$21.40B
Net Interest Income
$10.73B
Net Income
37.0%
Efficiency Ratio
0.61%
Net Int. Margin
15.2%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $33.43B | $32.98B | $32.05B | $31.36B | $30.62B | $29.81B | $29.06B | $28.39B | $27.82B | $26.80B | $25.75B | $24.99B | $23.82B | $21.89B |
| Interest Expense | $27.89B | $27.52B | $26.75B | $26.26B | $23.90B | $24.81B | $24.14B | $23.63B | $23.05B | $22.05B | $21.23B | $20.49B | $19.23B | $17.34B |
| Net Interest Income | $5.55B | $5.46B | $5.30B | $5.10B | $5.05B | $5.00B | $4.93B | $4.76B | $4.77B | $4.75B | $4.52B | $4.50B | $4.59B | $4.55B |
| Provision for Credit Losses | $52.00M | $175.00M | $783.00M | $280.00M | $92.00M | $-191.00M | $394.00M | $181.00M | $-467.00M | $-263.00M | $-537.00M | $395.00M | $575.00M | $1.80B |
| Non-Interest Income | $217.00M | $284.00M | $617.00M | $750.00M | $1.28B | $839.00M | $1.06B | $998.00M | $604.00M | $941.00M | $816.00M | $326.00M | $245.00M | $627.00M |
| Other Non-Interest Income | $123.00M | $144.00M | $100.00M | $118.00M | $154.00M | $109.00M | $128.00M | $97.00M | $99.00M | $85.00M | $96.00M | $85.00M | $142.00M | $87.00M |
| Total Revenue | $5.76B | $5.74B | $5.92B | $5.85B | $6.33B | $5.84B | $5.99B | $5.76B | $5.37B | $5.69B | $5.34B | $4.83B | $4.83B | $5.18B |
| Revenue Growth % (YoY) | -8.9% | -1.7% | -1.2% | 1.7% | 17.8% | 2.6% | 12.2% | 19.3% | 11.2% | 9.8% | nan% | nan% | nan% | nan% |
| Non-Interest Expense | $2.26B | $2.12B | $2.16B | $2.09B | $2.22B | $2.18B | $2.13B | $2.12B | $2.19B | $2.58B | $2.20B | $1.93B | $2.04B | $1.82B |
| Compensation & Benefits | $412.00M | $423.00M | $453.00M | $423.00M | $412.00M | $424.00M | $420.00M | $421.00M | $409.00M | $418.00M | $405.00M | $374.00M | $390.00M | $387.00M |
| Other Non-Interest Expense | $128.00M | $72.00M | $74.00M | $55.00M | $-860.00M | $359.00M | $351.00M | $351.00M | $410.00M | $664.00M | $350.00M | $342.00M | $388.00M | $353.00M |
| Income Before Tax | $3.45B | $3.45B | $2.98B | $3.48B | $4.02B | $3.85B | $3.46B | $3.45B | $3.65B | $3.38B | $3.67B | $2.50B | $2.22B | $1.56B |
| Income Tax Expense | $677.00M | $675.00M | $588.00M | $690.00M | $796.00M | $741.00M | $695.00M | $688.00M | $736.00M | $692.00M | $728.00M | $505.00M | $453.00M | $247.00M |
| Net Income | $2.78B | $2.77B | $2.39B | $2.79B | $3.22B | $3.10B | $2.77B | $2.77B | $2.91B | $2.69B | $2.94B | $2.00B | $1.76B | $1.31B |
| Net Margin % | 48.2% | 48.3% | 40.3% | 47.7% | 50.9% | 53.2% | 46.2% | 48.0% | 54.2% | 47.2% | 55.1% | 41.3% | 36.5% | 25.3% |
| Basic EPS | 0.00 | 0.00 | -0.01 | -0.01 | 0.01 | -0.02 | 0.00 | 0.01 | -0.04 | -0.01 | 0.02 | -0.02 | 0.00 | 0.06 |
| Diluted EPS | 0.00 | 0.00 | -0.01 | -0.01 | 0.01 | -0.02 | 0.00 | 0.01 | -0.04 | -0.01 | 0.02 | -0.02 | 0.00 | 0.06 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Investment Securities - AFS | $3.32B | - | - | - | $3.90B | - | - | - | - | - | - | - | - | - |
| Total Investment Securities | $85.41B | $83.86B | $82.85B | $59.05B | $55.77B | $43.61B | $43.48B | $41.40B | $43.27B | $39.44B | $41.63B | $37.71B | $38.70B | $43.27B |
| Allowance for Loan Losses | $7.97B | $7.89B | $7.73B | $6.97B | $6.77B | $6.74B | $6.84B | $6.57B | $6.38B | $6.95B | $7.34B | $7.83B | $7.39B | $6.85B |
| Other Assets | $26.57B | $26.32B | $23.85B | $23.41B | $21.33B | $23.71B | $27.61B | $25.19B | $25.93B | $22.55B | $22.81B | $22.34B | $27.16B | $22.92B |
| Total Assets | $3,497.60B | $3,468.19B | $3,436.28B | $3,409.12B | $3,386.69B | $3,342.58B | $3,307.25B | $3,287.37B | $3,280.98B | $3,271.64B | $3,250.96B | $3,224.98B | $3,208.33B | $3,190.66B |
| Short-term Borrowings | $37.72B | - | - | - | $14.68B | - | - | - | - | - | - | - | - | - |
| Long-term Debt | $169.30B | - | - | - | $167.33B | - | - | - | - | - | - | - | - | - |
| Other Liabilities | $11.60B | $11.33B | $11.97B | $11.86B | $12.35B | $11.70B | $17.07B | $16.46B | $16.10B | $16.43B | $11.86B | $10.89B | $18.17B | $11.29B |
| Total Liabilities | $3,427.21B | $3,400.59B | $3,371.47B | $3,346.71B | $3,327.12B | $3,286.19B | $3,254.03B | $3,236.91B | $3,233.25B | $3,226.98B | $3,209.00B | $3,185.91B | $3,171.32B | $3,155.43B |
| Common Stock | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Retained Earnings | $-12.54B | $-15.32B | $-18.09B | $-20.48B | $-23.27B | $-26.49B | $-29.60B | $-32.36B | $-35.13B | $-38.04B | $-40.73B | $-43.67B | $-45.67B | $-47.43B |
| Treasury Stock | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B |
| AOCI | $51.00M | $44.00M | $28.00M | $7.00M | $-27.00M | $10.00M | $-52.00M | $-47.00M | $-22.00M | $-169.00M | $-188.00M | $-134.00M | $-188.00M | $-213.00M |
| Total Stockholders Equity | $70.38B | $67.60B | $64.81B | $62.40B | $59.58B | $56.39B | $53.22B | $50.46B | $47.72B | $44.66B | $41.96B | $39.07B | $37.02B | $35.23B |
| Total Liabilities & Equity | $3,497.60B | $3,468.19B | $3,436.28B | $3,409.12B | $3,386.69B | $3,342.58B | $3,307.25B | $3,287.37B | $3,280.98B | $3,271.64B | $3,250.96B | $3,224.98B | $3,208.33B | $3,190.66B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $2.78B | $2.77B | $2.39B | $2.79B | $3.22B | $8.64B | $2.77B | $2.77B | $2.91B | $7.62B | $2.94B | $2.00B | $1.76B | $7.56B |
| Provision for Credit Losses | $52.00M | $175.00M | $1.06B | $280.00M | $92.00M | $-191.00M | $394.00M | $181.00M | $-467.00M | $-405.00M | $-142.00M | $395.00M | $575.00M | $1.27B |
| Operating Cash Flow | $2.58B | $16.80B | $11.71B | $3.57B | $-900.00M | $7.53B | $3.82B | $2.89B | $1.88B | $5.73B | $5.01B | $3.44B | $-268.00M | $12.19B |
| Investing Cash Flow | $4.71B | $33.00M | $914.00M | $6.49B | $-13.58B | $23.20B | $22.33B | $8.93B | $16.59B | $27.66B | $5.24B | $2.31B | $12.87B | $-1.47B |
| Financing Cash Flow | $-6.59B | $-17.74B | $-13.90B | $-10.80B | $15.15B | $-31.89B | $-26.64B | $-14.31B | $-17.81B | $-34.40B | $-11.10B | $-6.24B | $-11.93B | $-15.18B |
| Net Change in Cash | $703.00M | $-910.00M | $-1.27B | $-744.00M | $677.00M | $-1.16B | $-487.00M | $-2.49B | $665.00M | $-1.01B | $-846.00M | $-487.00M | $669.00M | $-4.46B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $27.52B | $24.81B | $83.39B | $74.24B |
| Income Before Tax | $3.45B | $3.85B | $9.91B | $10.76B |
| Income Tax Expense | $675.00M | $741.00M | $1.95B | $2.12B |
| Net Income | $2.77B | $3.10B | $7.95B | $8.64B |
| Basic EPS | 0.00 | -0.02 | -0.02 | -0.01 |
| Diluted EPS | 0.00 | -0.02 | -0.02 | -0.01 |
| Basic Shares Outstanding | $3.23B | $3.23B | $3.23B | $3.23B |
| Diluted Shares Outstanding | $3.23B | $3.23B | $3.23B | $3.23B |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Total Assets | $3,468.19B | $3,386.69B |
| Total Liabilities | $3,400.59B | $3,327.12B |
| Common Stock | - | - |
| Retained Earnings | $-15.32B | $-23.27B |
| Treasury Stock | $3.88B | $3.88B |
| Total Stockholders Equity | $67.60B | $59.58B |
| Total Liabilities & Equity | $3,468.19B | $3,386.69B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $2.77B | $3.10B | $7.95B | $8.64B |
| Operating Cash Flow | - | - | $16.80B | $7.53B |
| Purchases of Investments | - | - | $74.58B | $67.23B |
| Sales of Investments | - | - | $40.91B | $58.88B |
| Investing Cash Flow | - | - | $33.00M | $23.20B |
| Financing Cash Flow | - | - | $-17.74B | $-31.89B |
| Net Change in Cash | - | - | $-910.00M | $-1.16B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.