$1.56B
Net Interest Income
$581.39M
Net Income
37.9%
Efficiency Ratio
5.19%
Net Int. Margin
33.7%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
FY 2015 (Dec 31, 2015) |
FY 2014 (Dec 31, 2014) |
FY 2013 (Dec 31, 2013) |
FY 2012 (Dec 31, 2012) |
FY 2011 (Dec 31, 2011) |
FY 2010 (Dec 31, 2010) |
FY 2009 (Dec 31, 2009) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $2.63B | $2.63B | $2.62B | $2.59B | $2.03B | $1.78B | $2.02B | $2.33B | $1.94B | $1.44B | $1.08B | $831.12M | $674.29M | $5.38B | $5.77B | $5.93B | $5.75B | $4.76B |
| Interest Expense | $1.13B | $1.13B | $1.14B | $1.03B | $542.80M | $382.08M | $541.67M | $707.72M | $522.29M | $308.08M | $185.91M | $128.62M | $95.81M | $2.21B | $2.56B | $2.40B | $2.27B | $3.04B |
| Net Interest Income | $1.50B | $1.50B | $1.48B | $1.56B | $1.49B | $1.39B | $1.48B | $1.62B | $1.41B | $1.13B | $891.34M | $702.50M | $578.48M | $3.17B | $3.21B | $3.53B | $3.48B | $1.72B |
| Provision for Credit Losses | - | - | - | - | - | - | $93.13M | $354.25M | $244.86M | $185.76M | $159.41M | $90.06M | $85.53M | $839.00M | $1.08B | $1.29B | $1.42B | $1.12B |
| Net Interest Income After Provision | $1.17B | $1.17B | $1.07B | $1.22B | $855.33M | $1.43B | $1.39B | $1.27B | $1.17B | $943.46M | $731.93M | $612.44M | $492.95M | $2.33B | $2.13B | $2.23B | $2.06B | $603.77M |
| Non-Interest Income | $482.57M | $482.57M | $368.27M | $247.12M | $334.64M | $632.45M | $331.45M | $48.93M | $-51.90M | $-2.90M | $68.82M | $182.59M | $157.28M | $886.00M | $341.00M | $-174.00M | $1.02B | $1.39B |
| Non-Interest Expense | $659.14M | $659.14M | $641.90M | $685.57M | $559.24M | $519.91M | $564.30M | $574.25M | $556.98M | $449.09M | $386.31M | $355.97M | $316.48M | $1.13B | $1.04B | $1.13B | $1.99B | $1.27B |
| Compensation & Benefits | $345.81M | $345.81M | $349.39M | $326.55M | $270.35M | $258.32M | $282.50M | $278.23M | $252.35M | $213.32M | $184.00M | $158.97M | $129.71M | $504.00M | $491.00M | $521.00M | $561.13M | $549.14M |
| Other Non-Interest Expense | $275.48M | $275.48M | $235.58M | $246.89M | $260.17M | $236.96M | $233.63M | $263.17M | $271.84M | $206.35M | $182.20M | $190.12M | $145.17M | $538.00M | $505.00M | $579.00M | $646.57M | $706.17M |
| Income Before Tax | $992.56M | $992.56M | $798.64M | $778.30M | $630.73M | $1.54B | $1.15B | $743.74M | - | - | - | - | - | - | - | - | - | - |
| Income Tax Expense | $247.72M | $247.72M | $190.31M | $196.91M | $161.71M | $379.75M | $273.32M | $165.46M | $71.85M | $202.53M | $164.11M | $164.78M | $139.97M | $776.00M | $497.00M | $328.00M | $492.77M | $238.36M |
| Net Income | $744.85M | $744.85M | $608.33M | $581.39M | $469.01M | $1.16B | $880.69M | $578.28M | $487.48M | $288.93M | $250.33M | $274.28M | $194.22M | $1.42B | $939.00M | $633.00M | $530.38M | $324.14M |
| Basic EPS | nan | 3.52 | 2.73 | 2.44 | 1.78 | 3.67 | 2.27 | 1.31 | 1.08 | 0.63 | 0.54 | 0.60 | 0.43 | 3.18 | 1.93 | 1.19 | 0.94 | 0.38 |
| Diluted EPS | nan | 3.46 | 2.68 | 2.41 | 1.76 | 3.61 | 2.25 | 1.30 | 1.07 | 0.62 | 0.53 | 0.59 | 0.42 | 3.12 | 1.90 | 1.18 | 0.94 | 0.38 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
FY 2015 (Dec 31, 2015) |
FY 2014 (Dec 31, 2014) |
FY 2013 (Dec 31, 2013) |
FY 2012 (Dec 31, 2012) |
FY 2011 (Dec 31, 2011) |
FY 2010 (Dec 31, 2010) |
FY 2009 (Dec 31, 2009) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $55.00M | $57.00M | $4.15B | $4.62B | $4.33B | $4.46B | $5.56B | $2.56B | $1.53B | $1.92B | $2.42B | $2.36B | $5.19B | $3.90B | $2.79B | $4.34B | $6.07B |
| Investment Securities - AFS | $1.76B | $1.93B | $2.41B | $2.34B | $2.52B | $2.00B | $487.67M | $176.25M | $244.09M | $208.60M | $195.39M | $168.93M | $102.11M | - | - | - | - |
| Total Investment Securities | - | - | - | - | - | - | - | - | - | - | - | - | $892.00M | $1.08B | $1.12B | $956.42M | $2.01B |
| Allowance for Loan Losses | - | - | - | - | - | $1.36B | $441.91M | $341.12M | $251.47M | - | - | - | - | - | - | - | - |
| Loans & Leases (Net) | $20.33B | $20.90B | $20.31B | $19.63B | $20.34B | $19.18B | $24.67B | $22.27B | $18.57B | $15.14B | $11.63B | $9.51B | $7.93B | - | - | - | - |
| Goodwill & Intangibles | $56.00M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Premises & Equipment | $122.19M | $119.35M | $129.50M | $140.73M | $150.52M | $154.67M | $134.75M | $105.50M | $89.75M | $87.06M | $81.27M | $78.47M | $74.19M | - | - | - | - |
| Other Assets | $47.31M | $36.85M | $52.34M | $34.07M | $26.35M | $19.53M | $29.40M | $103.69M | $84.85M | $52.15M | $55.48M | $64.76M | $7.29B | $8.27B | $8.66B | $8.97B | $9.50B |
| Total Assets | $29.75B | $30.07B | $29.17B | $28.81B | $29.22B | $30.77B | $32.69B | $26.64B | $21.78B | $18.53B | $15.21B | $12.97B | $159.54B | $181.26B | $193.34B | $205.31B | $169.99B |
| Total Deposits | $21.06B | $21.07B | $21.65B | $21.45B | $20.83B | $22.67B | $24.28B | $18.94B | $15.51B | $13.44B | $11.49B | $10.54B | $9.00B | - | - | - | - |
| Short-term Borrowings | $498.42M | - | - | - | - | - | - | - | - | - | - | - | $13.79B | $19.86B | $29.57B | $33.62B | $30.90B |
| Long-term Debt | $5.36B | $6.44B | $5.23B | $5.24B | $5.93B | $5.19B | $4.35B | $4.28B | $3.28B | $2.17B | $579.10M | - | $136.65B | $152.40B | $154.39B | $163.54B | $130.55B |
| Other Liabilities | $373.88M | $403.28M | $407.97M | $400.87M | $313.07M | $352.33M | $254.73M | $224.95M | $179.31M | $141.93M | $108.75M | $117.23M | $3.46B | $3.94B | $4.13B | $3.14B | $3.26B |
| Total Liabilities | $27.29B | $27.91B | $27.29B | $27.08B | $27.07B | $28.21B | $29.37B | $23.67B | $19.31B | $16.19B | $13.12B | $11.14B | $153.90B | $176.19B | $188.09B | $200.30B | $164.71B |
| Common Stock | $88.65M | $88.12M | $87.65M | $87.03M | $86.40M | $91.35M | $90.72M | $89.97M | $88.69M | $87.33M | $86.14M | $84.96M | $109.00M | $107.00M | $106.00M | $119.05M | $110.44M |
| Retained Earnings | $4.73B | $4.11B | $3.62B | $3.16B | $2.82B | $1.72B | $1.85B | $1.34B | $868.18M | $595.32M | $366.61M | $113.07M | $2.58B | $1.45B | $770.00M | $308.84M | $604.47M |
| Treasury Stock | - | - | - | - | $2.06B | $798.99M | $324.66M | $142.59M | $107.64M | $67.48M | $41.22M | $12.19M | $2.03B | $1.29B | $320.00M | $-1.88B | $1.86B |
| AOCI | $-40.13M | $-65.86M | $-75.10M | $-93.87M | $-17.90M | $-34.20M | $-12.37M | $10.62M | $2.75M | $-8.67M | $-16.06M | $-11.39M | $13.00M | $-6.00M | $-14.00M | $-44.66M | $-40.83M |
| Total Stockholders Equity | $2.45B | $2.16B | $1.88B | $1.73B | $2.15B | $2.56B | $3.31B | $2.97B | $2.47B | $2.35B | $2.10B | $1.83B | $5.64B | $5.06B | $5.24B | $5.01B | $5.28B |
| Total Liabilities & Equity | $29.75B | $30.07B | $29.17B | $28.81B | $29.22B | $30.77B | $32.69B | $26.64B | $21.78B | $18.53B | $15.21B | $12.97B | $159.54B | $181.26B | $193.34B | $205.31B | $169.99B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
FY 2015 (Dec 31, 2015) |
FY 2014 (Dec 31, 2014) |
FY 2013 (Dec 31, 2013) |
FY 2012 (Dec 31, 2012) |
FY 2011 (Dec 31, 2011) |
FY 2010 (Dec 31, 2010) |
FY 2009 (Dec 31, 2009) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $1.05B | $744.85M | $608.33M | $581.39M | $469.01M | $1.16B | $880.69M | $578.28M | $487.48M | $288.93M | $250.33M | $274.28M | $194.22M | $1.42B | $939.00M | $633.00M | $530.38M | $324.14M |
| Provision for Credit Losses | - | - | - | - | - | - | $93.13M | $354.25M | $244.86M | $185.76M | $159.41M | $90.06M | $85.53M | $839.00M | $1.08B | $1.29B | $1.42B | $1.12B |
| Deferred Taxes | $263.84M | $50.32M | $-34.33M | $-23.22M | $-93.67M | $55.37M | $72.78M | $-9.71M | $-63.30M | $-58.75M | $-88.73M | $-77.23M | $-40.89M | $14.57M | $-11.02M | - | - | - |
| Stock-based Compensation | $76.44M | $40.56M | $40.00M | $36.38M | $34.46M | $30.65M | $36.46M | $30.60M | $31.52M | $27.90M | $22.94M | $21.60M | $24.97M | $47.00M | $47.00M | $56.00M | $39.75M | $51.06M |
| Operating Cash Flow | $-829.41M | $-398.58M | $-329.39M | $-144.64M | $4.99M | $-49.52M | $-182.67M | $-15.64M | $-102.74M | $-166.91M | $-200.93M | $-91.20M | $-436.77M | $2.00B | $2.64B | $3.08B | $-6.69B | $-15.91B |
| Purchases of Securities | $189.77M | $81.34M | $91.88M | $105.97M | $753.13M | $1.26B | $2.08B | $356.41M | $15.88M | $78.33M | $55.77M | - | - | - | - | - | - | - |
| Acquisitions | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investing Cash Flow | $2.01B | $1.05B | $675.99M | $-12.46M | $1.08B | $2.60B | $947.33M | $-2.31B | $-3.25B | $-3.21B | $-3.33B | $-1.85B | $-1.39B | $9.21B | $11.85B | $9.47B | $7.41B | $311.05M |
| Preferred Stock Issued | - | - | - | - | - | - | $-68.06M | - | - | $-165.00M | - | - | - | - | - | - | - | - |
| Common Stock Repurchased | $499.83M | $368.74M | $247.97M | $350.26M | $713.20M | $1.53B | $558.17M | $167.20M | - | - | - | - | - | $600.00M | $900.00M | $300.00M | - | - |
| Dividends Paid | $189.78M | $107.69M | $99.17M | $101.23M | $112.96M | $60.46M | $46.35M | $16.84M | $15.64M | $15.71M | $21.20M | $19.59M | $12.93M | - | - | $154.00M | - | - |
| Financing Cash Flow | $-3.26B | $-1.10B | $228.16M | $-316.23M | $-854.89M | $-2.62B | $-1.88B | $5.36B | $4.40B | $2.99B | $3.03B | $2.00B | $2.00B | $-9.92B | $-13.38B | $-14.10B | $-2.45B | $17.60B |
| Net Change in Cash | $-2.08B | $-455.73M | $574.75M | $-473.33M | $227.49M | $-64.36M | $-1.11B | $3.04B | $1.05B | $-336.33M | $-471.69M | - | - | - | - | - | - | - |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $284.61M | $293.24M | $857.97M | $824.38M |
| Income Before Tax | $185.81M | $-59.56M | $676.57M | $666.47M |
| Income Tax Expense | $49.96M | $-14.41M | $164.90M | $169.70M |
| Net Income | $135.85M | $-45.15M | $511.66M | $496.77M |
| Basic EPS | 0.64 | -0.23 | 2.39 | 2.21 |
| Diluted EPS | 0.63 | -0.23 | 2.35 | 2.18 |
| Basic Shares Outstanding | $207.14M | $214.87M | $209.02M | $218.06M |
| Diluted Shares Outstanding | $210.61M | $214.87M | $212.92M | $221.55M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $3.54B | $4.70B |
| Property Plant & Equipment | $119.29M | $119.35M |
| Total Assets | $29.61B | $30.07B |
| Long-term Debt | $6.84B | $6.44B |
| Total Liabilities | $27.26B | $27.91B |
| Common Stock | $88.64M | $88.12M |
| Retained Earnings | $4.53B | $4.11B |
| Total Stockholders Equity | $2.34B | $2.16B |
| Total Liabilities & Equity | $29.61B | $30.07B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $135.85M | $-45.15M | $511.66M | $496.77M |
| Stock-based Compensation | - | - | $31.54M | $31.74M |
| Deferred Income Tax | - | - | $164.90M | $169.70M |
| Operating Cash Flow | - | - | $-334.12M | $-333.93M |
| Investing Cash Flow | - | - | $208.15M | $407.32M |
| Stock Repurchased | - | - | $244.92M | $200.90M |
| Dividends Paid | - | - | $81.52M | $71.83M |
| Financing Cash Flow | - | - | $-1.02B | $287.63M |
| Net Change in Cash | - | - | $-1.14B | $361.02M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.