$225.16M
Net Interest Income
$61.76M
Net Income
68.3%
Efficiency Ratio
3.17%
Net Int. Margin
7.7%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $314.24M | $314.24M | $309.71M | $284.46M | $227.46M | $212.83M |
| Interest Expense | $89.83M | $89.83M | $100.35M | $59.31M | $8.07M | $7.04M |
| Net Interest Income | $224.41M | $224.41M | $209.36M | $225.16M | $219.38M | $205.79M |
| Provision for Credit Losses | $3.03M | $1.97M | $6.28M | $4.28M | $-1.43M | $-29.37M |
| Net Interest Income After Provision | $222.44M | $222.44M | $203.08M | $220.88M | $220.81M | $235.16M |
| Non-Interest Income | $21.73M | $21.73M | $7.47M | $18.66M | $29.59M | $34.62M |
| Other Non-Interest Income | $7.84M | $7.84M | $6.22M | $8.08M | $5.32M | $5.76M |
| Non-Interest Expense | $165.57M | $165.57M | $158.30M | $166.62M | $150.97M | $149.27M |
| Compensation & Benefits | $104.02M | $104.02M | $98.53M | $100.08M | $92.09M | $89.88M |
| Occupancy Expense | $18.88M | $18.88M | $19.29M | $19.16M | $17.46M | $17.24M |
| Technology & Equipment | $15.00M | $15.00M | $14.90M | $18.07M | $16.80M | $16.53M |
| Professional Fees | $4.26M | $4.26M | $2.52M | $4.23M | $2.50M | $4.07M |
| Other Non-Interest Expense | $12.87M | $12.87M | $12.29M | $13.35M | $12.07M | $9.41M |
| Income Before Tax | $78.60M | $78.60M | $52.26M | $72.92M | $99.44M | $120.51M |
| Income Tax Expense | $11.07M | $11.07M | $9.00M | $11.16M | $17.56M | $22.47M |
| Net Income | $67.53M | $67.53M | $43.26M | $61.76M | $81.88M | $98.03M |
| Basic EPS | nan | 1.99 | 1.26 | 1.76 | 2.33 | 2.75 |
| Diluted EPS | nan | 1.96 | 1.24 | 1.75 | 2.31 | 2.73 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $52.59M | $58.82M | $55.85M | $74.30M | $61.38M |
| Interest-Bearing Deposits | $180.50M | $58.28M | $169.12M | $29.30M | $1.66B |
| Investment Securities - AFS | $607.52M | $764.39M | $1.13B | $1.33B | $894.34M |
| Investment Securities - HTM | $674.11M | $703.28M | $739.44M | $766.40M | - |
| Loans & Leases (Gross) | $4.78B | $4.80B | $4.34B | $4.05B | - |
| Allowance for Loan Losses | - | - | - | $42.99M | $42.36M |
| Loans & Leases (Net) | $4.73B | $4.75B | $4.29B | $4.01B | - |
| Goodwill & Intangibles | $240.94M | $240.94M | $240.94M | $240.94M | $240.94M |
| Premises & Equipment | $74.69M | $71.58M | $74.90M | $76.93M | $79.37M |
| Total Assets | $6.97B | $7.11B | $7.17B | $6.98B | $7.43B |
| Total Deposits | $5.92B | $5.68B | $5.60B | $5.92B | $6.38B |
| Other Liabilities | - | - | - | $189.30M | $124.62M |
| Total Liabilities | $6.05B | $6.24B | $6.32B | $6.18B | $6.58B |
| Common Stock | $531.10M | $531.67M | $549.75M | $552.40M | $551.80M |
| Retained Earnings | $421.62M | $387.10M | $375.99M | $345.35M | $293.24M |
| AOCI | $-31.21M | $-55.24M | $-72.48M | $-99.85M | $9.40M |
| Total Stockholders Equity | $921.50M | $863.53M | $853.26M | $797.89M | $854.43M |
| Total Liabilities & Equity | $6.97B | $7.11B | $7.17B | $6.98B | $7.43B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $81.44M | $67.53M | $43.26M | $61.76M | $81.88M | $98.03M |
| Provision for Credit Losses | $3.03M | $1.97M | $6.28M | $4.28M | $-1.43M | $-29.37M |
| Deferred Taxes | $-16.28M | $-17.94M | $-15.29M | $-13.20M | $871.00K | - |
| Net Change in Loans HFS | - | - | $1.32M | $14.83M | $15.19M | $86.44M |
| Operating Cash Flow | $155.84M | $94.82M | $64.48M | $109.52M | $94.46M | $69.53M |
| Purchases of Securities | $201.06M | $88.17M | $33.13M | $178.40M | $790.87M | $616.12M |
| Sales of Securities | $340.33M | $141.68M | $273.63M | $219.70M | $30.39M | $1.25M |
| Maturities of Securities | $221.11M | $125.31M | $130.49M | $178.85M | $181.49M | $254.67M |
| Net Change in Loans | $-87.84M | $-21.60M | $464.58M | $280.66M | $225.15M | $-699.11M |
| Capital Expenditures | $13.10M | $9.16M | $3.46M | $10.38M | $4.02M | $3.02M |
| Investing Cash Flow | $402.96M | $186.75M | $-85.90M | $-93.45M | $-1.21B | $163.76M |
| Net Change in Deposits | $496.11M | $235.59M | $84.74M | $-310.30M | $-469.45M | $783.35M |
| Common Stock Repurchased | $11.80M | $5.52M | $22.42M | $6.97M | $3.20M | $22.89M |
| Dividends Paid | $57.16M | $32.65M | $31.78M | $30.82M | $29.49M | $28.94M |
| Financing Cash Flow | $-174.25M | $-165.58M | $-86.45M | $105.31M | $-506.38M | $746.68M |
| Net Change in Cash | $384.55M | $115.99M | $-107.87M | $121.38M | $-1.62B | $979.97M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $22.14M | $26.86M | $69.72M | $84.05M |
| Income Before Tax | $22.31M | $13.07M | $52.92M | $35.93M |
| Income Tax Expense | $3.14M | $1.64M | $7.63M | $4.60M |
| Net Income | $19.17M | $11.42M | $45.30M | $31.33M |
| Basic EPS | 0.56 | 0.33 | 1.33 | 0.91 |
| Diluted EPS | 0.55 | 0.33 | 1.31 | 0.90 |
| Basic Shares Outstanding | $33.95M | $34.32M | $34.01M | $34.58M |
| Diluted Shares Outstanding | $34.41M | $34.66M | $34.48M | $35.00M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $245.49M | $117.10M |
| Property Plant & Equipment | $70.38M | $71.58M |
| Goodwill | $240.94M | $240.94M |
| Intangible Assets | $2.26M | $3.15M |
| Total Assets | $7.01B | $7.11B |
| Total Liabilities | $6.11B | $6.24B |
| Common Stock | $529.95M | $531.67M |
| Retained Earnings | $407.56M | $387.10M |
| Total Stockholders Equity | $904.06M | $863.53M |
| Total Liabilities & Equity | $7.01B | $7.11B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $19.17M | $11.42M | $45.30M | $31.33M |
| Deferred Income Tax | - | - | $913.00K | $899.00K |
| Operating Cash Flow | - | - | $66.83M | $43.86M |
| Capital Expenditure | - | - | $3.45M | $2.66M |
| Sales of Investments | - | - | $94.98M | $92.15M |
| Investing Cash Flow | - | - | $163.68M | $-41.91M |
| Stock Repurchased | - | - | $5.47M | $18.05M |
| Dividends Paid | - | - | $24.50M | $23.92M |
| Financing Cash Flow | - | - | $-102.12M | $-51.35M |
| Net Change in Cash | - | - | $128.39M | $-49.40M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.