$21.40B
Net Interest Income
$10.73B
Net Income
37.0%
Efficiency Ratio
0.61%
Net Int. Margin
15.2%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
FY 2015 (Dec 31, 2015) |
FY 2014 (Dec 31, 2014) |
FY 2013 (Dec 31, 2013) |
FY 2012 (Dec 31, 2012) |
FY 2011 (Dec 31, 2011) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $129.82B | $129.82B | $117.88B | $105.36B | $83.46B | $61.53B | $62.34B | $72.89B | $70.05B | $67.81B | $65.17B | $67.09B | $69.48B | $72.70B | $84.72B | $99.14B |
| Interest Expense | $108.42B | $108.42B | $98.14B | $86.82B | $65.45B | $43.95B | $49.57B | $61.05B | $58.03B | $53.64B | $50.59B | $51.92B | $54.92B | $55.78B | $66.50B | $79.99B |
| Net Interest Income | $21.40B | $21.40B | $19.74B | $18.54B | $18.00B | $17.58B | $12.77B | $11.85B | $12.02B | $14.16B | $14.38B | $14.95B | $14.26B | $16.47B | $17.61B | $18.40B |
| Provision for Credit Losses | $1.29B | $1.29B | $476.00M | $-872.00M | $1.84B | $-1.04B | $1.45B | $-746.00M | $-736.00M | $-84.00M | $-803.00M | $-2.67B | $58.00M | $-2.46B | $1.89B | $10.70B |
| Net Interest Income After Provision | - | - | - | - | - | - | - | - | $12.76B | $14.25B | $15.18B | $17.61B | $14.21B | $18.93B | $15.72B | $7.70B |
| Non-Interest Income | $1.87B | $1.87B | $4.17B | $2.69B | $3.26B | $4.37B | $3.89B | $2.23B | $3.54B | $6.87B | $500.00M | $-3.60B | $-113.00M | $8.52B | $-4.08B | $-10.88B |
| Other Non-Interest Income | $485.00M | $485.00M | $488.00M | $365.00M | $507.00M | $593.00M | $633.00M | $323.00M | $714.00M | $7.48B | $1.25B | $-879.00M | $8.04B | $6.65B | $2.19B | $2.15B |
| Total Revenue | $23.27B | $23.27B | $23.91B | $21.23B | $21.26B | $21.95B | $16.66B | $14.08B | $15.57B | $21.06B | - | - | - | - | - | - |
| Revenue Growth % | 0.0% | -2.7% | 12.6% | -0.2% | -3.1% | 31.8% | 18.3% | -9.6% | -26.1% | nan% | nan% | nan% | nan% | nan% | nan% | nan% |
| Non-Interest Expense | $8.62B | $8.62B | $8.66B | $8.90B | $7.82B | $7.79B | $5.98B | $5.78B | $4.83B | $4.28B | $4.04B | $4.74B | $3.09B | $2.09B | $2.19B | $2.48B |
| Compensation & Benefits | $1.71B | $1.71B | $1.68B | $1.61B | $1.51B | $1.40B | $1.34B | $1.43B | $1.23B | $1.10B | $989.00M | $975.00M | $914.00M | $833.00M | $810.00M | $832.00M |
| Occupancy Expense | - | - | - | - | - | - | - | - | - | - | $66.00M | $56.00M | $58.00M | $54.00M | $57.00M | $62.00M |
| Professional Fees | - | - | - | - | - | - | $398.00M | $445.00M | $486.00M | $452.00M | $489.00M | $497.00M | $527.00M | $543.00M | $361.00M | $270.00M |
| Other Non-Interest Expense | $329.00M | $329.00M | $201.00M | $1.77B | $1.42B | $728.00M | $723.00M | $657.00M | $881.00M | $648.00M | $599.00M | $1.51B | $238.00M | $424.00M | $573.00M | $392.00M |
| Income Before Tax | $13.36B | $13.36B | $14.78B | $13.20B | $11.60B | $15.20B | $9.23B | $9.05B | - | - | - | - | - | - | - | - |
| Income Tax Expense | $2.63B | $2.63B | $2.92B | $2.66B | $2.28B | $3.09B | $1.90B | $1.83B | $2.24B | $11.21B | $3.82B | $2.90B | $3.31B | $-23.30B | $-1.54B | $-400.00M |
| Net Income | $10.73B | $10.73B | $11.86B | $10.54B | $9.33B | $12.11B | $7.33B | $7.21B | $9.23B | $5.62B | $7.82B | $6.38B | $7.69B | $48.67B | $10.98B | $-5.27B |
| Net Margin % | 46.1% | 46.1% | 49.6% | 49.6% | 43.9% | 55.2% | 44.0% | 51.2% | 59.3% | 26.7% | nan% | nan% | nan% | nan% | nan% | nan% |
| Basic EPS | -0.02 | -0.02 | 0.00 | -0.05 | 0.11 | 0.15 | 0.01 | -0.18 | nan | nan | nan | nan | nan | nan | nan | -3.63 |
| Diluted EPS | -0.02 | -0.02 | 0.00 | -0.05 | 0.11 | 0.15 | 0.01 | -0.18 | nan | nan | nan | nan | nan | nan | nan | -3.63 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
FY 2015 (Dec 31, 2015) |
FY 2014 (Dec 31, 2014) |
FY 2013 (Dec 31, 2013) |
FY 2012 (Dec 31, 2012) |
FY 2011 (Dec 31, 2011) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | - | - | - | - | - | - | - | - | $6.85B | $12.37B | $5.59B | $10.93B | $11.28B | $8.51B | $28.44B |
| Fed Funds Sold & Repos | - | - | - | - | - | - | - | - | - | - | - | $51.90B | $62.38B | $37.56B | $12.04B |
| Investment Securities - AFS | $3.32B | $3.90B | - | - | - | - | - | - | - | - | - | $106.55B | $128.92B | $174.90B | $210.66B |
| Total Investment Securities | $85.41B | $55.77B | $43.27B | $38.70B | $53.02B | $59.83B | $75.71B | $69.11B | $84.32B | $111.55B | $114.22B | $136.99B | $152.32B | $216.39B | $269.49B |
| Allowance for Loan Losses | $7.97B | $6.77B | $6.38B | $7.39B | $4.95B | $5.73B | $4.23B | $6.14B | $8.97B | $13.43B | $15.33B | $21.76B | $24.62B | $30.71B | $39.26B |
| Other Assets | $26.57B | $21.33B | $25.93B | $27.16B | $29.42B | $39.29B | $22.80B | $10.98B | $13.69B | $12.36B | $7.47B | $7.69B | $8.54B | $13.77B | $10.51B |
| Total Assets | $3,497.60B | $3,386.69B | $3,280.98B | $3,208.33B | $3,025.59B | $2,627.41B | $2,203.62B | $2,063.06B | $2,049.78B | $2,023.38B | $1,986.05B | $1,945.54B | $1,966.06B | $1,989.86B | $2,147.22B |
| Short-term Borrowings | $37.72B | $14.68B | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $169.30B | $167.33B | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Liabilities | $11.60B | $12.35B | $16.10B | $18.17B | $11.10B | $11.29B | $8.04B | $6.40B | $8.97B | $9.49B | $5.25B | $5.06B | $5.49B | $6.10B | $6.05B |
| Total Liabilities | $3,427.21B | $3,327.12B | $3,233.25B | $3,171.32B | $2,997.55B | $2,611.00B | $2,194.50B | $2,058.58B | $2,050.09B | $2,018.30B | $1,983.11B | $1,942.89B | $1,953.23B | $1,981.03B | $2,147.36B |
| Common Stock | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Retained Earnings | $-12.54B | $-23.27B | $-35.13B | $-45.67B | $-54.99B | $-67.10B | $-74.19B | $-78.26B | $-83.26B | $-77.94B | $-80.77B | $-81.64B | $-69.72B | $-70.80B | $-74.53B |
| Treasury Stock | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.91B |
| AOCI | $51.00M | $-27.00M | $-22.00M | $-188.00M | $154.00M | $643.00M | $438.00M | $-135.00M | $389.00M | $456.00M | $1.15B | $1.73B | $-6.00M | $-2.94B | $-8.00B |
| Total Stockholders Equity | $70.38B | $59.58B | $47.72B | $37.02B | $28.03B | $16.41B | $9.12B | $4.48B | $-312.00M | $5.08B | $2.94B | $2.65B | $12.84B | $8.83B | $-146.00M |
| Total Liabilities & Equity | $3,497.60B | $3,386.69B | $3,280.98B | $3,208.33B | $3,025.59B | $2,627.41B | $2,203.62B | $2,063.06B | $2,049.78B | $2,023.38B | $1,986.05B | $1,945.54B | $1,966.06B | $1,989.86B | $2,147.22B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
FY 2015 (Dec 31, 2015) |
FY 2014 (Dec 31, 2014) |
FY 2013 (Dec 31, 2013) |
FY 2012 (Dec 31, 2012) |
FY 2011 (Dec 31, 2011) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $10.73B | $10.73B | $11.86B | $10.54B | $9.33B | $12.11B | $7.33B | $7.21B | $9.23B | $5.62B | $7.82B | $6.38B | $7.69B | $48.67B | $10.98B | $-5.27B |
| Provision for Credit Losses | $1.57B | $1.29B | $476.00M | $-872.00M | $1.84B | $-1.04B | $1.45B | $-746.00M | $-736.00M | $-84.00M | $-803.00M | $-2.67B | $58.00M | $-2.46B | $1.89B | $10.70B |
| Other Operating Adjustments | - | $-1.94B | $-337.00M | $-913.00M | $708.00M | $-196.00M | $-1.26B | $-279.00M | $-975.00M | $-674.00M | $-944.00M | $-428.00M | $-565.00M | $-2.96B | $-1.72B | $-2.81B |
| Operating Cash Flow | $34.66B | $19.37B | $6.63B | $7.62B | $11.93B | $16.35B | $907.00M | $12.20B | $674.00M | $5.46B | $4.86B | $-934.00M | - | $18.53B | $8.47B | $10.32B |
| Purchases of Securities | - | - | - | - | - | - | $13.13B | $8.97B | $19.70B | $10.55B | $28.31B | $6.82B | $25.29B | $9.68B | $3.25B | $12.17B |
| Sales of Securities | - | $989.00M | $1.18B | $3.16B | - | - | $46.39B | $12.98B | $21.95B | $23.03B | $20.70B | $18.90B | $32.06B | $24.68B | $1.73B | $2.64B |
| Maturities of Securities | - | - | - | - | - | - | $3.65B | $4.26B | $6.00B | $11.76B | $15.87B | $20.81B | $20.73B | $33.63B | $38.52B | $34.32B |
| Investing Cash Flow | $12.15B | $4.74B | $9.62B | $44.25B | $11.40B | $24.25B | $-83.36B | $48.15B | $119.65B | $151.44B | $169.23B | $178.95B | - | $391.25B | $494.40B | $373.69B |
| Financing Cash Flow | $-49.02B | $-24.32B | $-16.74B | $-52.21B | $-27.11B | $-54.34B | $101.15B | $-62.43B | $-122.86B | $-162.43B | $-167.31B | $-183.34B | - | $-407.01B | $-522.79B | $-392.58B |
| Net Change in Cash | $-2.22B | $-207.00M | $-485.00M | $-341.00M | $-3.79B | $-13.74B | $18.70B | $-2.08B | - | - | - | - | - | - | - | - |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $27.52B | $24.81B | $83.39B | $74.24B |
| Income Before Tax | $3.45B | $3.85B | $9.91B | $10.76B |
| Income Tax Expense | $675.00M | $741.00M | $1.95B | $2.12B |
| Net Income | $2.77B | $3.10B | $7.95B | $8.64B |
| Basic EPS | 0.00 | -0.02 | -0.02 | -0.01 |
| Diluted EPS | 0.00 | -0.02 | -0.02 | -0.01 |
| Basic Shares Outstanding | $3.23B | $3.23B | $3.23B | $3.23B |
| Diluted Shares Outstanding | $3.23B | $3.23B | $3.23B | $3.23B |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Total Assets | $3,468.19B | $3,386.69B |
| Total Liabilities | $3,400.59B | $3,327.12B |
| Common Stock | - | - |
| Retained Earnings | $-15.32B | $-23.27B |
| Treasury Stock | $3.88B | $3.88B |
| Total Stockholders Equity | $67.60B | $59.58B |
| Total Liabilities & Equity | $3,468.19B | $3,386.69B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $2.77B | $3.10B | $7.95B | $8.64B |
| Operating Cash Flow | - | - | $16.80B | $7.53B |
| Purchases of Investments | - | - | $74.58B | $67.23B |
| Sales of Investments | - | - | $40.91B | $58.88B |
| Investing Cash Flow | - | - | $33.00M | $23.20B |
| Financing Cash Flow | - | - | $-17.74B | $-31.89B |
| Net Change in Cash | - | - | $-910.00M | $-1.16B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.