Income Statement
Balance Sheet
Cash Flow
| Line Item | FY 2025Oct 31, 2025 | FY 2024Oct 31, 2024 | FY 2023Oct 31, 2023 | FY 2022Oct 31, 2022 | FY 2021Oct 31, 2021 |
|---|---|---|---|---|---|
| Total Revenue | 37.1B | 33.6B | 31.7B | 31.5B | -- |
| Revenue Growth % | 10.4% | 6.1% | 0.6% | -- | -- |
| Operating Revenue | 37.1B | 33.6B | 31.7B | 31.5B | -- |
| Selling General And Administration | 11.5B | 10.5B | 10.2B | 9.3B | -- |
| General And Administrative Expense | 10.8B | 9.9B | 9.6B | 8.8B | -- |
| Depreciation And Amortization In Income Statement | 1.6B | 1.8B | 1.8B | 1.5B | -- |
| Interest Expense | 36.1B | 42.4B | 38.6B | 15.4B | -- |
| Interest Income | 57.6B | 61.7B | 56.8B | 33.6B | -- |
| Net Interest Income | 21.5B | 19.3B | 18.3B | 18.1B | -- |
| Special Income Charges | -1.8B | -805.0M | -420.0M | -579.0M | -- |
| Restructuring And Mergern Acquisition | 373.0M | 53.0M | 441.0M | 85.0M | -- |
| Write Off | 0.00 | 343.0M | 185.0M | 0.00 | -- |
| Gain On Sale Of Security | 71.0M | 48.0M | 129.0M | 74.0M | -- |
| Pretax Income | 10.5B | 9.9B | 9.7B | 12.9B | -- |
| Tax Provision | 2.8B | 2.0B | 2.2B | 2.8B | -- |
| Tax Effect Of Unusual Items | -479.8M | -164.8M | -96.6M | -123.3M | -- |
| Net Income From Continuing And Discontinued Operation | 7.8B | 7.8B | 7.3B | 9.9B | -- |
| Net Income From Continuing Operation Net Minority Interest | 7.8B | 7.8B | 7.3B | 9.9B | -- |
| Net Income Including Noncontrolling Interests | 7.8B | 7.9B | 7.5B | 10.2B | -- |
| Minority Interests | 31.0M | -134.0M | -112.0M | -258.0M | -- |
| Net Income Common Stockholders | 7.3B | 7.3B | 6.9B | 9.7B | -- |
| Net Margin % | 19.6% | 21.7% | 21.8% | 30.6% | -- |
| Net Income | 7.8B | 7.8B | 7.3B | 9.9B | -- |
| Reconciled Depreciation | 1.6B | 1.8B | 1.8B | 1.5B | -- |
| Basic EPS | 5.84 | 5.94 | 5.78 | 8.05 | -- |
| Diluted EPS | 5.67 | 5.87 | 5.72 | 8.02 | -- |
| Basic Average Shares | 1.2B | 1.2B | 1.2B | 1.2B | -- |
| Diluted Average Shares | 1.2B | 1.2B | 1.2B | 1.2B | -- |
| Total Unusual Items | -1.8B | -805.0M | -420.0M | -579.0M | -- |
| Total Unusual Items Excluding Goodwill | -1.8B | -805.0M | -420.0M | -579.0M | -- |
| Tax Rate For Calcs | 0.26 | 0.20 | 0.23 | 0.21 | -- |
| Normalized Income | 9.1B | 8.4B | 7.7B | 10.4B | -- |
| Average Dilution Earnings | -181.0M | -49.0M | -36.0M | 36.0M | -- |
| Depreciation Amortization Depletion Income Statement | 1.6B | 1.8B | 1.8B | 1.5B | -- |
| Diluted NI Availto Com Stockholders | 7.1B | 7.2B | 6.9B | 9.7B | -- |
| Gain On Sale Of Business | -1.4B | -136.0M | 367.0M | -361.0M | -- |
| Impairment Of Capital Assets | 0.00 | 97.0M | 161.0M | 0.00 | -- |
| Net Income Continuous Operations | 7.8B | 7.9B | 7.5B | 10.2B | -- |
| Occupancy And Equipment | 3.3B | 2.9B | 2.7B | 2.4B | -- |
| Other Non Interest Expense | 3.4B | 3.1B | 2.9B | 2.8B | -- |
| Other Special Charges | 74.0M | 176.0M | -- | 133.0M | -- |
| Otherunder Preferred Stock Dividend | 22.0M | -- | -- | -- | -- |
| Preferred Stock Dividends | 506.0M | 472.0M | 419.0M | 260.0M | -- |
| Professional Expense And Contract Services Expense | 880.0M | 793.0M | 779.0M | 826.0M | -- |
| Salaries And Wages | 10.8B | 9.9B | 9.6B | 8.8B | -- |
| Selling And Marketing Expense | 672.0M | 614.0M | 576.0M | 480.0M | -- |
| Line Item | FY 2025Oct 31, 2025 | FY 2024Oct 31, 2024 | FY 2023Oct 31, 2023 | FY 2022Oct 31, 2022 | FY 2021Oct 31, 2021 |
|---|---|---|---|---|---|
| Cash And Cash Equivalents | 66.0B | 63.9B | 90.3B | 65.9B | -- |
| Cash Equivalents | -- | -- | -- | -- | 755.0M |
| Cash Financial | 10.3B | 9.4B | 10.2B | 11.1B | -- |
| Other Short Term Investments | 42.1B | 44.3B | 50.5B | 53.4B | -- |
| Accounts Receivable | 7.7B | 7.5B | 7.4B | 5.4B | -- |
| Receivables | 15.0B | 13.1B | 14.2B | 13.4B | -- |
| Gross PPE | 10.6B | 10.4B | 10.5B | 12.2B | -- |
| Accumulated Depreciation | -5.7B | -5.1B | -4.9B | -6.5B | -- |
| Net PPE | 4.9B | 5.3B | 5.6B | 5.7B | -- |
| Goodwill | 8.6B | 9.0B | 9.2B | 8.9B | -- |
| Goodwill And Other Intangible Assets | 16.2B | 16.9B | 17.2B | 16.8B | -- |
| Other Intangible Assets | 7.6B | 7.9B | 8.0B | 8.0B | -- |
| Investments And Advances | 300.0B | 276.7B | 230.5B | 218.0B | -- |
| Long Term Equity Investment | 6.3B | 1.8B | 1.9B | 2.6B | -- |
| Total Assets | 1460.0B | 1412.0B | 1411.0B | 1349.4B | -- |
| Current Debt | 112.3B | 103.4B | 119.9B | 130.1B | -- |
| Current Debt And Capital Lease Obligation | 112.3B | 103.4B | 119.9B | 130.1B | -- |
| Accounts Payable | 17.9B | 16.8B | 17.6B | 12.6B | -- |
| Payables | 18.8B | 17.8B | 18.3B | 13.0B | -- |
| Payables And Accrued Expenses | 18.8B | 17.8B | 18.3B | 13.0B | -- |
| Long Term Debt | 199.6B | 194.3B | 190.7B | 177.4B | -- |
| Long Term Debt And Capital Lease Obligation | 202.5B | 197.3B | 193.9B | 180.7B | -- |
| Long Term Capital Lease Obligation | 3.0B | 3.0B | 3.2B | 3.3B | -- |
| Total Liabilities Net Minority Interest | 1371.5B | 1328.0B | 1332.5B | 1274.7B | -- |
| Common Stock | 22.1B | 22.1B | 20.1B | 18.7B | -- |
| Capital Stock | 32.0B | 30.8B | 28.2B | 26.8B | -- |
| Retained Earnings | 58.9B | 57.8B | 55.7B | 53.8B | -- |
| Gains Losses Not Affecting Retained Earnings | -4.1B | -6.2B | -7.0B | -7.3B | -- |
| Other Equity Adjustments | -4.1B | -6.2B | -7.0B | -7.3B | -- |
| Common Stock Equity | 76.9B | 73.6B | 68.8B | 65.2B | -- |
| Stockholders Equity | 86.9B | 82.4B | 76.8B | 73.2B | -- |
| Total Equity Gross Minority Interest | 88.6B | 84.1B | 78.6B | 74.7B | -- |
| Minority Interest | 1.7B | 1.7B | 1.7B | 1.5B | -- |
| Total Capitalization | 286.4B | 276.7B | 267.5B | 250.7B | -- |
| Net Tangible Assets | 70.7B | 65.5B | 59.6B | 56.4B | -- |
| Tangible Book Value | 60.8B | 56.7B | 51.6B | 48.3B | -- |
| Invested Capital | 388.9B | 371.3B | 379.4B | 372.7B | -- |
| Total Debt | 314.9B | 300.7B | 313.8B | 310.9B | -- |
| Net Debt | 246.0B | 233.8B | 220.3B | 241.6B | -- |
| Share Issued | 1.2B | 1.2B | 1.2B | 1.2B | -- |
| Ordinary Shares Number | 1.2B | 1.2B | 1.2B | 1.2B | -- |
| Available For Sale Securities | 121.6B | 124.4B | 90.3B | 76.8B | -- |
| Capital Lease Obligations | 3.0B | 3.0B | 3.2B | 3.3B | -- |
| Cash Cash Equivalents And Federal Funds Sold | 269.0B | 264.4B | 289.6B | 241.2B | -- |
| Commercial Paper | 13.5B | 10.7B | 12.6B | 9.6B | -- |
| Current Notes Payable | 81.7B | 72.1B | 93.1B | 106.2B | -- |
| Defined Pension Benefit | 1.0B | 684.0M | 936.0M | 1.1B | -- |
| Derivative Product Liabilities | 56.0B | 51.3B | 58.7B | 65.9B | -- |
| Employee Benefits | 535.0M | 523.0M | 521.0M | 549.0M | -- |
| Income Tax Payable | 942.0M | 1.1B | 728.0M | 464.0M | -- |
| Land And Improvements | 1.3B | 1.7B | 1.8B | 1.7B | -- |
| Leases | 2.0B | 1.9B | 1.9B | 1.8B | -- |
| Long Term Provisions | 668.0M | 411.0M | 573.0M | 287.0M | -- |
| Machinery Furniture Equipment | 822.0M | 633.0M | 705.0M | 2.2B | -- |
| Non Current Deferred Liabilities | 1.4B | 1.4B | 1.4B | 1.1B | -- |
| Non Current Deferred Taxes Liabilities | 1.4B | 1.4B | 1.4B | 1.1B | -- |
| Non Current Pension And Other Postretirement Benefit Plans | 535.0M | 523.0M | 521.0M | 549.0M | -- |
| Other Current Borrowings | 17.2B | 20.7B | 14.2B | 14.3B | -- |
| Other Properties | 6.4B | 6.1B | 6.1B | 6.6B | -- |
| Other Receivables | 7.2B | 5.6B | 6.9B | 8.0B | -- |
| Preferred Shares Number | -- | -- | 12.0M | 12.0M | 32.0M |
| Preferred Stock | 9.9B | 8.8B | 8.1B | 8.1B | -- |
| Preferred Stock Equity | 9.9B | 8.8B | 8.1B | 8.1B | -- |
| Total Tax Payable | 942.0M | 1.1B | 728.0M | 464.0M | -- |
| Trading Securities | 130.0B | 106.2B | 87.8B | 85.1B | -- |
| Treasury Shares Number | -- | -- | 0.00 | -- | -- |
| Line Item | FY 2025Oct 31, 2025 | FY 2024Oct 31, 2024 | FY 2023Oct 31, 2023 | FY 2022Oct 31, 2022 | FY 2021Oct 31, 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | 5.4B | 15.7B | 31.7B | 16.9B | -- |
| Cash Flow From Continuing Operating Activities | 5.4B | 15.7B | 31.7B | 16.9B | -- |
| Depreciation And Amortization | 1.6B | 1.8B | 1.8B | 1.5B | -- |
| Depreciation Amortization Depletion | 1.6B | 1.8B | 1.8B | 1.5B | -- |
| Stock Based Compensation | 15.0M | 13.0M | 14.0M | 10.0M | -- |
| Deferred Tax | 2.8B | 2.0B | 2.2B | 2.8B | -- |
| Deferred Income Tax | 2.8B | 2.0B | 2.2B | 2.8B | -- |
| Change In Working Capital | -7.9B | 1.9B | 15.5B | 3.1B | -- |
| Change In Other Working Capital | 2.7B | -9.3B | 14.1B | 130.8B | -- |
| Other Non Cash Items | -21.5B | -19.3B | -18.3B | -18.1B | -- |
| Capital Expenditure | -347.0M | -489.0M | -442.0M | -571.0M | -- |
| Net PPE Purchase And Sale | -347.0M | -489.0M | -442.0M | -571.0M | -- |
| Purchase Of Investment | -70.1B | -108.3B | -100.9B | -97.7B | -- |
| Sale Of Investment | 75.5B | 76.8B | 94.9B | 63.1B | -- |
| Net Investment Purchase And Sale | 5.4B | -31.5B | -6.0B | -34.6B | -- |
| Investing Cash Flow | 1.6B | -7.5B | -30.0B | -11.3B | -- |
| Cash Flow From Continuing Investing Activities | 1.6B | -7.5B | -30.0B | -11.3B | -- |
| Issuance Of Debt | 0.00 | 1.0B | 1.4B | 3.4B | -- |
| Repayment Of Debt | -548.0M | -3.6B | -403.0M | -1.6B | -- |
| Net Issuance Payments Of Debt | -548.0M | -2.6B | 1.0B | 1.8B | -- |
| Issuance Of Capital Stock | 3.1B | 2.9B | 1.4B | 2.7B | -- |
| Repurchase Of Capital Stock | -2.6B | -300.0M | 0.00 | -3.4B | -- |
| Net Common Stock Issuance | -685.0M | 1.9B | 1.4B | -2.7B | -- |
| Common Stock Dividend Paid | -5.4B | -5.2B | -5.0B | -4.9B | -- |
| Common Stock Payments | -895.0M | 0.00 | 0.00 | -2.9B | -- |
| Financing Cash Flow | -6.3B | -8.8B | -2.8B | -4.6B | -- |
| Cash Flow From Continuing Financing Activities | -6.3B | -8.8B | -2.8B | -4.6B | -- |
| Effect Of Exchange Rate Changes | 183.0M | -131.0M | 190.0M | 301.0M | -- |
| Changes In Cash | 667.0M | -636.0M | -1.1B | 1.1B | -- |
| Beginning Cash Position | 9.4B | 10.2B | 11.1B | 9.7B | -- |
| End Cash Position | 10.3B | 9.4B | 10.2B | 11.1B | -- |
| Free Cash Flow | 5.1B | 15.2B | 31.3B | 16.4B | -- |
| Amortization Cash Flow | 921.0M | 1.0B | 1.0B | 782.0M | -- |
| Amortization Of Intangibles | 921.0M | 1.0B | 1.0B | 782.0M | -- |
| Asset Impairment Charge | 0.00 | 343.0M | 185.0M | 0.00 | -- |
| Cash Dividends Paid | -5.9B | -5.7B | -5.4B | -5.1B | -- |
| Common Stock Issuance | 210.0M | 1.9B | 1.4B | 137.0M | -- |
| Depreciation | 683.0M | 730.0M | 801.0M | 749.0M | -- |
| Dividend Received Cfo | -- | -- | 1.3B | 1.2B | 969.0M |
| Earnings Losses From Equity Investments | -608.0M | -198.0M | -153.0M | -268.0M | -- |
| Gain Loss On Investment Securities | -71.0M | -48.0M | -129.0M | -74.0M | -- |
| Gain Loss On Sale Of Business | 1.4B | 136.0M | -367.0M | 233.0M | -- |
| Interest Paid Cfo | -37.2B | -42.3B | -34.7B | -13.3B | -- |
| Interest Received Cfo | 58.1B | 61.3B | 56.9B | 31.9B | -- |
| Long Term Debt Issuance | 0.00 | 1.0B | 1.4B | 3.4B | -- |
| Long Term Debt Payments | -548.0M | -3.6B | -403.0M | -1.6B | -- |
| Net Business Purchase And Sale | -2.6B | 0.00 | 895.0M | -549.0M | -- |
| Net Income From Continuing Operations | 7.8B | 7.9B | 7.5B | 10.2B | -- |
| Net Long Term Debt Issuance | -548.0M | -2.6B | 1.0B | 1.8B | -- |
| Net Other Financing Charges | -360.0M | -3.3B | 210.0M | -506.0M | -- |
| Net Other Investing Changes | -463.0M | -1.0B | -911.0M | -1.4B | -- |
| Net Preferred Stock Issuance | 1.2B | 704.0M | 0.00 | 2.0B | -- |
| Operating Gains Losses | 707.0M | -110.0M | -649.0M | -109.0M | -- |
| Preferred Stock Dividend Paid | -506.0M | -472.0M | -419.0M | -260.0M | -- |
| Preferred Stock Issuance | 2.8B | 1.0B | 0.00 | 2.5B | -- |
| Preferred Stock Payments | -1.7B | -300.0M | 0.00 | -500.0M | -- |
| Taxes Refund Paid | -3.6B | -2.0B | -2.1B | -3.5B | -- |