$1.56B
Net Interest Income
$581.39M
Net Income
37.9%
Efficiency Ratio
5.19%
Net Int. Margin
33.7%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
Q2 2022 (Jun 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $656.82M | $657.59M | $656.76M | $656.09M | $661.37M | $652.64M | $663.56M | $668.55M | $652.25M | $633.90M | $637.60M | $583.60M | $519.91M | $463.03M |
| Interest Expense | $279.76M | $284.61M | $279.94M | $281.12M | $299.18M | $293.24M | $276.54M | $282.66M | $267.62M | $247.27M | $232.53M | $202.17M | $150.40M | $100.22M |
| Net Interest Income | $377.06M | $372.98M | $376.82M | $374.97M | $362.19M | $359.40M | $387.02M | $385.89M | $384.63M | $386.63M | $405.07M | $381.43M | $369.51M | $362.81M |
| Provision for Credit Losses | - | - | - | - | - | - | - | - | - | - | - | - | $207.60M | $30.55M |
| Net Interest Income After Provision | $395.84M | $193.51M | $228.10M | $351.68M | $254.01M | $87.94M | $374.98M | $370.29M | $186.60M | $368.90M | $290.96M | $84.17M | $161.91M | $332.26M |
| Non-Interest Income | $77.05M | $172.70M | $26.78M | $206.04M | $27.78M | $24.52M | $174.16M | $57.11M | $24.24M | $144.05M | $21.71M | $-40.64M | $95.10M | $258.25M |
| Non-Interest Expense | $156.89M | $180.40M | $167.24M | $154.61M | $149.63M | $172.02M | $161.65M | $202.11M | $170.24M | $156.41M | $156.81M | $140.06M | $152.29M | $134.15M |
| Compensation & Benefits | $86.42M | $83.67M | $84.90M | $90.83M | $80.08M | $87.57M | $96.48M | $77.09M | $83.58M | $78.23M | $87.65M | $67.36M | $65.00M | $66.01M |
| Other Non-Interest Expense | $64.08M | $89.38M | $71.66M | $50.35M | $54.45M | $70.26M | $50.65M | $53.90M | $71.54M | $66.08M | $55.36M | $60.97M | $80.37M | $64.49M |
| Income Before Tax | $316.00M | $185.81M | $87.63M | $403.12M | $132.17M | $-59.56M | $387.49M | $225.29M | $40.61M | $356.55M | $155.86M | $-96.53M | $104.72M | $456.37M |
| Income Tax Expense | $82.81M | $49.96M | $16.36M | $98.58M | $20.61M | $-14.41M | $97.55M | $56.84M | $11.24M | $91.48M | $37.34M | $-19.49M | $29.55M | $114.30M |
| Net Income | $233.19M | $135.85M | $71.27M | $304.54M | $111.55M | $-45.15M | $289.93M | $168.44M | $29.36M | $265.06M | $118.52M | $-77.04M | $75.17M | $342.07M |
| Basic EPS | nan | 0.64 | 0.32 | 1.43 | 0.52 | -0.23 | 1.29 | 0.73 | 0.11 | 1.11 | 0.47 | -0.27 | 0.29 | 1.30 |
| Diluted EPS | nan | 0.63 | 0.32 | 1.40 | 0.50 | -0.23 | 1.27 | 0.72 | 0.11 | 1.10 | 0.47 | -0.27 | 0.29 | 1.29 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
Q2 2022 (Jun 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $55.00M | $3.54B | $4.09B | $3.70B | $57.00M | $4.49B | $3.58B | $4.15B | $3.55B | $3.88B | $3.72B | $4.62B | $4.85B | $3.65B |
| Investment Securities - AFS | $1.76B | $1.78B | $1.65B | $1.66B | $1.93B | $2.02B | $2.27B | $2.41B | $2.32B | $2.37B | $2.31B | $2.34B | $2.43B | $2.57B |
| Allowance for Loan Losses | - | - | - | - | - | - | - | - | - | - | - | - | $1.19B | $1.08B |
| Loans & Leases (Net) | $20.33B | $21.62B | $21.16B | $21.09B | $20.90B | $20.46B | $20.20B | $20.31B | $20.90B | $19.22B | $21.09B | $19.63B | - | - |
| Goodwill & Intangibles | $56.00M | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Premises & Equipment | $122.19M | $119.29M | $117.82M | $117.43M | $119.35M | $122.97M | $127.41M | $129.50M | $132.62M | $134.90M | $137.89M | $140.73M | $144.03M | $146.81M |
| Other Assets | $47.31M | $36.84M | $58.97M | $55.16M | $36.85M | $54.91M | $58.93M | $52.34M | $46.79M | $53.08M | $43.55M | $34.07M | $32.94M | $43.05M |
| Total Assets | $29.75B | $29.61B | $29.60B | $28.90B | $30.07B | $30.01B | $28.28B | $29.17B | $29.27B | $27.71B | $29.45B | $28.81B | $29.14B | $27.50B |
| Total Deposits | $21.06B | $20.01B | $20.48B | $20.07B | $21.07B | $21.45B | $20.90B | $21.65B | $21.55B | $20.36B | $21.80B | $21.45B | $21.28B | $19.98B |
| Short-term Borrowings | $498.42M | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $5.36B | $6.84B | $6.41B | $6.15B | $6.44B | $6.04B | $4.98B | $5.23B | $5.52B | $5.21B | $5.51B | $5.24B | $5.52B | $5.22B |
| Other Liabilities | $373.88M | $413.02M | $335.00M | $277.69M | $403.28M | $397.03M | $283.20M | $407.97M | $407.72M | $326.86M | $309.16M | $400.87M | $357.80M | $322.93M |
| Total Liabilities | $27.29B | $27.26B | $27.23B | $26.50B | $27.91B | $27.88B | $26.16B | $27.29B | $27.47B | $25.90B | $27.63B | $27.08B | $27.16B | $25.52B |
| Common Stock | $88.65M | $88.64M | $88.59M | $88.57M | $88.12M | $88.11M | $88.03M | $87.65M | $87.64M | $87.60M | $87.53M | $87.03M | $87.02M | $87.02M |
| Retained Earnings | $4.73B | $4.53B | $4.43B | $4.39B | $4.11B | $4.03B | $3.88B | $3.62B | $3.49B | $3.49B | $3.25B | $3.16B | $3.27B | $3.23B |
| AOCI | $-40.13M | $-45.17M | $-60.83M | $-55.63M | $-65.86M | $-50.34M | $-77.29M | $-75.10M | $-101.31M | $-83.56M | $-78.33M | $-93.87M | $-93.48M | $-64.00M |
| Total Stockholders Equity | $2.45B | $2.34B | $2.37B | $2.40B | $2.16B | $2.13B | $2.11B | $1.88B | $1.80B | $1.81B | $1.83B | $1.73B | $1.98B | $1.98B |
| Total Liabilities & Equity | $29.75B | $29.61B | $29.60B | $28.90B | $30.07B | $30.01B | $28.28B | $29.17B | $29.27B | $27.71B | $29.45B | $28.81B | $29.14B | $27.50B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
Q2 2022 (Jun 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $233.19M | $135.85M | $375.81M | $304.54M | $111.55M | $496.77M | $289.93M | $168.44M | $412.95M | $383.58M | $118.52M | $-77.04M | $75.17M | $470.88M |
| Deferred Taxes | $-114.59M | $164.90M | $114.94M | $98.58M | $-204.03M | $169.70M | $97.55M | $-163.29M | $140.06M | $128.82M | $37.34M | $-274.87M | $181.20M | $151.65M |
| Stock-based Compensation | $9.02M | $31.54M | $22.61M | $13.27M | $8.26M | $31.74M | $13.79M | $8.08M | $28.30M | $19.83M | $11.54M | $7.31M | $27.15M | $20.30M |
| Operating Cash Flow | $-64.46M | $-334.12M | $-284.78M | $-146.05M | $4.54M | $-333.93M | $-76.71M | $-27.14M | $-117.50M | $-58.15M | $8.89M | $-875.00K | $5.87M | $2.50M |
| Purchases of Securities | $11.07M | $70.26M | $70.26M | $38.17M | $14.92M | $76.96M | $25.79M | $35.18M | $70.79M | $44.78M | $4.99M | - | $753.13M | $753.13M |
| Investing Cash Flow | $838.61M | $208.15M | $461.94M | $496.93M | $268.67M | $407.32M | $572.33M | $922.78M | $-935.24M | $760.03M | $-1.47B | $63.19M | $1.01B | $1.36B |
| Common Stock Repurchased | $123.82M | $244.92M | $101.40M | $29.70M | $47.07M | $200.90M | $25.46M | $90.93M | $259.33M | $259.33M | $4.00M | $157.59M | $555.61M | $545.50M |
| Dividends Paid | $26.17M | $81.52M | $54.62M | $27.47M | $27.34M | $71.83M | $24.28M | $24.42M | $76.82M | $51.94M | $26.64M | $26.74M | $86.22M | $58.58M |
| Financing Cash Flow | $-88.10M | $-1.02B | $-795.19M | $-1.36B | $-59.47M | $287.63M | $-1.06B | $-319.42M | $3.19M | $-1.45B | $587.47M | $-314.15M | $-540.74M | $-2.11B |
| Net Change in Cash | $686.04M | $-1.14B | $-618.03M | $-1.01B | $213.74M | $361.02M | $-567.68M | $576.22M | $-1.05B | $-746.49M | $-874.69M | $-251.84M | $479.33M | $-748.59M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $284.61M | $293.24M | $857.97M | $824.38M |
| Income Before Tax | $185.81M | $-59.56M | $676.57M | $666.47M |
| Income Tax Expense | $49.96M | $-14.41M | $164.90M | $169.70M |
| Net Income | $135.85M | $-45.15M | $511.66M | $496.77M |
| Basic EPS | 0.64 | -0.23 | 2.39 | 2.21 |
| Diluted EPS | 0.63 | -0.23 | 2.35 | 2.18 |
| Basic Shares Outstanding | $207.14M | $214.87M | $209.02M | $218.06M |
| Diluted Shares Outstanding | $210.61M | $214.87M | $212.92M | $221.55M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $3.54B | $4.70B |
| Property Plant & Equipment | $119.29M | $119.35M |
| Total Assets | $29.61B | $30.07B |
| Long-term Debt | $6.84B | $6.44B |
| Total Liabilities | $27.26B | $27.91B |
| Common Stock | $88.64M | $88.12M |
| Retained Earnings | $4.53B | $4.11B |
| Total Stockholders Equity | $2.34B | $2.16B |
| Total Liabilities & Equity | $29.61B | $30.07B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $135.85M | $-45.15M | $511.66M | $496.77M |
| Stock-based Compensation | - | - | $31.54M | $31.74M |
| Deferred Income Tax | - | - | $164.90M | $169.70M |
| Operating Cash Flow | - | - | $-334.12M | $-333.93M |
| Investing Cash Flow | - | - | $208.15M | $407.32M |
| Stock Repurchased | - | - | $244.92M | $200.90M |
| Dividends Paid | - | - | $81.52M | $71.83M |
| Financing Cash Flow | - | - | $-1.02B | $287.63M |
| Net Change in Cash | - | - | $-1.14B | $361.02M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.