Income Statement
Balance Sheet
Cash Flow
| Line Item | FY 2025Oct 31, 2025 | FY 2024Oct 31, 2024 | FY 2023Oct 31, 2023 | FY 2022Oct 31, 2022 | FY 2021Oct 31, 2021 |
|---|---|---|---|---|---|
| Total Revenue | 29.0B | 25.5B | 23.3B | 21.8B | -- |
| Revenue Growth % | 13.7% | 9.6% | 7.1% | -- | -- |
| Operating Revenue | 29.0B | 25.5B | 23.3B | 21.8B | -- |
| Selling General And Administration | 9.7B | 8.6B | 7.9B | 7.5B | -- |
| General And Administrative Expense | 9.3B | 8.3B | 7.5B | 7.2B | -- |
| Interest Expense | 33.0B | 38.5B | 32.2B | 9.5B | -- |
| Interest Income | 48.8B | 52.2B | 45.0B | 22.2B | -- |
| Net Interest Income | 15.8B | 13.7B | 12.8B | 12.6B | -- |
| Special Income Charges | 2.0M | -102.0M | -1.1B | -311.0M | -- |
| Restructuring And Mergern Acquisition | -- | -- | 0.00 | 181.0M | 12.0M |
| Gain On Sale Of Security | 4.0B | 3.3B | 2.4B | 1.2B | -- |
| Pretax Income | 10.9B | 9.2B | 7.0B | 8.0B | -- |
| Tax Provision | 2.5B | 2.0B | 1.9B | 1.7B | -- |
| Tax Effect Of Unusual Items | 454,338 | -22.4M | -291.4M | -67.5M | -- |
| Net Income From Continuing And Discontinued Operation | 8.4B | 7.1B | 5.0B | 6.2B | -- |
| Net Income From Continuing Operation Net Minority Interest | 8.4B | 7.1B | 5.0B | 6.2B | -- |
| Net Income Including Noncontrolling Interests | 8.5B | 7.2B | 5.0B | 6.2B | -- |
| Minority Interests | -25.0M | -39.0M | -38.0M | -23.0M | -- |
| Net Income Common Stockholders | 8.1B | 6.9B | 4.7B | 6.0B | -- |
| Net Margin % | 27.8% | 26.8% | 20.3% | 27.8% | -- |
| Net Income | 8.4B | 7.1B | 5.0B | 6.2B | -- |
| Reconciled Depreciation | 1.2B | 1.2B | 1.1B | 1.0B | -- |
| Basic EPS | 8.62 | 7.29 | 5.17 | 6.70 | -- |
| Diluted EPS | 8.57 | 7.28 | 5.17 | 6.68 | -- |
| Basic Average Shares | 935.4M | 939.4M | 915.6M | 903.3M | -- |
| Diluted Average Shares | 940.7M | 941.7M | 916.2M | 905.7M | -- |
| Total Unusual Items | 2.0M | -102.0M | -1.1B | -311.0M | -- |
| Total Unusual Items Excluding Goodwill | 2.0M | -102.0M | -1.1B | -311.0M | -- |
| Tax Rate For Calcs | 0.23 | 0.22 | 0.28 | 0.22 | -- |
| Normalized Income | 8.4B | 7.2B | 5.8B | 6.5B | -- |
| Diluted NI Availto Com Stockholders | 8.1B | 6.9B | 4.7B | 6.0B | -- |
| Impairment Of Capital Assets | -- | -- | -- | -- | 0.00 |
| Net Income Continuous Operations | 8.5B | 7.2B | 5.0B | 6.2B | -- |
| Occupancy And Equipment | 3.8B | 3.5B | 3.3B | 3.1B | -- |
| Other Non Interest Expense | 2.1B | 1.9B | 1.9B | 1.6B | -- |
| Other Special Charges | -2.0M | 102.0M | 1.1B | 130.0M | -- |
| Preferred Stock Dividends | 364.0M | 263.0M | 267.0M | 171.0M | -- |
| Professional Expense And Contract Services Expense | 284.0M | 257.0M | 245.0M | 313.0M | -- |
| Salaries And Wages | 9.3B | 8.3B | 7.5B | 7.2B | -- |
| Selling And Marketing Expense | 398.0M | 344.0M | 304.0M | 334.0M | -- |
| Line Item | FY 2025Oct 31, 2025 | FY 2024Oct 31, 2024 | FY 2023Oct 31, 2023 | FY 2022Oct 31, 2022 | FY 2021Oct 31, 2021 |
|---|---|---|---|---|---|
| Cash And Cash Equivalents | 55.7B | 56.0B | 63.2B | 73.3B | -- |
| Cash Equivalents | -- | -- | -- | -- | 3.0B |
| Cash Financial | 12.4B | 8.6B | 20.8B | 31.5B | -- |
| Other Short Term Investments | 37.1B | 76.7B | 61.3B | 56.1B | -- |
| Accounts Receivable | 5.9B | 5.5B | 4.4B | 3.3B | -- |
| Receivables | 16.9B | 15.1B | 13.9B | 19.8B | -- |
| Prepaid Assets | 595.0M | 588.0M | 607.0M | 652.0M | -- |
| Gross PPE | 7.7B | 7.5B | 7.0B | 6.9B | -- |
| Accumulated Depreciation | -4.2B | -4.1B | -3.7B | -3.5B | -- |
| Net PPE | 3.4B | 3.4B | 3.3B | 3.4B | -- |
| Goodwill | 5.5B | 5.4B | 5.4B | 5.3B | -- |
| Goodwill And Other Intangible Assets | 8.4B | 8.3B | 8.2B | 7.9B | -- |
| Other Intangible Assets | 2.9B | 2.8B | 2.7B | 2.6B | -- |
| Investments And Advances | 284.0B | 255.1B | 212.0B | 176.5B | -- |
| Long Term Equity Investment | 808.0M | 785.0M | 669.0M | 632.0M | -- |
| Total Assets | 1116.9B | 1042.0B | 975.7B | 943.6B | -- |
| Current Debt | 84.9B | 83.4B | 77.7B | 80.2B | -- |
| Current Debt And Capital Lease Obligation | 84.9B | 83.4B | 77.7B | 80.2B | -- |
| Accounts Payable | 14.0B | 14.1B | 13.2B | 11.2B | -- |
| Payables | 19.8B | 18.6B | 16.6B | 17.2B | -- |
| Payables And Accrued Expenses | 24.9B | 22.5B | 19.2B | 19.9B | -- |
| Current Accrued Expenses | 5.1B | 3.9B | 2.6B | 2.7B | -- |
| Long Term Debt | 140.9B | 125.1B | 116.8B | 107.2B | -- |
| Long Term Debt And Capital Lease Obligation | 140.9B | 125.1B | 116.8B | 107.2B | -- |
| Total Liabilities Net Minority Interest | 1052.5B | 983.0B | 922.5B | 893.2B | -- |
| Common Stock | 16.8B | 17.0B | 16.1B | 14.7B | -- |
| Capital Stock | 23.2B | 22.0B | 21.0B | 19.6B | -- |
| Additional Paid In Capital | 226.0M | 159.0M | 109.0M | 115.0M | -- |
| Retained Earnings | 36.5B | 33.5B | 30.4B | 28.8B | -- |
| Gains Losses Not Affecting Retained Earnings | 4.2B | 3.1B | 1.5B | 1.6B | -- |
| Other Equity Adjustments | 4.2B | 3.1B | 1.5B | 1.6B | -- |
| Common Stock Equity | 57.8B | 53.8B | 48.0B | 45.3B | -- |
| Stockholders Equity | 64.1B | 58.7B | 52.9B | 50.2B | -- |
| Total Equity Gross Minority Interest | 64.4B | 59.0B | 53.2B | 50.4B | -- |
| Minority Interest | 284.0M | 272.0M | 232.0M | 201.0M | -- |
| Total Capitalization | 205.0B | 183.8B | 169.8B | 157.4B | -- |
| Net Tangible Assets | 55.8B | 50.5B | 44.8B | 42.2B | -- |
| Tangible Book Value | 49.4B | 45.5B | 39.8B | 37.3B | -- |
| Invested Capital | 283.5B | 262.3B | 242.5B | 232.7B | -- |
| Total Debt | 225.8B | 208.5B | 194.5B | 187.5B | -- |
| Net Debt | 170.0B | 152.5B | 131.3B | 114.1B | -- |
| Share Issued | 926.6M | 942.3M | 931.1M | 906.0M | -- |
| Ordinary Shares Number | 926.6M | 942.3M | 931.1M | 906.0M | -- |
| Available For Sale Securities | 246.2B | 177.7B | 150.0B | 119.8B | -- |
| Cash Cash Equivalents And Federal Funds Sold | 142.4B | 139.8B | 143.4B | 142.5B | -- |
| Commercial Paper | 76.5B | 77.3B | 69.0B | 65.8B | -- |
| Current Notes Payable | 8.5B | 6.1B | 8.7B | 14.4B | -- |
| Defined Pension Benefit | 1.7B | 1.4B | 1.1B | 1.4B | -- |
| Derivative Product Liabilities | 41.4B | 40.7B | 41.3B | 52.3B | -- |
| Employee Benefits | 457.0M | 460.0M | 462.0M | 477.0M | -- |
| Land And Improvements | 864.0M | 831.0M | 804.0M | 784.0M | -- |
| Leases | 1.8B | 1.7B | 1.6B | 1.5B | -- |
| Machinery Furniture Equipment | 1.9B | 2.0B | 1.9B | 2.1B | -- |
| Non Current Deferred Liabilities | 47.0M | 49.0M | 40.0M | 45.0M | -- |
| Non Current Deferred Taxes Liabilities | 47.0M | 49.0M | 40.0M | 45.0M | -- |
| Non Current Pension And Other Postretirement Benefit Plans | 457.0M | 460.0M | 462.0M | 477.0M | -- |
| Other Current Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | -- |
| Other Payable | 5.8B | 4.5B | 3.4B | 5.9B | -- |
| Other Properties | 3.1B | 2.9B | 2.7B | 2.6B | -- |
| Other Receivables | 11.0B | 9.7B | 9.6B | 16.5B | -- |
| Preferred Shares Number | 18.0M | 30.0M | 81.0M | 81.0M | -- |
| Preferred Stock | 6.4B | 4.9B | 4.9B | 4.9B | -- |
| Preferred Stock Equity | 6.4B | 4.9B | 4.9B | 4.9B | -- |
| Treasury Shares Number | 3,438 | 9,179 | 20,156 | 46,205 | -- |
| Line Item | FY 2025Oct 31, 2025 | FY 2024Oct 31, 2024 | FY 2023Oct 31, 2023 | FY 2022Oct 31, 2022 | FY 2021Oct 31, 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | 13.8B | 11.1B | 12.2B | 22.7B | -- |
| Cash Flow From Continuing Operating Activities | 13.8B | 11.1B | 12.2B | 22.7B | -- |
| Depreciation And Amortization | 1.2B | 1.2B | 1.1B | 1.0B | -- |
| Depreciation Amortization Depletion | 1.2B | 1.2B | 1.1B | 1.0B | -- |
| Stock Based Compensation | 20.0M | 16.0M | 13.0M | 24.0M | -- |
| Deferred Tax | -257.0M | -244.0M | -84.0M | -46.0M | -- |
| Deferred Income Tax | -257.0M | -244.0M | -84.0M | -46.0M | -- |
| Change In Working Capital | 2.1B | 2.9B | 2.3B | 15.6B | -- |
| Changes In Account Receivables | 44.0M | -711.0M | -1.3B | -959.0M | -- |
| Change In Receivables | 44.0M | -711.0M | -1.3B | -959.0M | -- |
| Change In Payables And Accrued Expense | -983.0M | 452.0M | 2.5B | 1.2B | -- |
| Change In Payable | -983.0M | 452.0M | 2.5B | 1.2B | -- |
| Change In Other Working Capital | 19.5B | 12.5B | 17.0B | 78.2B | -- |
| Other Non Cash Items | -16.0M | -1.8B | 1.8B | -1.1B | -- |
| Capital Expenditure | -1.1B | -1.1B | -1.0B | -1.1B | -- |
| Net PPE Purchase And Sale | -1.1B | -1.1B | -1.0B | -1.1B | -- |
| Purchase Of Business | -- | -- | 0.00 | -3.1B | -- |
| Purchase Of Investment | -98.4B | -76.5B | -79.5B | -71.0B | -- |
| Sale Of Investment | 93.7B | 56.9B | 59.7B | 50.8B | -- |
| Net Investment Purchase And Sale | -4.7B | -19.7B | -19.7B | -20.2B | -- |
| Investing Cash Flow | -5.8B | -20.8B | -20.8B | -24.4B | -- |
| Cash Flow From Continuing Investing Activities | -5.8B | -20.8B | -20.8B | -24.4B | -- |
| Issuance Of Debt | 1.2B | 2.2B | 1.8B | 1.0B | -- |
| Repayment Of Debt | -1.4B | -1.8B | -1.8B | -328.0M | -- |
| Net Issuance Payments Of Debt | -128.0M | 427.0M | -81.0M | 672.0M | -- |
| Issuance Of Capital Stock | 2.9B | 1.3B | 183.0M | 1.6B | -- |
| Repurchase Of Capital Stock | -3.1B | -1.4B | 0.00 | -934.0M | -- |
| Net Common Stock Issuance | -1.6B | -111.0M | 183.0M | 95.0M | -- |
| Common Stock Payments | -1.7B | -423.0M | 0.00 | -134.0M | -- |
| Financing Cash Flow | -4.3B | -2.6B | -2.2B | -1.6B | -- |
| Cash Flow From Continuing Financing Activities | -4.3B | -2.6B | -2.2B | -1.6B | -- |
| Effect Of Exchange Rate Changes | 63.0M | 22.0M | 49.0M | 248.0M | -- |
| Changes In Cash | 3.8B | -12.3B | -10.8B | -3.3B | -- |
| Beginning Cash Position | 8.6B | 20.8B | 31.5B | 34.6B | -- |
| End Cash Position | 12.4B | 8.6B | 20.8B | 31.5B | -- |
| Free Cash Flow | 12.7B | 10.0B | 11.1B | 21.6B | -- |
| Income Tax Paid Supplemental Data | 3.2B | 2.5B | 1.7B | 2.6B | -- |
| Interest Paid Supplemental Data | 34.0B | 38.0B | 29.7B | 8.3B | -- |
| Amortization Cash Flow | 1.2B | 1.2B | 1.1B | 1.0B | -- |
| Amortization Of Intangibles | 1.2B | 1.2B | 1.1B | 1.0B | -- |
| Cash Dividends Paid | -4.0B | -2.9B | -2.3B | -3.0B | -- |
| Change In Account Payable | -983.0M | 452.0M | 2.5B | 1.2B | -- |
| Common Stock Issuance | 162.0M | 312.0M | 183.0M | 229.0M | -- |
| Gain Loss On Investment Securities | 14.0M | -43.0M | -83.0M | -35.0M | -- |
| Gain Loss On Sale Of PPE | -2.0M | -1.0M | -3.0M | -6.0M | -- |
| Long Term Debt Issuance | 1.2B | 2.2B | 1.8B | 1.0B | -- |
| Long Term Debt Payments | -1.4B | -1.8B | -1.8B | -328.0M | -- |
| Net Business Purchase And Sale | -- | -- | 0.00 | -3.1B | 0.00 |
| Net Income From Continuing Operations | 8.5B | 7.2B | 5.0B | 6.2B | -- |
| Net Long Term Debt Issuance | -128.0M | 427.0M | -81.0M | 672.0M | -- |
| Net Other Financing Charges | -29.0M | -- | -- | -- | -- |
| Net Preferred Stock Issuance | 1.4B | 21.0M | 0.00 | 595.0M | -- |
| Operating Gains Losses | 12.0M | -44.0M | -86.0M | -41.0M | -- |
| Preferred Stock Issuance | 2.8B | 996.0M | 0.00 | 1.4B | -- |
| Preferred Stock Payments | -1.4B | -975.0M | 0.00 | -800.0M | -- |