$1.56B
Net Interest Income
$581.39M
Net Income
37.9%
Efficiency Ratio
5.19%
Net Int. Margin
33.7%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $2.63B | $2.63B | $2.62B | $2.59B | $2.03B | $1.78B |
| Interest Expense | $1.13B | $1.13B | $1.14B | $1.03B | $542.80M | $382.08M |
| Net Interest Income | $1.50B | $1.50B | $1.48B | $1.56B | $1.49B | $1.39B |
| Net Interest Income After Provision | $1.17B | $1.17B | $1.07B | $1.22B | $855.33M | $1.43B |
| Non-Interest Income | $482.57M | $482.57M | $368.27M | $247.12M | $334.64M | $632.45M |
| Non-Interest Expense | $659.14M | $659.14M | $641.90M | $685.57M | $559.24M | $519.91M |
| Compensation & Benefits | $345.81M | $345.81M | $349.39M | $326.55M | $270.35M | $258.32M |
| Other Non-Interest Expense | $275.48M | $275.48M | $235.58M | $246.89M | $260.17M | $236.96M |
| Income Before Tax | $992.56M | $992.56M | $798.64M | $778.30M | $630.73M | $1.54B |
| Income Tax Expense | $247.72M | $247.72M | $190.31M | $196.91M | $161.71M | $379.75M |
| Net Income | $744.85M | $744.85M | $608.33M | $581.39M | $469.01M | $1.16B |
| Basic EPS | nan | 3.52 | 2.73 | 2.44 | 1.78 | 3.67 |
| Diluted EPS | nan | 3.46 | 2.68 | 2.41 | 1.76 | 3.61 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $55.00M | $57.00M | $4.15B | $4.62B | $4.33B |
| Investment Securities - AFS | $1.76B | $1.93B | $2.41B | $2.34B | $2.52B |
| Loans & Leases (Net) | $20.33B | $20.90B | $20.31B | $19.63B | $20.34B |
| Goodwill & Intangibles | $56.00M | - | - | - | - |
| Premises & Equipment | $122.19M | $119.35M | $129.50M | $140.73M | $150.52M |
| Other Assets | $47.31M | $36.85M | $52.34M | $34.07M | $26.35M |
| Total Assets | $29.75B | $30.07B | $29.17B | $28.81B | $29.22B |
| Total Deposits | $21.06B | $21.07B | $21.65B | $21.45B | $20.83B |
| Short-term Borrowings | $498.42M | - | - | - | - |
| Long-term Debt | $5.36B | $6.44B | $5.23B | $5.24B | $5.93B |
| Other Liabilities | $373.88M | $403.28M | $407.97M | $400.87M | $313.07M |
| Total Liabilities | $27.29B | $27.91B | $27.29B | $27.08B | $27.07B |
| Common Stock | $88.65M | $88.12M | $87.65M | $87.03M | $86.40M |
| Retained Earnings | $4.73B | $4.11B | $3.62B | $3.16B | $2.82B |
| Treasury Stock | - | - | - | - | $2.06B |
| AOCI | $-40.13M | $-65.86M | $-75.10M | $-93.87M | $-17.90M |
| Total Stockholders Equity | $2.45B | $2.16B | $1.88B | $1.73B | $2.15B |
| Total Liabilities & Equity | $29.75B | $30.07B | $29.17B | $28.81B | $29.22B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $1.05B | $744.85M | $608.33M | $581.39M | $469.01M | $1.16B |
| Deferred Taxes | $263.84M | $50.32M | $-34.33M | $-23.22M | $-93.67M | $55.37M |
| Stock-based Compensation | $76.44M | $40.56M | $40.00M | $36.38M | $34.46M | $30.65M |
| Operating Cash Flow | $-829.41M | $-398.58M | $-329.39M | $-144.64M | $4.99M | $-49.52M |
| Purchases of Securities | $189.77M | $81.34M | $91.88M | $105.97M | $753.13M | $1.26B |
| Investing Cash Flow | $2.01B | $1.05B | $675.99M | $-12.46M | $1.08B | $2.60B |
| Preferred Stock Issued | - | - | - | - | - | - |
| Common Stock Repurchased | $499.83M | $368.74M | $247.97M | $350.26M | $713.20M | $1.53B |
| Dividends Paid | $189.78M | $107.69M | $99.17M | $101.23M | $112.96M | $60.46M |
| Financing Cash Flow | $-3.26B | $-1.10B | $228.16M | $-316.23M | $-854.89M | $-2.62B |
| Net Change in Cash | $-2.08B | $-455.73M | $574.75M | $-473.33M | $227.49M | $-64.36M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $284.61M | $293.24M | $857.97M | $824.38M |
| Income Before Tax | $185.81M | $-59.56M | $676.57M | $666.47M |
| Income Tax Expense | $49.96M | $-14.41M | $164.90M | $169.70M |
| Net Income | $135.85M | $-45.15M | $511.66M | $496.77M |
| Basic EPS | 0.64 | -0.23 | 2.39 | 2.21 |
| Diluted EPS | 0.63 | -0.23 | 2.35 | 2.18 |
| Basic Shares Outstanding | $207.14M | $214.87M | $209.02M | $218.06M |
| Diluted Shares Outstanding | $210.61M | $214.87M | $212.92M | $221.55M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $3.54B | $4.70B |
| Property Plant & Equipment | $119.29M | $119.35M |
| Total Assets | $29.61B | $30.07B |
| Long-term Debt | $6.84B | $6.44B |
| Total Liabilities | $27.26B | $27.91B |
| Common Stock | $88.64M | $88.12M |
| Retained Earnings | $4.53B | $4.11B |
| Total Stockholders Equity | $2.34B | $2.16B |
| Total Liabilities & Equity | $29.61B | $30.07B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $135.85M | $-45.15M | $511.66M | $496.77M |
| Stock-based Compensation | - | - | $31.54M | $31.74M |
| Deferred Income Tax | - | - | $164.90M | $169.70M |
| Operating Cash Flow | - | - | $-334.12M | $-333.93M |
| Investing Cash Flow | - | - | $208.15M | $407.32M |
| Stock Repurchased | - | - | $244.92M | $200.90M |
| Dividends Paid | - | - | $81.52M | $71.83M |
| Financing Cash Flow | - | - | $-1.02B | $287.63M |
| Net Change in Cash | - | - | $-1.14B | $361.02M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.