$354.51M
Net Interest Income
$428.47M
Net Income
-
Efficiency Ratio
2.52%
Net Int. Margin
11.6%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $851.46M | $851.46M | $973.40M | $1.11B | $742.81M | $523.84M |
| Interest Expense | $496.95M | $496.95M | $680.54M | $845.09M | $430.14M | $176.23M |
| Net Interest Income | $354.51M | $354.51M | $292.86M | $264.71M | $312.67M | $347.60M |
| Provision for Credit Losses | - | $67.42M | $54.44M | $8.04M | - | $-12.43M |
| Net Interest Income After Provision | - | - | $238.25M | $199.26M | $266.23M | $360.03M |
| Non-Interest Income | - | - | - | - | $1.25B | $977.08M |
| Compensation & Benefits | $558.79M | $558.79M | $576.93M | $591.54M | $589.58M | $507.13M |
| Income Before Tax | - | - | $228.58M | $74.19M | $509.46M | $502.11M |
| Income Tax Expense | $127.98M | $127.99M | $52.67M | $19.75M | $113.22M | $115.82M |
| Net Income | $428.47M | $428.47M | $184.04M | $91.53M | $407.35M | $393.29M |
| Basic EPS | 11.78 | 11.79 | 5.02 | 2.45 | 10.83 | 10.20 |
| Diluted EPS | 11.78 | 11.79 | 5.02 | 2.45 | 10.83 | 10.20 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $14.10M | $30.50M | $168.11M | $118.15M | $125.56M |
| Investment Securities - AFS | $1.30B | - | - | - | - |
| Investment Securities - HTM | $211.30M | $210.77M | - | - | - |
| Total Investment Securities | $1.41B | $1.16B | $1.01B | - | - |
| Allowance for Loan Losses | $132.08M | $114.89M | $104.64M | $131.83M | $127.11M |
| Goodwill & Intangibles | $158.03M | $158.03M | $158.03M | $176.90M | $142.09M |
| Premises & Equipment | $75.53M | $95.19M | $127.01M | $122.53M | $119.41M |
| Other Assets | $279.27M | $203.82M | $187.96M | $102.84M | $82.89M |
| Total Assets | $14.06B | $13.78B | $16.74B | $19.37B | $21.68B |
| Total Deposits | $1.67B | $1.19B | $743.60M | $691.32M | $344.31M |
| Long-term Debt | $7.78B | $8.31B | $11.83B | $14.64B | $17.63B |
| Other Liabilities | $558.18M | $483.19M | $481.84M | $461.26M | $379.23M |
| Total Liabilities | $10.49B | $10.48B | $13.51B | $16.17B | $18.73B |
| Retained Earnings | $3.68B | $3.34B | $3.28B | $3.23B | $2.94B |
| AOCI | $2.62M | $1.47M | $-20.12M | $-37.37M | $9.30M |
| Total Stockholders Equity | $3.69B | $3.35B | $3.26B | $3.20B | $2.95B |
| Total Liabilities & Equity | $14.06B | $13.78B | $16.74B | $19.37B | $21.68B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $511.03M | $428.47M | $184.04M | $91.53M | $407.35M | $393.29M |
| Depreciation & Amortization | $166.15M | $90.62M | $132.53M | $145.39M | $176.25M | $132.32M |
| Deferred Taxes | $-88.92M | $-4.31M | $-21.62M | $-51.96M | $34.64M | $55.62M |
| Stock-based Compensation | $22.90M | $13.27M | $12.04M | $16.48M | $14.18M | $10.67M |
| Operating Cash Flow | $687.08M | $422.99M | $662.89M | $432.98M | $684.06M | $544.87M |
| Purchases of Securities | $932.34M | $552.86M | $603.55M | $581.52M | $1.03B | $734.82M |
| Sales of Securities | - | $289.00M | $445.95M | $963.12M | - | - |
| Capital Expenditures | $36.69M | $26.24M | $20.90M | $74.05M | $59.42M | $58.95M |
| Acquisitions | - | - | - | - | $34.04M | - |
| Investing Cash Flow | $1.20B | $356.40M | $2.41B | $1.94B | $2.27B | $1.19B |
| Net Change in Deposits | $806.23M | $483.04M | $442.53M | $52.28M | $347.01M | $289.68M |
| Common Stock Repurchased | $99.62M | $69.35M | $83.29M | $28.03M | $97.69M | $58.11M |
| Dividends Paid | $73.48M | $42.99M | $40.84M | $39.42M | $36.61M | $34.46M |
| Financing Cash Flow | $-2.08B | $-737.14M | $-3.17B | $-2.70B | $-2.79B | $-1.49B |
| Net Change in Cash | $-185.61M | $42.53M | $-94.47M | $-332.12M | $163.43M | $235.79M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Cost of Revenue | $59.99M | - | $173.24M | - |
| Operating Expenses | $225.74M | - | $662.94M | - |
| Interest Expense | $120.71M | - | $360.65M | - |
| Interest Income | $43.24M | - | $124.81M | - |
| Income Before Tax | $136.45M | - | $479.95M | - |
| Income Tax Expense | $35.77M | - | $120.29M | - |
| Net Income | $106.68M | - | $370.70M | - |
| Basic EPS | 2.94 | - | 10.18 | - |
| Diluted EPS | 2.94 | - | 10.18 | - |
| Basic Shares Outstanding | $36.32M | - | $36.43M | - |
| Diluted Shares Outstanding | $36.32M | - | $36.43M | - |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $216.43M | $194.52M |
| Accounts Receivable | $147.82M | $159.93M |
| Property Plant & Equipment | $93.17M | $95.19M |
| Goodwill | $158.03M | $158.03M |
| Intangible Assets | $31.75M | $36.33M |
| Total Assets | $13.88B | $13.78B |
| Long-term Debt | $7.82B | $8.31B |
| Total Liabilities | $10.29B | $10.48B |
| Retained Earnings | $3.65B | $3.34B |
| Total Stockholders Equity | $3.65B | $3.35B |
| Total Liabilities & Equity | $13.88B | $13.78B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $106.68M | - | $370.70M | - |
| Depreciation & Amortization | $7.33M | - | $68.26M | - |
| Stock-based Compensation | - | - | $10.06M | - |
| Deferred Income Tax | - | - | $-82.47M | - |
| Change in Receivables | - | - | $-12.22M | - |
| Operating Cash Flow | - | - | $285.37M | - |
| Capital Expenditure | - | - | $18.74M | - |
| Investing Cash Flow | - | - | $519.05M | - |
| Stock Issued | - | - | $1.39M | - |
| Stock Repurchased | - | - | $53.09M | - |
| Dividends Paid | - | - | $31.16M | - |
| Financing Cash Flow | - | - | $-968.93M | - |
| Net Change in Cash | - | - | $-164.22M | - |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.