$2.31B
Net Interest Income
$1.16B
Net Income
39.2%
Efficiency Ratio
3.32%
Net Int. Margin
19.4%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $4.29B | $4.29B | $4.19B | $3.69B | $2.32B | $1.62B |
| Interest Expense | $1.74B | $1.74B | $1.91B | $1.38B | $275.35M | $87.16M |
| Net Interest Income | $2.55B | $2.55B | $2.28B | $2.31B | $2.05B | $1.53B |
| Provision for Credit Losses | $160.00M | $160.00M | $174.00M | $125.00M | $73.50M | $-35.00M |
| Net Interest Income After Provision | $2.39B | $2.39B | $2.10B | $2.19B | $1.97B | $1.57B |
| Non-Interest Income | $379.23M | $379.23M | $335.22M | $295.26M | $298.67M | $285.89M |
| Other Non-Interest Income | $10.87M | $10.87M | $5.61M | $9.35M | $7.04M | $16.85M |
| Non-Interest Expense | $1.05B | $1.05B | $958.07M | $1.02B | $859.39M | $796.09M |
| Compensation & Benefits | $618.75M | $618.75M | $550.73M | $508.54M | $477.63M | $433.73M |
| Occupancy Expense | $66.13M | $66.13M | $64.40M | $62.76M | $62.50M | $63.00M |
| Technology & Equipment | $54.74M | $54.74M | $47.27M | $44.48M | $14.52M | $16.26M |
| Professional Fees | - | - | - | - | - | $6.52M |
| Other Non-Interest Expense | $165.04M | $165.04M | $148.30M | $140.22M | $118.17M | $81.80M |
| Income Before Tax | $1.73B | $1.73B | $1.48B | $1.46B | $1.41B | $1.06B |
| Income Tax Expense | $400.27M | $400.27M | $316.27M | $298.61M | $283.57M | $183.40M |
| Net Income | $1.33B | $1.33B | $1.17B | $1.16B | $1.13B | $872.98M |
| Basic EPS | nan | 9.58 | 8.39 | 8.23 | 7.98 | 6.16 |
| Diluted EPS | nan | 9.52 | 8.33 | 8.18 | 7.92 | 6.10 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $656.12M | $360.73M | $444.79M | $534.98M | $527.32M |
| Interest-Bearing Deposits | $3.53B | $4.89B | $4.17B | $2.95B | $3.39B |
| Investment Securities - AFS | $13.21B | $10.85B | $6.19B | $6.03B | $9.97B |
| Investment Securities - HTM | $2.87B | $2.92B | $2.96B | - | - |
| Loans & Leases (Gross) | $56.88B | $53.73B | - | - | - |
| Allowance for Loan Losses | - | - | - | - | $541.58M |
| Loans & Leases (Net) | $56.07B | $53.02B | $51.54B | - | - |
| Goodwill & Intangibles | $465.70M | $465.70M | $465.70M | $465.70M | $465.70M |
| Premises & Equipment | $82.31M | $82.23M | $86.37M | $89.19M | $97.30M |
| Other Assets | $1.99B | $1.91B | $1.96B | $1.61B | $1.38B |
| Total Assets | $80.43B | $75.98B | $69.61B | $64.11B | $60.87B |
| Total Deposits | $67.08B | $63.18B | $56.09B | $55.97B | $53.35B |
| Total Liabilities | $71.54B | $68.25B | $62.66B | $58.13B | $55.03B |
| Common Stock | $170.00K | $170.00K | $169.00K | $168.00K | $168.00K |
| Retained Earnings | $8.30B | $7.31B | $6.47B | $5.58B | $4.68B |
| Treasury Stock | - | - | - | - | $649.78M |
| AOCI | $-345.61M | $-585.26M | $-620.60M | $-765.63M | $-90.38M |
| Total Stockholders Equity | $8.90B | $7.72B | $6.95B | $5.98B | $5.84B |
| Total Liabilities & Equity | $80.43B | $75.98B | $69.61B | $64.11B | $60.87B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $1.33B | $1.33B | $1.17B | $1.16B | $1.13B | $872.98M |
| Provision for Credit Losses | $209.00M | $160.00M | $174.00M | $125.00M | $73.50M | $-35.00M |
| Depreciation & Amortization | $393.38M | $213.16M | $198.45M | $163.46M | $159.85M | $156.79M |
| Deferred Taxes | $-54.52M | $-7.78M | $-14.28M | $-49.14M | $-43.99M | $4.76M |
| Stock-based Compensation | $89.38M | $76.19M | $45.53M | $39.87M | $37.60M | $32.57M |
| Net Change in Loans HFS | - | - | $2.88M | $116.00K | $447.00K | - |
| Other Operating Adjustments | $-13.84M | $-9.10M | $-3.75M | $3.86M | $1.67M | $558.00K |
| Operating Cash Flow | $2.34B | $1.50B | $1.41B | $1.42B | $2.07B | $1.17B |
| Purchases of Securities | $12.74B | $6.94B | $7.60B | $1.55B | $1.07B | $6.78B |
| Sales of Securities | $1.38B | $952.41M | $1.43B | $3.14M | $129.18M | $308.81M |
| Maturities of Securities | $6.22B | $3.85B | $1.55B | $1.47B | $896.73M | $1.77B |
| Capital Expenditures | - | - | - | - | - | $6.02M |
| Investing Cash Flow | $-10.48B | $-5.48B | $-6.30B | $-4.25B | $-4.58B | $-9.12B |
| Net Change in Deposits | $5.58B | $3.86B | $7.11B | $144.47M | $2.71B | $8.46B |
| Net Change in Short-term Borrowings | $2.00K | $2.00K | $-4.50B | $4.50B | $6.00K | $-21.14M |
| Common Stock Repurchased | $290.17M | $115.59M | $143.08M | $82.17M | $99.99M | - |
| Financing Cash Flow | $4.42B | $2.90B | $5.53B | $3.96B | $2.11B | $7.84B |
| Net Change in Cash | $-3.71B | $-1.06B | $635.76M | $1.13B | $-431.15M | $-105.04M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $452.20M | $503.18M | $1.33B | $1.58B |
| Income Before Tax | $465.12M | $389.32M | $1.26B | $1.13B |
| Income Tax Expense | $96.73M | $90.15M | $289.59M | $253.57M |
| Net Income | $368.39M | $299.17M | $968.92M | $872.47M |
| Basic EPS | 2.68 | 2.16 | 7.03 | 6.28 |
| Diluted EPS | 2.65 | 2.14 | 6.97 | 6.23 |
| Basic Shares Outstanding | $137.68M | $138.61M | $137.90M | $139.00M |
| Diluted Shares Outstanding | $138.94M | $139.65M | $139.09M | $139.94M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $4.69B | $5.25B |
| Property Plant & Equipment | $78.61M | $82.23M |
| Goodwill | $465.70M | $465.70M |
| Total Assets | $79.67B | $75.98B |
| Long-term Debt | $35.71M | $35.97M |
| Total Liabilities | $71.09B | $68.25B |
| Common Stock | $170.00K | $170.00K |
| Retained Earnings | $8.03B | $7.31B |
| Total Stockholders Equity | $8.58B | $7.72B |
| Total Liabilities & Equity | $79.67B | $75.98B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $368.39M | $299.17M | $968.92M | $872.47M |
| Depreciation & Amortization | - | - | $158.94M | $150.47M |
| Stock-based Compensation | $36.11M | $10.72M | $62.59M | $34.37M |
| Deferred Income Tax | - | - | $-26.15M | $-12.78M |
| Operating Cash Flow | - | - | $788.29M | $911.53M |
| Sales of Investments | - | - | $2.57B | $1.07B |
| Investing Cash Flow | - | - | $-3.92B | $-4.78B |
| Stock Repurchased | - | - | $114.55M | $123.22M |
| Financing Cash Flow | - | - | $2.59B | $4.11B |
| Net Change in Cash | - | - | $-556.55M | $245.09M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.