Income Statement
Balance Sheet
Cash Flow
| Line Item | FY 2025Oct 31, 2025 | FY 2024Oct 31, 2024 | FY 2023Oct 31, 2023 | FY 2022Oct 31, 2022 | FY 2021Oct 31, 2021 |
|---|---|---|---|---|---|
| Total Revenue | 61.3B | 56.3B | 51.5B | 45.8B | -- |
| Revenue Growth % | 8.9% | 9.2% | 12.6% | -- | -- |
| Operating Revenue | 61.3B | 56.3B | 51.5B | 45.8B | -- |
| Selling General And Administration | 26.0B | 24.9B | 22.2B | 17.6B | -- |
| General And Administrative Expense | 24.3B | 23.4B | 20.8B | 16.3B | -- |
| Depreciation And Amortization In Income Statement | 780.0M | 702.0M | 672.0M | 599.0M | -- |
| Interest Expense | 54.6B | 62.9B | 50.7B | 13.7B | -- |
| Interest Income | 87.6B | 93.4B | 80.7B | 41.0B | -- |
| Net Interest Income | 33.1B | 30.5B | 29.9B | 27.4B | -- |
| Special Income Charges | 5.1B | -5.6B | -4.5B | 2.6B | -- |
| Restructuring And Mergern Acquisition | 3.9B | 1.7B | 2.9B | -1.4B | -- |
| Gain On Sale Of Security | -1.0M | 0.00 | 0.00 | 0.00 | -- |
| Pretax Income | 23.6B | 10.8B | 12.9B | 20.4B | -- |
| Tax Provision | 3.4B | 2.7B | 3.1B | 4.0B | -- |
| Tax Effect Of Unusual Items | 733.0M | -1.4B | -1.1B | 513.6M | -- |
| Net Income From Continuing And Discontinued Operation | 20.5B | 8.8B | 10.6B | 17.4B | -- |
| Net Income From Continuing Operation Net Minority Interest | 20.5B | 8.8B | 10.6B | 17.4B | -- |
| Net Income Including Noncontrolling Interests | 20.5B | 8.8B | 10.6B | 17.4B | -- |
| Minority Interests | -- | -- | -- | 0.00 | 0.00 |
| Net Income Common Stockholders | 20.0B | 8.3B | 10.1B | 17.2B | -- |
| Net Margin % | 32.6% | 14.8% | 19.5% | 37.5% | -- |
| Net Income | 20.5B | 8.8B | 10.6B | 17.4B | -- |
| Reconciled Depreciation | 2.2B | 2.0B | 1.9B | 1.8B | -- |
| Basic EPS | 11.57 | 4.73 | 5.53 | 9.48 | -- |
| Diluted EPS | 11.56 | 4.72 | 5.52 | 9.47 | -- |
| Basic Average Shares | 1.7B | 1.8B | 1.8B | 1.8B | -- |
| Diluted Average Shares | 1.7B | 1.8B | 1.8B | 1.8B | -- |
| Total Unusual Items | 5.1B | -5.6B | -4.5B | 2.6B | -- |
| Total Unusual Items Excluding Goodwill | 5.1B | -5.6B | -4.5B | 2.6B | -- |
| Tax Rate For Calcs | 0.14 | 0.25 | 0.24 | 0.20 | -- |
| Normalized Income | 16.2B | 13.1B | 14.1B | 15.3B | -- |
| Amortization | 780.0M | 702.0M | 672.0M | 599.0M | -- |
| Amortization Of Intangibles Income Statement | 780.0M | 702.0M | 672.0M | 599.0M | -- |
| Depreciation Amortization Depletion Income Statement | 780.0M | 702.0M | 672.0M | 599.0M | -- |
| Diluted NI Availto Com Stockholders | 20.0B | 8.3B | 10.1B | 17.2B | -- |
| Earnings From Equity Interest Net Of Tax | 305.0M | 703.0M | 864.0M | 991.0M | -- |
| Gain On Sale Of Business | 9.0B | 1.0B | 0.00 | 997.0M | -- |
| Impairment Of Capital Assets | 29.0M | 19.0M | 11.0M | 3.0M | -- |
| Insurance And Claims | 6.1B | 6.6B | 5.0B | 2.9B | -- |
| Net Income Continuous Operations | 20.5B | 8.8B | 10.6B | 17.4B | -- |
| Occupancy And Equipment | 4.8B | 4.6B | 4.1B | 3.6B | -- |
| Other Gand A | -- | -- | -- | -- | 1.2B |
| Other Non Interest Expense | 2.4B | 2.3B | 1.7B | 2.9B | -- |
| Other Special Charges | -- | 4.9B | 1.6B | -224.0M | -- |
| Preferred Stock Dividends | 565.0M | 526.0M | 563.0M | 259.0M | -- |
| Professional Expense And Contract Services Expense | 4.3B | 3.1B | 2.5B | 2.2B | -- |
| Salaries And Wages | 18.2B | 16.7B | 15.8B | 13.4B | -- |
| Selling And Marketing Expense | 1.6B | 1.5B | 1.5B | 1.4B | -- |
| Line Item | FY 2025Oct 31, 2025 | FY 2024Oct 31, 2024 | FY 2023Oct 31, 2023 | FY 2022Oct 31, 2022 | FY 2021Oct 31, 2021 |
|---|---|---|---|---|---|
| Cash And Cash Equivalents | 116.9B | 178.0B | 105.1B | 145.8B | -- |
| Cash Financial | 7.5B | 6.4B | 6.7B | 8.6B | -- |
| Other Short Term Investments | 39.1B | 52.5B | 11.4B | 11.1B | -- |
| Accounts Receivable | 15.0B | 13.6B | 19.4B | 14.5B | -- |
| Receivables | 46.2B | 39.8B | 54.6B | 40.3B | -- |
| Prepaid Assets | 1.8B | 1.8B | 1.5B | 1.3B | -- |
| Gross PPE | 13.9B | 13.7B | 13.4B | 13.2B | -- |
| Accumulated Depreciation | -3.8B | -3.9B | -4.0B | -3.8B | -- |
| Net PPE | 10.1B | 9.8B | 9.4B | 9.4B | -- |
| Goodwill | 19.0B | 18.9B | 18.6B | 17.7B | -- |
| Goodwill And Other Intangible Assets | 22.4B | 21.9B | 21.4B | 20.0B | -- |
| Other Intangible Assets | 3.4B | 3.0B | 2.8B | 2.3B | -- |
| Investments And Advances | 576.2B | 540.9B | 531.3B | 433.3B | -- |
| Long Term Equity Investment | 5.2B | 13.9B | 8.9B | 8.1B | -- |
| Total Assets | 2094.6B | 2061.8B | 1955.1B | 1917.5B | -- |
| Current Debt | 211.7B | 251.3B | 217.9B | 216.0B | -- |
| Current Debt And Capital Lease Obligation | 211.7B | 251.3B | 217.9B | 216.0B | -- |
| Accounts Payable | 41.0B | 39.9B | 43.6B | 32.1B | -- |
| Payables | 41.3B | 39.9B | 43.8B | 32.3B | -- |
| Payables And Accrued Expenses | 48.6B | 45.3B | 48.8B | 36.4B | -- |
| Current Accrued Expenses | 7.3B | 5.4B | 5.0B | 4.1B | -- |
| Long Term Debt | 225.3B | 204.3B | 178.9B | 152.7B | -- |
| Long Term Debt And Capital Lease Obligation | 230.7B | 209.3B | 183.9B | 158.1B | -- |
| Long Term Capital Lease Obligation | 5.4B | 5.0B | 5.0B | 5.3B | -- |
| Total Liabilities Net Minority Interest | 1966.7B | 1946.6B | 1843.1B | 1806.1B | -- |
| Common Stock | 24.7B | 25.4B | 25.4B | 24.4B | -- |
| Capital Stock | 36.4B | 36.3B | 36.3B | 35.6B | -- |
| Additional Paid In Capital | 285.0M | 204.0M | 155.0M | 179.0M | -- |
| Retained Earnings | 78.3B | 70.8B | 73.0B | 73.7B | -- |
| Treasury Stock | 4.0M | 35.0M | 129.0M | 98.0M | -- |
| Gains Losses Not Affecting Retained Earnings | 12.9B | 7.9B | 2.8B | 2.0B | -- |
| Common Stock Equity | 116.2B | 104.3B | 101.2B | 100.1B | -- |
| Stockholders Equity | 127.8B | 115.2B | 112.1B | 111.4B | -- |
| Total Equity Gross Minority Interest | 127.8B | 115.2B | 112.1B | 111.4B | -- |
| Total Capitalization | 353.2B | 319.5B | 290.9B | 264.1B | -- |
| Net Tangible Assets | 105.4B | 93.3B | 90.7B | 91.4B | -- |
| Tangible Book Value | 93.8B | 82.4B | 79.8B | 80.2B | -- |
| Invested Capital | 553.3B | 559.9B | 498.0B | 468.9B | -- |
| Total Debt | 442.4B | 460.7B | 401.8B | 374.0B | -- |
| Net Debt | 320.1B | 277.6B | 291.7B | 222.9B | -- |
| Share Issued | 1.7B | 1.8B | 1.8B | 1.8B | -- |
| Ordinary Shares Number | 1.7B | 1.8B | 1.8B | 1.8B | -- |
| Available For Sale Securities | 361.3B | 345.0B | 376.1B | 414.0B | -- |
| Buildings And Improvements | 6.2B | 5.9B | 5.7B | 5.8B | -- |
| Capital Lease Obligations | 5.4B | 5.0B | 5.0B | 5.3B | -- |
| Cash Cash Equivalents And Federal Funds Sold | 364.0B | 386.2B | 309.4B | 306.0B | -- |
| Commercial Paper | 144.3B | 161.5B | 154.0B | 161.5B | -- |
| Current Notes Payable | 24.9B | 20.8B | 22.3B | 24.2B | -- |
| Defined Pension Benefit | 1.1B | 1.0B | 1.3B | 1.4B | -- |
| Derivative Product Liabilities | 79.4B | 68.4B | 71.6B | 91.1B | -- |
| Employee Benefits | 1.4B | 1.4B | 1.2B | 1.3B | -- |
| Income Tax Payable | 296.0M | 67.0M | 162.0M | 151.0M | -- |
| Land And Improvements | 1.5B | 1.6B | 1.6B | 1.7B | -- |
| Leases | 3.8B | 3.8B | 3.7B | 3.5B | -- |
| Long Term Provisions | 1.7B | 3.7B | 3.4B | 1.3B | -- |
| Machinery Furniture Equipment | 2.4B | 2.5B | 2.5B | 2.3B | -- |
| Non Current Deferred Liabilities | 303.0M | 300.0M | 204.0M | 236.0M | -- |
| Non Current Deferred Taxes Liabilities | 303.0M | 300.0M | 204.0M | 236.0M | -- |
| Other Current Borrowings | 42.6B | 69.0B | 41.6B | 30.3B | -- |
| Other Receivables | 31.2B | 26.2B | 35.2B | 25.8B | -- |
| Preferred Shares Number | 48.0M | 90.0M | 142.0M | 158.0M | -- |
| Preferred Stock | 11.6B | 10.9B | 10.9B | 11.3B | -- |
| Preferred Stock Equity | 11.6B | 10.9B | 10.9B | 11.3B | -- |
| Total Tax Payable | 296.0M | 67.0M | 162.0M | 151.0M | -- |
| Trading Securities | 170.5B | 129.5B | 134.8B | 110.2B | -- |
| Treasury Shares Number | -- | 200,000 | 700,000 | 1.0M | 2.0M |
| Line Item | FY 2025Oct 31, 2025 | FY 2024Oct 31, 2024 | FY 2023Oct 31, 2023 | FY 2022Oct 31, 2022 | FY 2021Oct 31, 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | -69.6B | 54.9B | -65.3B | 38.9B | -- |
| Cash Flow From Continuing Operating Activities | -69.6B | 54.9B | -65.3B | 38.9B | -- |
| Depreciation And Amortization | 2.2B | 2.0B | 1.9B | 1.8B | -- |
| Depreciation Amortization Depletion | 2.2B | 2.0B | 1.9B | 1.8B | -- |
| Deferred Tax | -764.0M | -1.1B | -1.3B | 502.0M | -- |
| Deferred Income Tax | -764.0M | -1.1B | -1.3B | 502.0M | -- |
| Change In Working Capital | -88.6B | 42.2B | -78.7B | 20.2B | -- |
| Change In Other Working Capital | -24.0B | 87.1B | 33.0M | 135.9B | -- |
| Capital Expenditure | -2.1B | -2.2B | -1.8B | -1.5B | -- |
| Purchase Of PPE | -2.1B | -2.2B | -1.8B | -1.5B | -- |
| Net PPE Purchase And Sale | -2.1B | -2.2B | -1.8B | -1.5B | -- |
| Sale Of Business | 20.8B | 3.4B | -- | -- | -- |
| Purchase Of Investment | -130.6B | -53.8B | -51.3B | -180.7B | -- |
| Sale Of Investment | 136.6B | 78.3B | 88.6B | 117.3B | -- |
| Net Investment Purchase And Sale | 6.0B | 24.5B | 37.2B | -63.4B | -- |
| Investing Cash Flow | 86.2B | -45.4B | 76.2B | -31.9B | -- |
| Cash Flow From Continuing Investing Activities | 86.2B | -45.4B | 76.2B | -31.9B | -- |
| Issuance Of Debt | 2.3B | 3.3B | 0.00 | 6.0M | -- |
| Repayment Of Debt | -4.9B | -2.2B | -2.4B | -663.0M | -- |
| Net Issuance Payments Of Debt | -2.6B | 1.1B | -2.4B | -657.0M | -- |
| Issuance Of Capital Stock | 16.6B | 13.4B | 8.6B | 16.8B | -- |
| Repurchase Of Capital Stock | -21.9B | -17.1B | -13.2B | -14.3B | -- |
| Net Common Stock Issuance | -6.0B | -3.8B | -4.3B | -2.0B | -- |
| Common Stock Payments | -20.8B | -15.8B | -12.8B | -13.3B | -- |
| Financing Cash Flow | -15.5B | -9.8B | -12.8B | -4.8B | -- |
| Cash Flow From Continuing Financing Activities | -15.5B | -9.8B | -12.8B | -4.8B | -- |
| Effect Of Exchange Rate Changes | 34.0M | 14.0M | 88.0M | 390.0M | -- |
| Changes In Cash | 1.0B | -298.0M | -1.9B | 2.2B | -- |
| Beginning Cash Position | 6.4B | 6.7B | 8.6B | 5.9B | -- |
| End Cash Position | 7.5B | 6.4B | 6.7B | 8.6B | -- |
| Free Cash Flow | -71.8B | 52.8B | -67.1B | 37.5B | -- |
| Income Tax Paid Supplemental Data | 4.3B | 3.8B | 3.0B | 4.4B | -- |
| Interest Paid Supplemental Data | 55.5B | 61.8B | 48.2B | 12.5B | -- |
| Amortization Cash Flow | 780.0M | 702.0M | 672.0M | 599.0M | -- |
| Amortization Of Intangibles | 780.0M | 702.0M | 672.0M | 599.0M | -- |
| Cash Dividends Paid | -7.7B | -7.2B | -5.8B | -6.7B | -- |
| Common Stock Issuance | 14.8B | 12.0B | 8.6B | 11.3B | -- |
| Depreciation | 1.4B | 1.3B | 1.2B | 1.2B | -- |
| Earnings Losses From Equity Investments | -305.0M | -703.0M | -864.0M | -991.0M | -- |
| Gain Loss On Investment Securities | 2.0B | 358.0M | 48.0M | -60.0M | -- |
| Gain Loss On Sale Of Business | -9.2B | -1.0B | 0.00 | -997.0M | -- |
| Long Term Debt Issuance | 2.3B | 3.3B | 0.00 | 6.0M | -- |
| Long Term Debt Payments | -4.9B | -2.2B | -2.4B | -663.0M | -- |
| Net Business Purchase And Sale | 20.8B | 3.4B | -624.0M | 2.5B | -- |
| Net Income From Continuing Operations | 20.5B | 8.8B | 10.6B | 17.4B | -- |
| Net Long Term Debt Issuance | -2.6B | 1.1B | -2.4B | -657.0M | -- |
| Net Preferred Stock Issuance | 730.0M | 28.0M | -400.0M | 4.5B | -- |
| Operating Gains Losses | -7.5B | -1.4B | -816.0M | -2.0B | -- |
| Preferred Stock Issuance | 1.8B | 1.3B | 0.00 | 5.5B | -- |
| Preferred Stock Payments | -1.1B | -1.3B | -400.0M | -1.0B | -- |