$388.81M
Net Interest Income
$-52.02M
Net Income
41.1%
Efficiency Ratio
4.37%
Net Int. Margin
-2.5%
ROE
| Breakdown | Q4 2013 (Dec 31, 2013) |
Q3 2013 (Sep 30, 2013) |
FY 2013 (Jun 30, 2013) |
Q4 2012 (Dec 31, 2012) |
Q3 2012 (Sep 30, 2012) |
Q2 2012 (Jun 30, 2012) |
|---|---|---|---|---|---|---|
| Interest Income | $113.26M | $112.72M | $113.09M | $114.92M | $115.23M | - |
| Interest Expense | $18.81M | $18.64M | $18.16M | $18.87M | $19.51M | $20.16M |
| Net Interest Income | $94.45M | $94.07M | $94.93M | $96.05M | $95.72M | $97.82M |
| Provision for Credit Losses | - | - | - | - | - | $10.54M |
| Net Interest Income After Provision | $90.19M | $95.14M | $82.43M | $87.17M | $86.76M | $87.28M |
| Non-Interest Income | $42.08M | $15.71M | $13.22M | $20.55M | $9.30M | $8.45M |
| Service Charges & Fees | $10.25M | $5.92M | $3.11M | $6.66M | $4.17M | $3.06M |
| Other Non-Interest Income | $1.58M | $4.04M | $2.59M | $3.31M | $946.00K | $2.32M |
| Total Revenue | - | - | - | - | - | $117.98M |
| Revenue Growth % (YoY) | nan% | nan% | nan% | nan% | nan% | nan% |
| Non-Interest Expense | $46.11M | $47.61M | $44.66M | $49.42M | $47.01M | $48.20M |
| Compensation & Benefits | $28.35M | $26.62M | $24.98M | $28.08M | $25.52M | $25.41M |
| Occupancy Expense | $3.69M | $3.43M | $4.21M | $3.44M | $3.42M | $6.22M |
| Professional Fees | $1.65M | $-49.00K | $1.47M | $3.66M | $2.47M | $3.09M |
| Other Non-Interest Expense | $-159.00K | $4.45M | $-707.00K | $-545.00K | $483.00K | $1.08M |
| Income Tax Expense | $28.23M | $14.84M | $21.64M | $11.22M | $18.00M | $-340.02M |
| Net Income | $57.92M | $48.40M | $29.35M | $47.08M | $31.05M | $387.55M |
| Net Margin % | nan% | nan% | nan% | nan% | nan% | 328.5% |
| Basic EPS | 0.30 | 0.25 | 0.15 | 0.25 | 0.14 | 1.71 |
| Diluted EPS | 0.29 | 0.24 | 0.14 | 0.25 | 0.14 | 1.66 |
| Breakdown | Q4 2013 (Dec 31, 2013) |
Q3 2013 (Sep 30, 2013) |
FY 2013 (Jun 30, 2013) |
Q4 2012 (Dec 31, 2012) |
Q3 2012 (Sep 30, 2012) |
Q2 2012 (Jun 30, 2012) |
|---|---|---|---|---|---|---|
| Cash & Due from Banks | $176.89M | $216.38M | $103.53M | $178.88M | $615.50M | $416.02M |
| Interest-Bearing Deposits | $15.39M | $55.13M | $196.30M | $110.21M | - | - |
| Investment Securities - HTM | $74.37M | $122.26M | $103.68M | $108.23M | $108.07M | $108.52M |
| Total Investment Securities | $944.85M | $1.03B | $1.08B | $1.19B | $1.20B | $1.26B |
| Loans & Leases (Gross) | $6.83B | $6.59B | $6.22B | $6.19B | $5.95B | - |
| Loans & Leases (Net) | $6.66B | $6.42B | $6.05B | $6.02B | $5.77B | $5.88B |
| Goodwill & Intangibles | $173.13M | $173.13M | $173.13M | $173.13M | $173.13M | $173.13M |
| Other Assets | $278.62M | $267.96M | $283.77M | $289.05M | $293.40M | $670.32M |
| Total Assets | $8.91B | $8.75B | $8.48B | $8.55B | $8.68B | $8.57B |
| Total Deposits | - | - | - | - | - | $5.38B |
| Long-term Debt | - | - | - | - | - | $214.06M |
| Other Liabilities | $104.02M | $108.69M | $147.60M | $161.64M | $185.17M | $162.29M |
| Total Liabilities | $7.27B | $7.16B | $6.96B | $6.92B | $6.93B | $6.79B |
| Common Stock | $1.97M | $1.97M | $1.96M | $2.10M | $2.15M | $2.25M |
| Retained Earnings | $-1.40B | $-1.46B | $-1.53B | $-1.56B | $-1.50B | $-1.53B |
| AOCI | $-870.00K | $18.90M | $23.02M | $24.65M | $21.86M | $19.54M |
| Total Stockholders Equity | $1.64B | $1.59B | $1.52B | $1.63B | $1.74B | $1.78B |
| Total Liabilities & Equity | $8.91B | $8.75B | $8.48B | $8.55B | $8.68B | $8.57B |
| Breakdown | Q4 2013 (Dec 31, 2013) |
Q3 2013 (Sep 30, 2013) |
FY 2013 (Jun 30, 2013) |
Q4 2012 (Dec 31, 2012) |
Q3 2012 (Sep 30, 2012) |
Q2 2012 (Jun 30, 2012) |
|---|---|---|---|---|---|---|
| Net Income | $57.92M | $106.37M | $29.35M | $47.08M | $31.05M | $412.49M |
| Depreciation & Amortization | $7.17M | $15.28M | $4.33M | $6.29M | $14.03M | $9.46M |
| Net Change in Loans HFS | $-4.96M | $4.96M | $2.59M | $1.62M | $-23.11M | $-21.67M |
| Operating Cash Flow | $71.02M | $192.08M | $58.41M | $86.06M | $184.93M | $125.85M |
| Purchases of Securities | - | $47.85M | $22.87M | - | - | - |
| Maturities of Securities | $222.00K | $35.51M | $35.19M | $256.00K | - | - |
| Net Change in Loans | $228.93M | $386.84M | $41.35M | $194.90M | $160.54M | $179.88M |
| Capital Expenditures | $16.76M | $18.23M | $8.22M | $39.78M | $5.46M | $1.17M |
| Investing Cash Flow | $-156.33M | $-211.37M | $60.10M | $-244.21M | $-77.52M | $-159.02M |
| Net Change in Deposits | $76.28M | $472.14M | $153.68M | $43.79M | $410.49M | $257.02M |
| Common Stock Repurchased | $1.00K | $137.99M | $137.99M | $67.60M | $272.13M | $207.56M |
| Dividends Paid | $1.94M | $5.84M | $1.98M | $106.48M | $6.83M | $4.65M |
| Financing Cash Flow | $109.65M | $151.66M | $-82.76M | $-158.26M | $49.54M | $-9.36M |
SEC Filing Format - Data shown as it appears in the Q3 2013 (10-Q) filing
Period ended: Sep 30, 2013
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2013 | Sep 30, 2013 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Operating Expenses | $40.29M | $41.91M | $126.99M | $139.76M |
| Interest Expense | $18.64M | $19.51M | $55.28M | $60.53M |
| Income Before Tax | $63.24M | $49.05M | $160.18M | $147.23M |
| Income Tax Expense | $14.84M | $18.00M | $53.81M | $-296.31M |
| Net Income | $48.40M | $31.05M | $106.37M | $443.53M |
| Basic EPS | 0.25 | 0.14 | 0.54 | 1.94 |
| Diluted EPS | 0.24 | 0.14 | 0.53 | 1.88 |
| Basic Shares Outstanding | $193.10M | $219.66M | $195.61M | $229.09M |
| Diluted Shares Outstanding | $198.46M | $226.44M | $200.70M | $235.71M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2013 | Dec 31, 2012 |
|---|---|---|
| Cash & Cash Equivalents | $431.46M | $299.09M |
| Goodwill | $173.13M | $173.13M |
| Total Assets | $8.75B | $8.55B |
| Total Liabilities | $7.16B | $6.92B |
| Common Stock | $1.97M | $2.10M |
| Retained Earnings | $-1.46B | $-1.56B |
| Total Stockholders Equity | $1.59B | $1.63B |
| Total Liabilities & Equity | $8.75B | $8.55B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2013 | Sep 30, 2013 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $48.40M | $31.05M | $106.37M | $443.53M |
| Depreciation & Amortization | $1.59M | $1.33M | $15.28M | $14.03M |
| Operating Cash Flow | - | - | $192.08M | $184.93M |
| Capital Expenditure | - | - | $18.23M | $5.46M |
| Investing Cash Flow | - | - | $-211.37M | $-77.52M |
| Stock Repurchased | - | - | $137.99M | $272.13M |
| Dividends Paid | - | - | $5.84M | $6.83M |
| Financing Cash Flow | - | - | $151.66M | $49.54M |
| Net Change in Cash | - | - | $132.37M | $156.95M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.