M | $146.87M |
| Common Stock Repurchased | $16.25M | $53.09M | $25.82M | $4.46M | $403.00K | $82.89M | $82.31M |
| Dividends Paid | $11.84M | $31.16M | $20.32M | $10.16M | $10.16M | $30.68M | $20.53M |
| Financing Cash Flow | $231.79M | $-968.93M | $-1.01B | $-326.44M | $-482.76M | $-2.69B | $-2.25B |
| Net Change in Cash | $206.75M | $-164.22M | $-129.24M | $-98.89M | $32.00M | $-126.47M | $-82.09M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Cost of Revenue | $59.99M | - | $173.24M | - |
| Operating Expenses | $225.74M | - | $662.94M | - |
| Interest Expense | $120.71M | - | $360.65M | - |
| Interest Income | $43.24M | - | $124.81M | - |
| Income Before Tax | $136.45M | - | $479.95M | - |
| Income Tax Expense | $35.77M | - | $120.29M | - |
| Net Income | $106.68M | - | $370.70M | - |
| Basic EPS | 2.94 | - | 10.18 | - |
| Diluted EPS | 2.94 | - | 10.18 | - |
| Basic Shares Outstanding | $36.32M | - | $36.43M | - |
| Diluted Shares Outstanding | $36.32M | - | $36.43M | - |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $216.43M | $194.52M |
| Accounts Receivable | $147.82M | $159.93M |
| Property Plant & Equipment | $93.17M | $95.19M |
| Goodwill | $158.03M | $158.03M |
| Intangible Assets | $31.75M | $36.33M |
| Total Assets | $13.88B | $13.78B |
| Long-term Debt | $7.82B | $8.31B |
| Total Liabilities | $10.29B | $10.48B |
| Retained Earnings | $3.65B | $3.34B |
| Total Stockholders Equity | $3.65B | $3.35B |
| Total Liabilities & Equity | $13.88B | $13.78B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $106.68M | - | $370.70M | - |
| Depreciation & Amortization | $7.33M | - | $68.26M | - |
| Stock-based Compensation | - | - | $10.06M | - |
| Deferred Income Tax | - | - | $-82.47M | - |
| Change in Receivables | - | - | $-12.22M | - |
| Operating Cash Flow | - | - | $285.37M | - |
| Capital Expenditure | - | - | $18.74M | - |
| Investing Cash Flow | - | - | $519.05M | - |
| Stock Issued | - | - | $1.39M | - |
| Stock Repurchased | - | - | $53.09M | - |
| Dividends Paid | - | - | $31.16M | - |
| Financing Cash Flow | - | - | $-968.93M | - |
| Net Change in Cash | - | - | $-164.22M | - |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.