$21.40B
Net Interest Income
$10.73B
Net Income
37.0%
Efficiency Ratio
0.61%
Net Int. Margin
15.2%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $33.43B | $32.98B | $32.05B | $31.36B | $30.62B | $29.81B | $29.06B |
| Interest Expense | $27.89B | $27.52B | $26.75B | $26.26B | $23.90B | $24.81B | $24.14B |
| Net Interest Income | $5.55B | $5.46B | $5.30B | $5.10B | $5.05B | $5.00B | $4.93B |
| Provision for Credit Losses | $52.00M | $175.00M | $783.00M | $280.00M | $92.00M | $-191.00M | $394.00M |
| Non-Interest Income | $217.00M | $284.00M | $617.00M | $750.00M | $1.28B | $839.00M | $1.06B |
| Other Non-Interest Income | $123.00M | $144.00M | $100.00M | $118.00M | $154.00M | $109.00M | $128.00M |
| Total Revenue | $5.76B | $5.74B | $5.92B | $5.85B | $6.33B | $5.84B | $5.99B |
| Revenue Growth % (YoY) | -8.9% | -1.7% | -1.2% | nan% | nan% | nan% | nan% |
| Non-Interest Expense | $2.26B | $2.12B | $2.16B | $2.09B | $2.22B | $2.18B | $2.13B |
| Compensation & Benefits | $412.00M | $423.00M | $453.00M | $423.00M | $412.00M | $424.00M | $420.00M |
| Other Non-Interest Expense | $128.00M | $72.00M | $74.00M | $55.00M | $-860.00M | $359.00M | $351.00M |
| Income Before Tax | $3.45B | $3.45B | $2.98B | $3.48B | $4.02B | $3.85B | $3.46B |
| Income Tax Expense | $677.00M | $675.00M | $588.00M | $690.00M | $796.00M | $741.00M | $695.00M |
| Net Income | $2.78B | $2.77B | $2.39B | $2.79B | $3.22B | $3.10B | $2.77B |
| Net Margin % | 48.2% | 48.3% | 40.3% | 47.7% | 50.9% | 53.2% | 46.2% |
| Basic EPS | 0.00 | 0.00 | -0.01 | -0.01 | 0.01 | -0.02 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | -0.01 | -0.01 | 0.01 | -0.02 | 0.00 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Investment Securities - AFS | $3.32B | - | - | - | $3.90B | - | - |
| Total Investment Securities | $85.41B | $83.86B | $82.85B | $59.05B | $55.77B | $43.61B | $43.48B |
| Allowance for Loan Losses | $7.97B | $7.89B | $7.73B | $6.97B | $6.77B | $6.74B | $6.84B |
| Other Assets | $26.57B | $26.32B | $23.85B | $23.41B | $21.33B | $23.71B | $27.61B |
| Total Assets | $3,497.60B | $3,468.19B | $3,436.28B | $3,409.12B | $3,386.69B | $3,342.58B | $3,307.25B |
| Short-term Borrowings | $37.72B | - | - | - | $14.68B | - | - |
| Long-term Debt | $169.30B | - | - | - | $167.33B | - | - |
| Other Liabilities | $11.60B | $11.33B | $11.97B | $11.86B | $12.35B | $11.70B | $17.07B |
| Total Liabilities | $3,427.21B | $3,400.59B | $3,371.47B | $3,346.71B | $3,327.12B | $3,286.19B | $3,254.03B |
| Common Stock | - | - | - | - | - | - | - |
| Retained Earnings | $-12.54B | $-15.32B | $-18.09B | $-20.48B | $-23.27B | $-26.49B | $-29.60B |
| Treasury Stock | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B |
| AOCI | $51.00M | $44.00M | $28.00M | $7.00M | $-27.00M | $10.00M | $-52.00M |
| Total Stockholders Equity | $70.38B | $67.60B | $64.81B | $62.40B | $59.58B | $56.39B | $53.22B |
| Total Liabilities & Equity | $3,497.60B | $3,468.19B | $3,436.28B | $3,409.12B | $3,386.69B | $3,342.58B | $3,307.25B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $2.78B | $2.77B | $2.39B | $2.79B | $3.22B | $8.64B | $2.77B |
| Provision for Credit Losses | $52.00M | $175.00M | $1.06B | $280.00M | $92.00M | $-191.00M | $394.00M |
| Operating Cash Flow | $2.58B | $16.80B | $11.71B | $3.57B | $-900.00M | $7.53B | $3.82B |
| Investing Cash Flow | $4.71B | $33.00M | $914.00M | $6.49B | $-13.58B | $23.20B | $22.33B |
| Financing Cash Flow | $-6.59B | $-17.74B | $-13.90B | $-10.80B | $15.15B | $-31.89B | $-26.64B |
| Net Change in Cash | $703.00M | $-910.00M | $-1.27B | $-744.00M | $677.00M | $-1.16B | $-487.00M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $27.52B | $24.81B | $83.39B | $74.24B |
| Income Before Tax | $3.45B | $3.85B | $9.91B | $10.76B |
| Income Tax Expense | $675.00M | $741.00M | $1.95B | $2.12B |
| Net Income | $2.77B | $3.10B | $7.95B | $8.64B |
| Basic EPS | 0.00 | -0.02 | -0.02 | -0.01 |
| Diluted EPS | 0.00 | -0.02 | -0.02 | -0.01 |
| Basic Shares Outstanding | $3.23B | $3.23B | $3.23B | $3.23B |
| Diluted Shares Outstanding | $3.23B | $3.23B | $3.23B | $3.23B |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Total Assets | $3,468.19B | $3,386.69B |
| Total Liabilities | $3,400.59B | $3,327.12B |
| Common Stock | - | - |
| Retained Earnings | $-15.32B | $-23.27B |
| Treasury Stock | $3.88B | $3.88B |
| Total Stockholders Equity | $67.60B | $59.58B |
| Total Liabilities & Equity | $3,468.19B | $3,386.69B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $2.77B | $3.10B | $7.95B | $8.64B |
| Operating Cash Flow | - | - | $16.80B | $7.53B |
| Purchases of Investments | - | - | $74.58B | $67.23B |
| Sales of Investments | - | - | $40.91B | $58.88B |
| Investing Cash Flow | - | - | $33.00M | $23.20B |
| Financing Cash Flow | - | - | $-17.74B | $-31.89B |
| Net Change in Cash | - | - | $-910.00M | $-1.16B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.