$225.16M
Net Interest Income
$61.76M
Net Income
68.3%
Efficiency Ratio
3.17%
Net Int. Margin
7.7%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $314.24M | $314.24M | $309.71M | $284.46M | $227.46M | $212.83M | $214.32M | $217.85M | $199.36M | $147.88M | $138.51M |
| Interest Expense | $89.83M | $89.83M | $100.35M | $59.31M | $8.07M | $7.04M | $13.32M | $18.17M | $12.41M | $8.35M | $6.01M |
| Net Interest Income | $224.41M | $224.41M | $209.36M | $225.16M | $219.38M | $205.79M | $201.00M | $199.68M | $186.95M | $139.53M | $132.51M |
| Provision for Credit Losses | $3.03M | $1.97M | $6.28M | $4.28M | $-1.43M | $-29.37M | $36.11M | $4.31M | $5.13M | - | - |
| Net Interest Income After Provision | $222.44M | $222.44M | $203.08M | $220.88M | $220.81M | $235.16M | $164.89M | $195.37M | $181.82M | $135.31M | $127.58M |
| Non-Interest Income | $21.73M | $21.73M | $7.47M | $18.66M | $29.59M | $34.62M | $37.23M | $32.46M | $31.66M | $35.41M | $31.62M |
| Other Non-Interest Income | $7.84M | $7.84M | $6.22M | $8.08M | $5.32M | $5.76M | $8.43M | $9.76M | $9.29M | $8.66M | $7.10M |
| Non-Interest Expense | $165.57M | $165.57M | $158.30M | $166.62M | $150.97M | $149.27M | $148.94M | $146.79M | $149.40M | $110.58M | $106.47M |
| Compensation & Benefits | $104.02M | $104.02M | $98.53M | $100.08M | $92.09M | $89.88M | $88.11M | $87.57M | $86.83M | $64.27M | $61.41M |
| Occupancy Expense | $18.88M | $18.88M | $19.29M | $19.16M | $17.46M | $17.24M | $22.66M | $21.69M | $19.78M | $15.40M | $15.76M |
| Technology & Equipment | $15.00M | $15.00M | $14.90M | $18.07M | $16.80M | $16.53M | - | - | - | - | - |
| Professional Fees | $4.26M | $4.26M | $2.52M | $4.23M | $2.50M | $4.07M | $5.92M | $5.19M | $9.67M | $4.78M | $3.61M |
| Other Non-Interest Expense | $12.87M | $12.87M | $12.29M | $13.35M | $12.07M | $9.41M | $10.83M | $11.05M | $11.38M | $9.90M | $9.57M |
| Income Before Tax | $78.60M | $78.60M | $52.26M | $72.92M | $99.44M | $120.51M | $53.18M | $81.05M | - | - | - |
| Income Tax Expense | $11.07M | $11.07M | $9.00M | $11.16M | $17.56M | $22.47M | $6.61M | $13.49M | $11.03M | $18.36M | $13.80M |
| Net Income | $67.53M | $67.53M | $43.26M | $61.76M | $81.88M | $98.03M | $46.57M | $67.56M | $53.06M | $41.79M | $38.92M |
| Basic EPS | nan | 1.99 | 1.26 | 1.76 | 2.33 | 2.75 | 1.29 | 1.84 | 1.49 | 1.39 | 1.30 |
| Diluted EPS | nan | 1.96 | 1.24 | 1.75 | 2.31 | 2.73 | 1.29 | 1.83 | 1.49 | 1.39 | 1.30 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $52.59M | $58.82M | $55.85M | $74.30M | $61.38M | $91.92M | $95.04M | $92.70M | $78.29M | $77.12M |
| Interest-Bearing Deposits | $180.50M | $58.28M | $169.12M | $29.30M | $1.66B | $651.40M | $133.53M | $69.21M | $24.72M | $26.63M |
| Investment Securities - AFS | $607.52M | $764.39M | $1.13B | $1.33B | $894.34M | $802.16M | - | - | - | - |
| Investment Securities - HTM | $674.11M | $703.28M | $739.44M | $766.40M | - | - | - | - | - | - |
| Loans & Leases (Gross) | $4.78B | $4.80B | $4.34B | $4.05B | - | - | - | - | - | - |
| Allowance for Loan Losses | - | - | - | $42.99M | $42.36M | $70.19M | $36.17M | $35.04M | - | - |
| Loans & Leases (Net) | $4.73B | $4.75B | $4.29B | $4.01B | - | $4.40B | $3.73B | $3.62B | $2.82B | $2.61B |
| Goodwill & Intangibles | $240.94M | $240.94M | $240.94M | $240.94M | $240.94M | $240.94M | $240.94M | $240.94M | $119.03M | $119.03M |
| Premises & Equipment | $74.69M | $71.58M | $74.90M | $76.93M | $79.37M | $85.45M | $87.89M | $81.10M | $60.33M | $63.91M |
| Total Assets | $6.97B | $7.11B | $7.17B | $6.98B | $7.43B | $6.62B | $5.55B | $5.32B | $4.11B | $3.88B |
| Total Deposits | $5.92B | $5.68B | $5.60B | $5.92B | $6.38B | $5.60B | $4.58B | $4.43B | $3.39B | $3.23B |
| Other Liabilities | - | - | - | $189.30M | $124.62M | $140.32M | $120.22M | $72.01M | $67.58M | $46.15M |
| Total Liabilities | $6.05B | $6.24B | $6.32B | $6.18B | $6.58B | $5.79B | $4.74B | $4.56B | $3.60B | $3.40B |
| Common Stock | $531.10M | $531.67M | $549.75M | $552.40M | $551.80M | $571.02M | $586.46M | $591.81M | $360.59M | $359.06M |
| Retained Earnings | $421.62M | $387.10M | $375.99M | $345.35M | $293.24M | $224.40M | $212.47M | $176.37M | $149.01M | $125.31M |
| AOCI | $-31.21M | $-55.24M | $-72.48M | $-99.85M | $9.40M | $25.02M | $10.38M | $-7.46M | $-1.30M | $-2.61M |
| Total Stockholders Equity | $921.50M | $863.53M | $853.26M | $797.89M | $854.43M | $820.44M | $809.31M | $760.72M | $508.31M | $481.76M |
| Total Liabilities & Equity | $6.97B | $7.11B | $7.17B | $6.98B | $7.43B | $6.62B | $5.55B | $5.32B | $4.11B | $3.88B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $81.44M | $67.53M | $43.26M | $61.76M | $81.88M | $98.03M | $46.57M | $67.56M | $53.06M | $41.79M | $38.92M |
| Provision for Credit Losses | $3.03M | $1.97M | $6.28M | $4.28M | $-1.43M | $-29.37M | $36.11M | $4.31M | $5.13M | - | - |
| Deferred Taxes | $-16.28M | $-17.94M | $-15.29M | $-13.20M | $871.00K | - | - | - | - | - | - |
| Stock-based Compensation | - | - | - | - | - | - | - | - | - | - | - |
| Net Change in Loans HFS | - | - | $1.32M | $14.83M | $15.19M | $86.44M | - | - | - | - | - |
| Operating Cash Flow | $155.84M | $94.82M | $64.48M | $109.52M | $94.46M | $69.53M | $70.33M | $87.61M | $82.45M | $73.51M | $53.98M |
| Purchases of Securities | $201.06M | $88.17M | $33.13M | $178.40M | $790.87M | $616.12M | $152.62M | $242.78M | - | - | - |
| Sales of Securities | $340.33M | $141.68M | $273.63M | $219.70M | $30.39M | $1.25M | $55.03M | $43.96M | - | - | - |
| Maturities of Securities | $221.11M | $125.31M | $130.49M | $178.85M | $181.49M | $254.67M | $264.22M | $242.35M | $92.56M | $98.89M | $129.41M |
| Net Change in Loans | $-87.84M | $-21.60M | $464.58M | $280.66M | $225.15M | $-699.11M | $692.72M | $121.27M | $98.56M | $235.15M | $242.31M |
| Capital Expenditures | $13.10M | $9.16M | $3.46M | $10.38M | $4.02M | $3.02M | $7.00M | $13.04M | $23.27M | $3.06M | $6.72M |
| Investing Cash Flow | $402.96M | $186.75M | $-85.90M | $-93.45M | $-1.21B | $163.76M | $-538.55M | $-120.43M | $-101.63M | $-241.39M | $-252.93M |
| Net Change in Deposits | $496.11M | $235.59M | $84.74M | $-310.30M | $-469.45M | $783.35M | $1.02B | $150.27M | $214.74M | $163.41M | $121.36M |
| Common Stock Repurchased | $11.80M | $5.52M | $22.42M | $6.97M | $3.20M | $22.89M | $19.12M | $8.64M | $1.70M | $737.00K | $2.89M |
| Dividends Paid | $57.16M | $32.65M | $31.78M | $30.82M | $29.49M | $28.94M | $28.86M | $30.91M | $25.79M | $18.30M | $21.57M |
| Financing Cash Flow | $-174.25M | $-165.58M | $-86.45M | $105.31M | $-506.38M | $746.68M | $982.97M | $99.47M | $78.08M | $167.15M | $176.05M |
| Net Change in Cash | $384.55M | $115.99M | $-107.87M | $121.38M | $-1.62B | $979.97M | $514.75M | $66.66M | $58.90M | - | - |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $22.14M | $26.86M | $69.72M | $84.05M |
| Income Before Tax | $22.31M | $13.07M | $52.92M | $35.93M |
| Income Tax Expense | $3.14M | $1.64M | $7.63M | $4.60M |
| Net Income | $19.17M | $11.42M | $45.30M | $31.33M |
| Basic EPS | 0.56 | 0.33 | 1.33 | 0.91 |
| Diluted EPS | 0.55 | 0.33 | 1.31 | 0.90 |
| Basic Shares Outstanding | $33.95M | $34.32M | $34.01M | $34.58M |
| Diluted Shares Outstanding | $34.41M | $34.66M | $34.48M | $35.00M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $245.49M | $117.10M |
| Property Plant & Equipment | $70.38M | $71.58M |
| Goodwill | $240.94M | $240.94M |
| Intangible Assets | $2.26M | $3.15M |
| Total Assets | $7.01B | $7.11B |
| Total Liabilities | $6.11B | $6.24B |
| Common Stock | $529.95M | $531.67M |
| Retained Earnings | $407.56M | $387.10M |
| Total Stockholders Equity | $904.06M | $863.53M |
| Total Liabilities & Equity | $7.01B | $7.11B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $19.17M | $11.42M | $45.30M | $31.33M |
| Deferred Income Tax | - | - | $913.00K | $899.00K |
| Operating Cash Flow | - | - | $66.83M | $43.86M |
| Capital Expenditure | - | - | $3.45M | $2.66M |
| Sales of Investments | - | - | $94.98M | $92.15M |
| Investing Cash Flow | - | - | $163.68M | $-41.91M |
| Stock Repurchased | - | - | $5.47M | $18.05M |
| Dividends Paid | - | - | $24.50M | $23.92M |
| Financing Cash Flow | - | - | $-102.12M | $-51.35M |
| Net Change in Cash | - | - | $128.39M | $-49.40M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.