$21.40B
Net Interest Income
$10.73B
Net Income
37.0%
Efficiency Ratio
0.61%
Net Int. Margin
15.2%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $129.82B | $129.82B | $117.88B | $105.36B | $83.46B | $61.53B |
| Interest Expense | $108.42B | $108.42B | $98.14B | $86.82B | $65.45B | $43.95B |
| Net Interest Income | $21.40B | $21.40B | $19.74B | $18.54B | $18.00B | $17.58B |
| Provision for Credit Losses | $1.29B | $1.29B | $476.00M | $-872.00M | $1.84B | $-1.04B |
| Non-Interest Income | $1.87B | $1.87B | $4.17B | $2.69B | $3.26B | $4.37B |
| Other Non-Interest Income | $485.00M | $485.00M | $488.00M | $365.00M | $507.00M | $593.00M |
| Total Revenue | $23.27B | $23.27B | $23.91B | $21.23B | $21.26B | $21.95B |
| Revenue Growth % | 0.0% | -2.7% | 12.6% | -0.2% | -3.1% | nan% |
| Non-Interest Expense | $8.62B | $8.62B | $8.66B | $8.90B | $7.82B | $7.79B |
| Compensation & Benefits | $1.71B | $1.71B | $1.68B | $1.61B | $1.51B | $1.40B |
| Other Non-Interest Expense | $329.00M | $329.00M | $201.00M | $1.77B | $1.42B | $728.00M |
| Income Before Tax | $13.36B | $13.36B | $14.78B | $13.20B | $11.60B | $15.20B |
| Income Tax Expense | $2.63B | $2.63B | $2.92B | $2.66B | $2.28B | $3.09B |
| Net Income | $10.73B | $10.73B | $11.86B | $10.54B | $9.33B | $12.11B |
| Net Margin % | 46.1% | 46.1% | 49.6% | 49.6% | 43.9% | 55.2% |
| Basic EPS | -0.02 | -0.02 | 0.00 | -0.05 | 0.11 | 0.15 |
| Diluted EPS | -0.02 | -0.02 | 0.00 | -0.05 | 0.11 | 0.15 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Investment Securities - AFS | $3.32B | $3.90B | - | - | - |
| Total Investment Securities | $85.41B | $55.77B | $43.27B | $38.70B | $53.02B |
| Allowance for Loan Losses | $7.97B | $6.77B | $6.38B | $7.39B | $4.95B |
| Other Assets | $26.57B | $21.33B | $25.93B | $27.16B | $29.42B |
| Total Assets | $3,497.60B | $3,386.69B | $3,280.98B | $3,208.33B | $3,025.59B |
| Short-term Borrowings | $37.72B | $14.68B | - | - | - |
| Long-term Debt | $169.30B | $167.33B | - | - | - |
| Other Liabilities | $11.60B | $12.35B | $16.10B | $18.17B | $11.10B |
| Total Liabilities | $3,427.21B | $3,327.12B | $3,233.25B | $3,171.32B | $2,997.55B |
| Common Stock | - | - | - | - | - |
| Retained Earnings | $-12.54B | $-23.27B | $-35.13B | $-45.67B | $-54.99B |
| Treasury Stock | $3.88B | $3.88B | $3.88B | $3.88B | $3.88B |
| AOCI | $51.00M | $-27.00M | $-22.00M | $-188.00M | $154.00M |
| Total Stockholders Equity | $70.38B | $59.58B | $47.72B | $37.02B | $28.03B |
| Total Liabilities & Equity | $3,497.60B | $3,386.69B | $3,280.98B | $3,208.33B | $3,025.59B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $10.73B | $10.73B | $11.86B | $10.54B | $9.33B | $12.11B |
| Provision for Credit Losses | $1.57B | $1.29B | $476.00M | $-872.00M | $1.84B | $-1.04B |
| Other Operating Adjustments | - | $-1.94B | $-337.00M | $-913.00M | $708.00M | $-196.00M |
| Operating Cash Flow | $34.66B | $19.37B | $6.63B | $7.62B | $11.93B | $16.35B |
| Sales of Securities | - | $989.00M | $1.18B | $3.16B | - | - |
| Investing Cash Flow | $12.15B | $4.74B | $9.62B | $44.25B | $11.40B | $24.25B |
| Financing Cash Flow | $-49.02B | $-24.32B | $-16.74B | $-52.21B | $-27.11B | $-54.34B |
| Net Change in Cash | $-2.22B | $-207.00M | $-485.00M | $-341.00M | $-3.79B | $-13.74B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $27.52B | $24.81B | $83.39B | $74.24B |
| Income Before Tax | $3.45B | $3.85B | $9.91B | $10.76B |
| Income Tax Expense | $675.00M | $741.00M | $1.95B | $2.12B |
| Net Income | $2.77B | $3.10B | $7.95B | $8.64B |
| Basic EPS | 0.00 | -0.02 | -0.02 | -0.01 |
| Diluted EPS | 0.00 | -0.02 | -0.02 | -0.01 |
| Basic Shares Outstanding | $3.23B | $3.23B | $3.23B | $3.23B |
| Diluted Shares Outstanding | $3.23B | $3.23B | $3.23B | $3.23B |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Total Assets | $3,468.19B | $3,386.69B |
| Total Liabilities | $3,400.59B | $3,327.12B |
| Common Stock | - | - |
| Retained Earnings | $-15.32B | $-23.27B |
| Treasury Stock | $3.88B | $3.88B |
| Total Stockholders Equity | $67.60B | $59.58B |
| Total Liabilities & Equity | $3,468.19B | $3,386.69B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $2.77B | $3.10B | $7.95B | $8.64B |
| Operating Cash Flow | - | - | $16.80B | $7.53B |
| Purchases of Investments | - | - | $74.58B | $67.23B |
| Sales of Investments | - | - | $40.91B | $58.88B |
| Investing Cash Flow | - | - | $33.00M | $23.20B |
| Financing Cash Flow | - | - | $-17.74B | $-31.89B |
| Net Change in Cash | - | - | $-910.00M | $-1.16B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.