$2.31B
Net Interest Income
$1.16B
Net Income
39.2%
Efficiency Ratio
3.32%
Net Int. Margin
19.4%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $1.07B | $1.13B | $1.06B | $1.03B | $1.06B | $1.08B | $1.03B |
| Interest Expense | $415.04M | $452.20M | $441.93M | $431.60M | $471.64M | $503.18M | $481.19M |
| Net Interest Income | $657.82M | $677.53M | $617.07M | $600.20M | $587.63M | $572.72M | $553.23M |
| Provision for Credit Losses | $30.00M | $36.00M | $45.00M | $49.00M | $70.00M | $42.00M | $37.00M |
| Net Interest Income After Provision | $627.82M | $641.53M | $572.07M | $551.20M | $517.63M | $530.72M | $516.23M |
| Non-Interest Income | $100.43M | $100.52M | $86.18M | $92.10M | $86.80M | $84.76M | $84.67M |
| Other Non-Interest Income | $7.22M | $705.00K | $678.00K | $2.26M | $-590.00K | $2.80M | $586.00K |
| Non-Interest Expense | $261.31M | $276.92M | $256.02M | $252.15M | $248.60M | $226.17M | $236.43M |
| Compensation & Benefits | $151.89M | $175.59M | $144.84M | $146.44M | $139.87M | $135.46M | $133.59M |
| Occupancy Expense | $17.18M | $16.97M | $16.29M | $15.69M | $17.90M | $16.24M | $15.03M |
| Technology & Equipment | $15.03M | $12.95M | $13.45M | $13.31M | $13.10M | $11.44M | $11.39M |
| Other Non-Interest Expense | $48.54M | $38.23M | $36.73M | $41.54M | $41.22M | $36.02M | $37.61M |
| Income Before Tax | $466.95M | $465.12M | $402.23M | $391.15M | $355.82M | $389.32M | $364.47M |
| Income Tax Expense | $110.68M | $96.73M | $91.98M | $100.89M | $62.71M | $90.15M | $76.24M |
| Net Income | $356.27M | $368.39M | $310.25M | $290.27M | $293.12M | $299.17M | $288.23M |
| Basic EPS | nan | 2.68 | 2.25 | 2.10 | 2.11 | 2.16 | 2.07 |
| Diluted EPS | nan | 2.65 | 2.24 | 2.08 | 2.10 | 2.14 | 2.06 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $656.12M | $676.55M | $712.16M | $394.57M | $360.73M | $362.17M | $460.61M |
| Interest-Bearing Deposits | $3.53B | $4.02B | $3.70B | $3.05B | $4.89B | $4.50B | $3.91B |
| Investment Securities - AFS | $13.21B | $12.74B | $12.49B | $12.38B | $10.85B | $10.13B | $8.92B |
| Investment Securities - HTM | $2.87B | $2.88B | $2.89B | $2.91B | $2.92B | $2.93B | - |
| Loans & Leases (Gross) | $56.88B | - | - | - | $53.73B | - | - |
| Loans & Leases (Net) | $56.07B | $54.98B | $54.20B | $53.52B | $53.02B | $52.56B | - |
| Goodwill & Intangibles | $465.70M | $465.70M | $465.70M | $465.70M | $465.70M | $465.70M | $465.70M |
| Premises & Equipment | $82.31M | $78.61M | $81.26M | $81.97M | $82.23M | $80.70M | $81.67M |
| Other Assets | $1.99B | $2.26B | $2.03B | $1.89B | $1.91B | $1.91B | $2.04B |
| Total Assets | $80.43B | $79.67B | $78.16B | $76.17B | $75.98B | $74.48B | $72.47B |
| Total Deposits | $67.08B | $66.59B | $65.03B | $63.05B | $63.18B | $61.70B | $60.00B |
| Total Liabilities | $71.54B | $71.09B | $69.96B | $68.24B | $68.25B | $66.82B | $65.25B |
| Common Stock | $170.00K | $170.00K | $170.00K | $170.00K | $170.00K | $170.00K | $170.00K |
| Retained Earnings | $8.30B | $8.03B | $7.74B | $7.52B | $7.31B | $7.10B | $6.87B |
| AOCI | $-345.61M | $-375.56M | $-462.38M | $-495.01M | $-585.26M | $-437.30M | $-654.17M |
| Total Stockholders Equity | $8.90B | $8.58B | $8.20B | $7.93B | $7.72B | $7.66B | $7.22B |
| Total Liabilities & Equity | $80.43B | $79.67B | $78.16B | $76.17B | $75.98B | $74.48B | $72.47B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $356.27M | $368.39M | $310.25M | $290.27M | $293.12M | $299.17M | $573.30M |
| Provision for Credit Losses | $30.00M | $36.00M | $94.00M | $49.00M | $70.00M | $104.00M | $37.00M |
| Depreciation & Amortization | $54.23M | $158.94M | $130.78M | $49.44M | $58.71M | $139.74M | $100.37M |
| Deferred Taxes | $18.37M | $-26.15M | $-24.29M | $-22.45M | $-1.50M | $-12.78M | $-8.96M |
| Stock-based Compensation | $13.60M | $36.11M | $26.48M | $13.19M | $11.16M | $10.72M | $23.65M |
| Net Change in Loans HFS | - | - | $628.00K | - | - | - | - |
| Other Operating Adjustments | $-4.26M | $-4.84M | $-4.53M | $-203.00K | $1.47M | $-5.23M | $-5.81M |
| Operating Cash Flow | $713.41M | $788.29M | $556.55M | $277.89M | $500.13M | $911.53M | $525.41M |
| Purchases of Securities | $2.06B | $4.88B | $3.57B | $2.24B | $1.44B | $6.16B | $4.85B |
| Sales of Securities | $345.73M | $606.68M | $318.29M | $108.23M | $67.44M | $1.36B | $1.25B |
| Maturities of Securities | $1.28B | $2.57B | $1.70B | $663.91M | $473.52M | $1.07B | $807.70M |
| Investing Cash Flow | $-1.56B | $-3.92B | $-2.97B | $-2.04B | $-1.52B | $-4.78B | $-3.28B |
| Net Change in Deposits | $451.31M | $3.41B | $1.84B | $-126.50M | $1.52B | $5.59B | $3.92B |
| Net Change in Short-term Borrowings | $-9.85M | $9.85M | - | - | - | $-4.50B | $-4.50B |
| Common Stock Repurchased | $1.04M | $114.55M | $89.14M | $85.44M | $19.86M | $123.22M | $123.22M |
| Financing Cash Flow | $305.35M | $2.59B | $1.57B | $-45.68M | $1.42B | $4.11B | $2.51B |
| Net Change in Cash | $-506.06M | $-556.55M | $-840.80M | $-1.80B | $390.67M | $245.09M | $-249.29M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $452.20M | $503.18M | $1.33B | $1.58B |
| Income Before Tax | $465.12M | $389.32M | $1.26B | $1.13B |
| Income Tax Expense | $96.73M | $90.15M | $289.59M | $253.57M |
| Net Income | $368.39M | $299.17M | $968.92M | $872.47M |
| Basic EPS | 2.68 | 2.16 | 7.03 | 6.28 |
| Diluted EPS | 2.65 | 2.14 | 6.97 | 6.23 |
| Basic Shares Outstanding | $137.68M | $138.61M | $137.90M | $139.00M |
| Diluted Shares Outstanding | $138.94M | $139.65M | $139.09M | $139.94M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $4.69B | $5.25B |
| Property Plant & Equipment | $78.61M | $82.23M |
| Goodwill | $465.70M | $465.70M |
| Total Assets | $79.67B | $75.98B |
| Long-term Debt | $35.71M | $35.97M |
| Total Liabilities | $71.09B | $68.25B |
| Common Stock | $170.00K | $170.00K |
| Retained Earnings | $8.03B | $7.31B |
| Total Stockholders Equity | $8.58B | $7.72B |
| Total Liabilities & Equity | $79.67B | $75.98B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $368.39M | $299.17M | $968.92M | $872.47M |
| Depreciation & Amortization | - | - | $158.94M | $150.47M |
| Stock-based Compensation | $36.11M | $10.72M | $62.59M | $34.37M |
| Deferred Income Tax | - | - | $-26.15M | $-12.78M |
| Operating Cash Flow | - | - | $788.29M | $911.53M |
| Sales of Investments | - | - | $2.57B | $1.07B |
| Investing Cash Flow | - | - | $-3.92B | $-4.78B |
| Stock Repurchased | - | - | $114.55M | $123.22M |
| Financing Cash Flow | - | - | $2.59B | $4.11B |
| Net Change in Cash | - | - | $-556.55M | $245.09M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.